how to get a debit card at 13 reddit - Brave Search

reddit.com › r/answers › how do i get a free debit card at 13-14 years?

r/answers on Reddit: How do I get a free debit card at 13-14 years?

February 24, 2020 -

Hi I’m just looking for how to get a debit card I’m under 16 years old and my dad doesn’t really mind helping me but I want an account that has my name but with parental consent yk if that’s possible please let me know and I found out that gohenry costs money so ig i can’t use that

No such thing as a free debit card. You have to have a bank account which requires money. Cant open a bank account as a minor.

Or i dunno 🤷🏼‍♀️ you could try Googling “current bank accounts for under 18 Uk” and see what you get. Just a thought

reddit.com › r/personalfinance › how can i get a debit card if i’m a minor?

How can I get a debit card if I’m a minor? : r/personalfinance

November 3, 2023 - It's been working very well. Your parents load the debit card and you use it. You can also go to a credit union and open your own checking account. Most banks have translating services, so don't worry about the language barrier. ... Bank accounts come with debit cards.

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reddit.com › r/creditcards › can i get a card at 13-15?

r/CreditCards on Reddit: Can I get a card at 13-15?

June 16, 2024 -

I want to get a credit card so I can spend money if I need to, as in getting food etc. Are there any I can get? Please NO DEBIT CARDS OR PREPAID CARDS!!

You cannot get a credit card until you're 18. However you can be added as an authorized user in someone else's account and receive your own card.

No. Your parents could make you an authorized user on one of their accounts. Or they could open a checking account with you and you could get a debit card that way to spend with. But you cannot have accounts completely on your own until you are legally an adult.

reddit.com › r/personalfinance › recommendations for children’s debit cards

r/personalfinance on Reddit: Recommendations for children’s debit cards

April 3, 2025 -

My children are growing up and it’s about time that they learn how to be responsible with their money. I’m researching getting them their own “debit” (for lack of a better word) cards that I can easily load with money they earn and that can be used like an actual debit card, and ideally I’d be able to check their balances and such in an app.

Does anything like that exist?

We’ve been using Greenlight and it’s great.

We use Greenlight for our kids. It's easy to manage in the app; you can quickly add or subtract money to and from their account. You can also set up chore checklists for their allowance. It even has an investment feature that lets them trade real stocks. And the thing they like the most is the fully-customizable card that they can design themselves either with their own drawing or any photo they choose.

reddit.com › r/banking › 16 and wanting a debit card

r/Banking on Reddit: 16 and wanting a debit card

November 25, 2024 -

I buy things online with my moms card and honestly I’m just tired of having to beg to use her card and then her not wanting to give me it at times even though I offer to pay her back in cash so I’ve been asking for an account/ access to a debit card for a while but she just refuses to get me one, I’m looking into getting a job currently so I can have a form of income and having a bank account would be nice currently just to be prepared, every time I’ve asked if she could open me an account she asks with what money, even though every time I’ve asked her id have around $100+ in cash I would be able to deposit. Am I missing something? Would there be fees I’d have to pay monthly which is why she isn’t wanting to open an account for me or does she just not want to? How do I convince her to open an account for me.

I work at a bank, and at mine you can get an account but there has to be someone 18 or older on it as well. Since banks are federally regulated I assume most would have a similar rule. However, there is no rule that says it has to be a parent either. Otherwise there are all sorts of programs like Greenlight where you can have your own account and card but the adult sets it up etc.

You can open your own account yourself when you're 16 (at least in the US) but you need a primary ID. For most people that means a driver's license. Most banks will have some sort of "student" account with little to no fees, but they expire when you're too old. If this is your first account, here's some advice: DO NOT send money to anyone you meet online. Immediately stop talking to anyone online who starts discussing money and bank accounts. Call it a hunch but trying to find a way to have a bank account without your mom knowing sounds like there's a decent chance you might be in a scam situation.

reddit.com › r/banking › hello, i’m looking to open a debit card. i’m also 15 yo

Hello, I’m looking to open a debit card. I’m also 15 yo : r/Banking

May 12, 2023 - ... Most banks will offer a teen ... has locations to where you live, work, and play. ... To get a debit card, you just need to open a joint checking account with your parents....

reddit.com › r/parenting › debit card for 12 year old

r/Parenting on Reddit: Debit card for 12 year old

March 25, 2024 -

Looking for recommendations. my oldest has been going out places with her friends and I’d like to have a way to give her some money without handing her cash or one of my cards. Can anyone recommend a good debit card for someone under 13? EDITED TO ADD My bank doesn’t offer any accounts or cards for those under 16. I’m aware of various prepaid cards that are geared toward kids but have seen mixed reviews on most of them.

