Slightly off topic, but this is the kind of information that should be included in every high school curriculum (amongst other financial skills like budgeting, different account types, credit cards/loans/mortgages etc). Answer from morenewsat11 on reddit.com
TimeTrex
timetrex.com › home › canadian paycheck calculator
Canadian Paycheck Calculator - TimeTrex
September 25, 2024 - Total Tax: The combined amount of all taxes (federal, state, and any other applicable taxes) deducted from an employee's gross pay. ... Progressive Federal Tax Brackets: Canada's federal tax system is progressive, with tax rates increasing with ...
GetSmarterAboutMoney.ca
getsmarteraboutmoney.ca › home › understanding tax
Understanding the tax deductions on your pay stub | GetSmarterAboutMoney.ca
July 4, 2025 - Your income will be taxed, depending on your level of income, but you do not pay federal income tax on the first $15,705 of your taxable income which is your federal basic personal amount.
Videos
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Navigating the CRA Payroll Deduction Calculator - YouTube
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Canadian Tax Guide: How to Calculate Your Income Tax - YouTube
My PAY STUB in CANADA // PAYROLL DEDUCTIONS - Income TAX, CPP & ...
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How to Calculate your Take Home Pay in Canada 🇨🇦 - YouTube
ADP Canada
adp.ca › en › resources › tools › ontario-tax-calculator.aspx
2025 Ontario Payroll Tax Calculator | ADP Canada
1 month ago - Income tax deducted from the salary appears in box 22 of the T4 slip. This amount varies based on the federal and provincial (Ontario) tax brackets.
CFIB
cfib-fcei.ca › en › tools-resources › payroll-deduction-tables
Payroll Deduction Tables - 2026
To help you out with payroll deductions, we have prepared a chart with both federal and provincial/territorial payroll deductions for 2025.
Reddit
reddit.com › r/personalfinancecanada › how much is usually deducted from our paychecks?
r/PersonalFinanceCanada on Reddit: How much is usually deducted from our paychecks?
December 18, 2021 -
Hi everyone, I live in Alberta, I got my first biweekly pay cheque, and it seems that... A LOT was deducted from it. How many percent is normal to be deducted?
Top answer 1 of 46
1578
Slightly off topic, but this is the kind of information that should be included in every high school curriculum (amongst other financial skills like budgeting, different account types, credit cards/loans/mortgages etc).
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An amount that, if you made the same amount consistently through the whole year (and had no additional income/deductions not accounted for through payroll), your tax obligation at the end of the year would be fairly close to $0. "What percent is normal" is ........ highly dependent on your income and personal circumstances. As a baseline .. Federal tax is: 15% of the first 49,020 annual income 20.5% on the annual income between 49,020 and 98,040 26% on the annual income between 98,040 and 151,978 29% - on the annual income between 151,978 and 216,511 33% on the annual income over 216,511 Provincial tax is: 10% on the first 131,220 of annual income 12% on the annual income between 131,220 and 157,464 13% on the annual income between 157,464 and 209,952 14% on the annual income between 209,952 and 314,928 15% on the annual income over $314,928 EI premiums are: 1.58% of annual income up to 60,300 (premiums stop once you've reached the max for the year) CPP contributions are: 5.45% of annual income between 3,500 and 61,600 (contributions stop once you've reached the max for the year) The Federal Basic Personal Amount is 13,299 13,808 if your annual income is below 150,473 151,978; reduced gradually to 12,421 if your annual income is above 214,368 216,511. This amount is multiplied by 15% and reduces your federal income tax payable. The Alberta Basic Personal Amount is 19,369. This amount is multiplied by 10% and reduces your provincial income tax payable. EI premiums are claimed as credits for both federal and provincial income tax (15% of premiums for federal; 10% of premiums for provincial). CPP contributions .. of the 5.45% total contribution, 0.5% constitutes the "enhanced" CPP contribution, and gets claimed as a deduction against your income, reducing your taxable income (the base upon which the income taxes above are calculated). The other 4.95% is your non-enhanced contribution, and gets claimed as credit on your federal and provincial income taxes (15% for federal, 10% for provincial).
TurboTax Canada
turbotax.intuit.ca › tax-resources › ontario-income-tax-calculator
2025-26 Ontario Income Tax Calculator - TurboTax Canada
Federal income tax rates in 2025 range from 14.5% to 33%. Ontario income tax rates in 2025 range from 5.05% to 13.16%. The amount of income tax that was deducted from your paycheque appears in Box 22 of your T4 slip. ... The deadline to file your 2025 income tax return in 2026 is midnight on ...
