The card will no longer auto transfer from your linked bank. That used to be a thing but PP stopped it like 2 years ago. You just need to have the funds in your balance to be able for the debit card to work. Answer from xosxos on reddit.com
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PayPal
paypal.com › us › cshelp › article › what-is-the-paypal-debit-card-and-how-do-i-get-one-help669
What is the PayPal Debit Card? How to Get One | PayPal US
Remember, to use your debit card there must be money available in your PayPal balance. Transfer money from your bank at any time, or set up auto-reloads. Any payments received go into your PayPal balance, ready for you to spend. Add cash at thousands of stores across the US.
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PayPal
paypal.com › us › digital-wallet › ways-to-pay › about-payment-methods
About Payment Methods | PayPal US
... PayPal may process debit card transactions through the ATM debit network or the Visa, MasterCard, or Discover network, except for PayPal Debit Card transactions you make in PayPal checkout, which will be processed directly by PayPal by debiting ...
Discussions

What’s the deal with PayPal debit card?
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
🌐 r/paypal
12
4
September 10, 2024
Safer paying directly from PayPal account or debit card?
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
🌐 r/paypal
5
2
November 23, 2023
Using Paypal Debit to purchase because it will then take from your bank for you? NOT anymore :(
Me too. Not sure why we should use PP anymore, as it keeps getting less useful. No more ebay, no more auto draft on the debit card, no more paypal here (especially annoying as I paid $60 for the stupid chip reader that's now worthless) I mostly used it to accept payments when vending, and now that's gone too. I probably won't shut it down, just in case they start being useful again, but as of now, there's no reason for me to log in whatsoever... More on reddit.com
🌐 r/Frugal
6
6
September 13, 2023
Using a debit card to pay through PayPal
PayPal charges the card for you, and transfers the amount, to the seller. There will be a record of the charge on your debit card or bank statement. More on reddit.com
🌐 r/paypal
11
1
November 26, 2021
People also ask

What are the different ways to pay with PayPal?
PayPal offers a wide array of payment options for flexibility and convenience. You can use your popular debit and credit cards—including Visa, Mastercard, Discover, and American Express—or your bank account. This includes options like the PayPal Debit Card and PayPal Cashback Mastercard. Additionally, PayPal Pay Later provides an option to split your payments, catering to various financial preferences and needs.
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paypal.com
paypal.com › us › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal US
What is PayPal?
PayPal is an online payment system that allows you to send and receive money around the world. You can link your credit card, debit card, or bank account. You can also set up a PayPal Balance account.
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paypal.com
paypal.com › us › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal US
Is my account with PayPal secure?
PayPal works to protect your financial data, payments, and eligible purchases. Your transactions are encrypted to ensure your full financial information remains private. We don't share your full financial details. With early fraud detection on many PayPal transactions and app alerts, we're proactive about your security. Plus, PayPal Purchase Protection offers peace of mind by covering eligible purchases.
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paypal.com
paypal.com › us › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal US
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PayPal
paypal.com › us › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal US
With PayPal you can send and request money, shop online or in stores with the PayPal Debit Card, manage bank and card info, get cash back offers, and enjoy flexible payment options. Please note PayPal services may vary from country to country.
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PayPal
paypal.com › us › cshelp › article › how-do-i-link-a-debit-or-credit-card-to-my-paypal-account-help155
How to Link a Debit or Credit Card to PayPal | PayPal US
To link a card to PayPal: Go to Wallet (website) or Accounts (app), tap "Link a card," and follow the instructions to add or scan your card details.
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Reddit
reddit.com › r/paypal › what’s the deal with paypal debit card?
r/paypal on Reddit: What’s the deal with PayPal debit card?
September 10, 2024 -

I saw a TV commercial and signed up.

They have 5% cash back at Walmart though. Do I need to add money to my PayPal account in advance or will it just take the money from my regular checking account when I buy something?