Greenlight is a debit card for people aged 8-18. You can link it to your bank account and the kids and control the spending - for example, set a certain amount that will only work in a grocery store.

We gave our child a credit card, added as an authorized user on our account. That way if it gets lost we can shut it down, etc. it has worked great for years! Started at 10 years old.

reddit.com › r/banking › can a minor get a debit card?

r/Banking on Reddit: Can a minor get a debit card?

February 24, 2025 -

I am under 18 and I already have a checking account. Recently, there was attempted fraud on my debit card and the card was closed. In order to get a new card, I have to go into the bank. Do I need my parent to do this? I don’t need to open a new account, just pick up my card, so I am unsure of the rules on this.

If you have some form of id to price who you are then you should be able to go alone.

Normally they mail you a new one,now most banks can make you one right in the branch.Do you have online access?Try there first.

tillfinancial.com › financial-literacy › what-age-can-you-get-a-debit-card

How old do you have to be to get a debit card?

Parent-linked debit cards for teens: Some banks and financial institutions offer debit cards for kids as young as 13, provided that the card is linked to a parent's account. In this arrangement, the parent maintains primary control over the ...

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quora.com › I-am-13-I-want-a-debit-card-but-my-parents-dont-let-me-have-one-Is-it-possible-to-get-one-by-myself

I am 13, I want a debit card but my parents don't let me have one. Is it possible to get one by myself? - Quora

Answer (1 of 14): You’re jumping the gun a bit, unless you’re one of those few rare teens who still has a paper route these days, then you might have legitimate need for a checking account. In order to make a checking account make financial sense, you’d need to regularly write checks.

reddit.com › r/nostupidquestions › age to get a debit card?

r/NoStupidQuestions on Reddit: Age to get a debit card?

January 7, 2021 -

So, I’m 16 and live in Massachusetts. I recently went to a job fair and applied to a grocery store, I just got a callback saying they have a spot for me and they want me to come in to fill out some additional paperwork. This is my first job and if I’m being honest I’m kind of nervous but excited. But that’s not the point, am I legal age to get a debit card? I am awful with cash. And I’ve been wanting a debit card to make everything easier. Is 16 a age where I can get one?

Go to the bank they’ll set you up

I got one when I was 15

sofi.com › learn › content › how-old-to-have-a-debit-card

How Old Do You Have to Be to Have a Debit Card | SoFi

September 23, 2025 - Minors may be added to a parent’s credit card account as an authorized user as young as 13. Otherwise, they’ll need to be at least 18 with their own income in order to get a credit card in their name without a parent’s consent. A debit card can be a good stepping stone for a minor to learn how to manage money, without the risk of them creating debt.

bold.org › blog › how-old-do-you-have-to-be-to-get-a-debit-card

How Old Do You Have to Be to Get a Debit Card? | Bold.org | Bold.org

Now, if we're talking teenagers, the average teenager can get their first debit card at 13 years old with parental control. Teen debit cards are usually connected to a joint bank account with their parent(s), to which they both have access.

Alliant Credit Union

alliantcreditunion.org › money-mentor › how-to-choose-a-debit-card-for-minors

Debit Cards for Teens - Learn How to Choose & What Age is Right | Alliant

September 28, 2023 - A child can typically get a teen debit card at 13 years old when a parent or legal guardian opens a joint teen checking account on their behalf. Teen checking accounts are typically available until the child turns 18.

gohenry.com › us › blog › financial-education › what-age-can-you-get-a-debit-card-in-the-us

What age can you get a debit card in the US? | GoHenry

July 7, 2025 - They’re used in exactly the same way—to make in-store and online purchases and withdraw cash from ATMs. Go cashless with GoHenry today! You can get a debit card from the age of 13 at most US banks when a parent or guardian opens a joint checking account on the child’s behalf.

reddit.com › r/personalfinance › best debit card for teenager (us)

r/personalfinance on Reddit: Best debit card for teenager (US)

November 14, 2025 -

I'd like to give my kids a small allowance but freedom to spend as they wish (ideally can be added to a smart phone) - up to a certain limit. Can anyone recommend a good debit card where I can set monthly limits on their spending ?