Blackspark
blacksparkcorp.com › blog › how-much-tax-is-deducted-from-a-paycheck-in-ontario
How Much Tax is Deducted from a Paycheck in Ontario? | Blackspark — Blackspark
April 11, 2025 - Provincial taxes collected from your Ontario paycheck are used to pay for public facilities, programs, and services used throughout the province by residents and businesses. These include schools, health care, roads, emergency services, libraries, and recreation centers. In Ontario, your taxable income places you in the following provincial tax brackets: ... Like federal taxes, provincial taxes are deducted beginning in the bottom bracket and increasing as your pay increases, not entirely in the highest bracket.
Address 140 Yonge Street Toronto, ON, M5C 1X6 Canada
Job Bank
jobbank.gc.ca › findajob › resources › taxes-benefits
Taxes and Benefits - Job Bank
On each pay cheque that you receive in Canada, a part of your earnings will be deducted to pay taxes.
Fidelity
fidelity.ca › en › insights › articles › tax-deducted-from-pay-stub
How much tax is deducted from a pay stub?
Your pay stub lists the total amount you’ve earned minus any deductions that have been taken for that pay period, as well as a year-to-date total of your earnings and deductions. The tax deductions that show up on your pay stub can fall into one of two categories: those that are required by the government and those outlined in your employment contract.
CoPilot Tax
copilottax.ca › resources › payroll-deductions-how-much-tax-is-deducted-from-a-paycheck
Payroll Deductions How Much Tax is Deducted from a Paycheck - CoPilot Tax
Remember, the taxes deducted from your paycheck aren’t arbitrary figures but a way to meet your tax obligations for the year. This comprehensive deduction ensures you’re not left with a significant tax bill at the end of the year.
Wealthsimple
wealthsimple.com › tax calculator › ontario tax calculator
2025 Income Tax Calculator Ontario
Please enter your income, deductions, gains, dividends, and taxes paid to get a summary of your results. These calculations are approximate and include the following non-refundable tax credits: the basic personal tax amount, CPP/QPP, QPIP, and EI premiums, and the Canada employment amount.
Salary After Tax
salaryaftertax.com › ca › salary-calculator
Salary Calculator Canada - Salary After Tax
2 weeks ago - Use our Canada Salary Calculator to find out your take-home pay and how much tax (federal tax, provincial tax, CPP/QPP, EI premiums, QPIP) you owe.
Canada.ca
canada.ca › en › revenue-agency › services › forms-publications › payroll › t4032-payroll-deductions-tables › t4032on-jan › t4032on-january-general-information.html
Payroll Deductions Tables - CPP, EI, and income tax deductions - Ontario - Canada.ca
For 2026 and subsequent tax years, the lowest federal tax bracket will be 14%. ... See Chart 1 for rates, income thresholds, and constants. You can download guides T4008, Payroll Deductions Supplementary Tables, and T4032, Payroll Deductions Tables, from our webpage at canada.ca/payroll.
Talent.com
ca.talent.com › tax-calculator
Income tax calculator 2025 - Canada - salary after tax
That means that your net pay will be $37,957 per year, or $3,163 per month. Your average tax rate is 27.0% and your marginal tax rate is 35.3%. This marginal tax rate means that your immediate additional income will be taxed at this rate.
Canada.ca
canada.ca › en › revenue-agency › services › tax › businesses › topics › payroll › payroll-deductions-contributions › income-tax.html
About the deduction of income tax – Calculate payroll deductions and contributions - Canada.ca
Step 1: Calculate the gross weekly remuneration His gross weekly remuneration is equal to his basic weekly salary of $500 plus his taxable benefits of $50.00. The total is $550.00. Step 2: Calculate the weekly deductions The weekly deductions are equal to his RPP contributions of $25.00 plus union dues deductions of $5.50 plus his deduction for living in a prescribed zone of $77.00 ($11.00 per day × 7 days).
Canada.ca
canada.ca › en › revenue-agency › services › e-services › digital-services-businesses › payroll-deductions-online-calculator.html
Payroll Deductions Online Calculator - Canada.ca
The rates and amounts in PDOC are updated for 2026. The lowest federal tax bracket is using the rate of 14%. For more information regarding these changes, refer to the "What's new for January 1, 2026" section of the T4127 Payroll deductions guide.