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Tipalti
tipalti.com › blog › what is paypal and how does it work in 2025?
How Does PayPal Work for Businesses and Consumers?
March 14, 2023 - Provide your name, address, phone, email, date of birth, and SSN/ITIN for identity verification. Create a strong password. Review and agree to PayPal’s user policies. Link funding sources like bank accounts using online credentials or account numbers for instant or micro-deposit verification. Or add debit/credit cards.
Find elsewhere
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Lemon8
lemon8-app.com › tyler › paypal debit card review 💳
Comprehensive PayPal Debit Card Review: Benefits & Features
January 9, 2025 - The money goes into your PayPal & you use your PayPal balance when you use the card. The app has been easy to use & my card arrived quickly in the mail. It’s helped me save money on things I already buy, so I am loving it!
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Capital One
capitalone.com › learn & grow › money management › how does paypal work?
How Does PayPal Work? | Capital One
PayPal lets you send and receive money and link your credit and debit card. Learn how it works and how to use it.
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CNBC
cnbc.com › cnbc select › banking › earn 5% cash back with paypal's debit card, even if you have bad credit
Earn 5% cash back with PayPal's debit card, even if you have bad credit
February 28, 2025 - This lets you automatically transfer money from a linked third-party account to your PayPal Balance whenever your balance drops below a certain amount, or whenever a certain amount of time passes.
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Hulu
help.hulu.com › article › hulu-payment-options
Your payment options
We cannot provide a description for this page right now
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Bank of America
bankofamerica.com › help › overview
Bank of America Help Center - Get Your Questions Answered
Get answers to your questions about Bank of America's products and services. Learn about your account, your routing number and more in our help center.
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Office of the Attorney General
texasattorneygeneral.gov › child-support › paying-and-receiving-child-support › how-pay-child-support › pay-online-or-phone
Pay Online or By Phone | Office of the Attorney General
The Texas State Disbursement Unit’s Smart e-Pay accepts bank drafts, most credit and debit cards, and payment platforms like Apple Pay, Google Pay, Venmo and PayPal. Cash options are available.
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Bank of America
promotions.bankofamerica.com › digitalbanking › mobilebanking › digitalwallets
How to Setup & Use Digital Wallets with your Bank of America Cards
Your actual card number is not stored on your device or shared with most merchants. Adding your debit card to your Digital Wallet simplifies ATM transactions.
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PayPal
paypal.com › uk › webapps › mpp › accept-debit-card-payments
Receive and accept debit card payments online & in person
Accept debit card, credit card and PayPal payments from your customers online, via mobile device or in person.
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PayPal Community
paypal-community.com › t5 › Transactions-Archives › Receiving-payment-made-with-debit-card-how-it-does-it-take › td-p › 3073260
Receiving payment made with debit card how it does... - PayPal Community
June 21, 2023 - An echeque is when the sender does not have a back up card on there account and so they and the seller have to take the wait for it to clear. If it was an echeque it would still show on your paypal account but show as uncleared with a clearance date. If it was funded with a card then any payments would be pretty much instant but allow 30 minutes.
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The Balance
thebalancemoney.com › can-i-use-a-debit-card-for-paypal-315262
How to Use a Debit Card for PayPal
April 3, 2020 - If you fund a payment with your debit card and get a refund (because you return an item, for example), the refund should be applied to your debit card. If that doesn’t happen, the refund will go into your PayPal balance. From there, ...
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Internal Revenue Service
irs.gov › payments › pay-your-taxes-by-debit-or-credit-card
Pay your taxes by debit or credit card or digital wallet | Internal Revenue Service
The IRS uses third party payment processors for payments by debit and credit card. It's safe and secure; your information is used solely to process your payment. You can pay online or over the phone (see Payment Processor contact information below for phone payments) You can pay using digital wallets such as PayPal and Click to Pay
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Arizona Public Service
aps.com › en › Residential › Billing-and-Payment › Payment-Options
Payment options for residential customers
Make a payment with your credit or debit card, or a digital payment service like PayPal, Venmo, Apple Pay or Google Pay through our Paymentus partner site. The payment processor requires a convenience fee of $2.65 per transaction.
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Circle K
circlek.com › easy-pay
Easy Pay debit card | Save on every gallon of fuel | Circle K
Email is used to communicate all card transactions, discounts and your account status. The information needed for Easy Pay signup is the same information given out when you write a check and hand it for payment at checkout. With Easy Pay, it’s more secure and PIN protected. Easy Pay only works with participating checking accounts at this time.