Many banks offer free checking accounts for teens with no minimum balance. Open one at the same place where you do your own banking. Add yourself as an authorized signer, so you can see the account when you login and can easily transfer money back and forth. The spending limit is then simply how much money is in the account. Sometimes it'll hit $0. That's okay.

do they have a bank account? whatever debit card is attached to their bank account

reddit.com › r/personalfinance › what would i need to do to get a debit card as a teenager? step by step

r/personalfinance on Reddit: What would I need to do to get a Debit Card as a teenager? Step by step

October 23, 2020 -

Hello! I'm 16 Y/O and a Senior in High School. I've never opened a bank account and I'm willing to learn more about opening one if anyone is willing to give me all the details.

I've also heard many people say that a credit card is more reliable but I'm scared of being in debt or something really horrible leading to my credit score being low and hindering my life in the future. Give me your thoughts and what you believe I should do. I'm willing to learn as much as I can about banking.

Thanks. Dre.

You need a couple hundred dollars to start a bank account (it changes per bank). I would recommend a credit union, personally. Call the local bank and set an appointment to meet with a banker. It’s their job to talk to you, explain what you need to do (they’ll do it step by step, and they get paid for it, so they’re usually happy to give you whatever time you need). It’s really sort of unreasonable to give a step by step on reddit because each bank is a little different. You really need to call a local bank that you trust (maybe one your parents, or a friend uses), and get an appointment with a banker. Once you explain what your goals are and what you want to do, and have the answers you want, they will set an account up for you. But yeah, I don’t think that’s something reddit can help you with lol

Do you have an adult available that you trust? In most places the only options for opening bank accounts under 18 involve custodial or joint accounts with an adult (usually a parent or relative) since you can’t sign contracts. If you do then you should look into opening one (common suggestions here would be Ally, Alliant CU, Discover, or local credit unions); in some cases you’ll only need as little as $5 or so to open an account (though be wary of fees; AFAIK the options I listed don’t have low balance fees, but many banks do). After that it’s mainly just a matter of saving money; a lot of the stuff in the prime directive flowchart won’t apply until you get your first “real” job for many people. Credit cards are definitely something also worth looking into, but that’s in addition to a bank account and generally requires you to have some form of income (i.e. a job) first. I’d also highly suggest reading the sidebar wiki pages about credit and credit cards first though (heck, read the whole thing, it’s one of the best resources I know of). CC’s used right are definitely helpful, but there’s a lot of bad myths out there that can really hurt you when used badly.

quora.com › Im-12-turning-13-next-year-I-want-a-debit-card-but-I-dont-know-how-to-ask-my-parents-for-one-Any-tips

I'm 12, turning 13 next year. I want a debit card but I don't know how to ask my parents for one. Any tips? - Quora

Answer (1 of 4): You’ll be old enough at 13 to get a debit card from a lot of banks provided your parents have already opened a joint checking account in your and at least one of their names.

reddit.com › r/banking › bank account for kids under 14- us based

r/Banking on Reddit: Bank account for kids under 14- US based

November 25, 2025 -

Hello

Is it possible to open a bank account for kids one 6yrs and one 13yrs ? so they can have access to allowance money by loggin in to their bank account ? any experience ?

I mean checking account but only with debit card that I can limit control

or is it only saving account ?

Thank you so much

Chase bank allows ages 8 and over to have bank accounts with debit cards.

Generally, it's only a savings account.However there is a company called Greenlight that may be helpful

reddit.com › r/personalfinance › debit cards for teens

r/personalfinance on Reddit: Debit Cards for Teens

January 30, 2024 -

Hey gang, not sure if this is the best sub for this topic but I'm looking for an alternative option to my current set up with Chase. I have a Chase Premiere Checking account, and two kids checking accounts for my teens. My kids can access their individual accounts via Chase app on their phones, I can easily transfer money to/from those accounts, and they each have a debit card for their purchases.

Since I keep a balance below $15K in that main checking account, I gotta pay a $25/mo fee, which seems obscene to me. I don't want $15k of my liquid sitting in that account collecting minimal interest, so I'm looking to move elsewhere.

I know Venmo has teen accounts, Greenlight Financial I keep hearing about as well. I'll be looking into those. Having a physical debit card is not a deal breaker, but I do feel better knowing they having something on them in case their phone dies or gets lost.

Would love to hear what you guys use for your teens! I'm particularly looking for something that doesn't cost much to use while keeping a fairly low balance, and something app friendly and allows for easy transfers.

I have Fidelity Youth Accounts for my kids. They have debit cards, no fees. They gave them $50 to open them. I've also made them authorized users on my credit card (and hence they have credit cards with their names on them). They understand the responsibility of a credit card.

Just about every (major)bank, Chase included, has some sort of student account with no fees.