Avanti Software
avanti.ca › resources › income-tax-calculator
Canada Income Tax Calculator
Your average tax rate is 27.58% and your marginal tax rate is 36.00%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of $100 in your salary will be taxed $10, hence, your ...
Pebl
hellopebl.com › resources › blog › payroll-tax-in-canada-overview
Payroll and Tax in Canada: An Overview for Global Employers
September 24, 2025 - Typically, the employer contribution ranges from 4% to 10%. Employers in Canada must deduct and remit income taxes from employee gross monthly earnings on behalf of their employees.
Reddit
reddit.com › r/personalfinancecanada › can anyone explain how taxes work on paycheques
r/PersonalFinanceCanada on Reddit: Can anyone explain how taxes work on paycheques
June 20, 2024 -
I'm only 20 currently working through out the summer as a cashier before university starts again.
I use to work 12 - 20 hours 3 weeks ago and I noticed that I would get a bigger portion of the cheque
My paycheque from one week of working totalled to $204 after deductions worth $11 (CPP, EI) I got $192.85 as my cheque.
Now that I’m working more hours worked roughly 30ish hours my paycheque totaled too $511 I only got $435 as my cheque. $75.80 dollars were deducted for taxes
CPP $26.49 EI $8.48 FIT $22.94 PIT $17.89
Im literally pissed because I need to Pay back a loan if I want to go back to school in September and the deduct so much money! How does this work and why is it different compared to the first paycheque 😭
Top answer 1 of 5
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If you earn $200/week you earn $10,000/year, and would not owe federal or provincial income tax At $511/week you would earn ~$26,000/year and would owe 15% of the amount you made over 15,000 federally. If you're working only for the summer and your total income from all source will be less than $15,705 + your 2023 tuition (assuming canadian institution), you can talk with your employer and fill out a TD1 and check the box on page 2 that indicates your "Total income is less than the total claim amount" and that will stop the FIT and PIT deductions. It will not reduced the CPP or EI deductions, which are for the Canada Pension Plan and Employment Insurance benefits that you may/will be eligible in the future and is a set percentage of your paycheque.
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Deductions are based on your expected income, different payroll systems can predict this in different ways, but generally speaking as you earn more, you're going to pay more. CPP - Canada Pension Plan Your portion is 5.95% (on up to $68,500 of income in the year) (there's a CPP2 as well, but not applicable here) EI: - Employment Insurance Your portion is 1.66% (on up to $63,200 of income in the year) FIT & PIT - Federal and Provincial Income Tax based on your predicted earnings for the year, there is a marginal tax rate. You can see the tables here: https://www.canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/canadian-income-tax-rates-individuals-current-previous-years.html It's based on percentages, so as you earn more, you'll pay more. On your first cheque, the payroll system predicted you wouldn't earn enough to have to pay income tax (FIT & PIT). There's a base amount (about $15,000/year). Above that, you'll likely have to pay some income tax, which as you've worked more hours (and earn more), they have to deduct those. Edit: fixed some numbers, thanks u/RespondInformal8404
Reddit
reddit.com › r/ontario › really dumb question, but how much average is your paycheque taxed?
r/ontario on Reddit: Really dumb question, but how much average is your paycheque taxed?
February 12, 2023 -
So ive always been on the basis that like 20-25% of your paycheque is taxed and whats left after that is your netpay, and im looking at my paycheque and the math just isnt adding up, so im confused
edit thank you I now hate the government 🤣 (joke btw) gotta pay huge amounts for income taxes then pay more when we file tax returns lol
Top answer 1 of 5
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https://www.wealthsimple.com/en-ca/learn/canadian-income-tax-explained#how_to_reduce_your_income_tax We have a progressive tax system in Canada with increasing tax brackets. This is purely illustrative, you can look at the link for more details. Bracket 1: $0 to $1000 - 10% Bracket 2: $1000.01 - $2000 - 20% Bracket 3: $2000.01 - $3000 - 30% So if your annual salary was $1500 you would be taxed $100 on the first $1000 of income, leaving you with an additional $500 to be taxed, which falls in bracket 2 $100 on the remaining $500 Total tax: $200 Tax Rate: ~13.34% Each paycheque you earn is annualized. The tax rate is determined for that annual amount and then appropriate amount is deducted from the paycheque. At the end of year the CRA will make you whole if you overpaid taxes because one paycheque was unusually higher than others (IE. a bonus payment, over time pay, etc.)
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About 1/3 with all deductions