how to get a debit card at 16 without parents - Brave Search

Any way to get a debit card as a minor without parent consent?

money.stackexchange.com › questions › 89877 › any-way-to-get-a-debit-card-as-a-minor-without-parent-consent

While I don't know of any way you could get a DEBIT card, there may be a way you can keep this money from your parents.

You can apparently open a savings account as a minor, without having your parents with you.

You can get deposits into a savings account from your software business. You may even be able to withdraw money from it on a limited basis, I believe you're allowed up to 6 withdrawals per month as a federal rule in the states.

Here's a link someone sent me on quora when I asked a similar question as a comment: https://www.wellsfargo.com/savings-cds/kids/

Apparently minors can open that savings account (And I'm now sure you could find others) without parents, but you'd need a drivers license / other good form of ID to do so.

If you open a savings account, you can withdraw your money either in person at the bank, or possibly at an ATM. Ask your local bank about this if they will let you open a savings account.

Answer from schizoid04 on Stack Exchange

quora.com › Im-16-what-do-I-do-to-get-a-Debit-Card-without-telling-parents

I'm 16, what do I do to get a Debit Card without telling parents? - Quora

Answer (1 of 19): At the age of 14, it is unlikely that you will be able to get a debit card, more likely an ATM card and draw cash. I was 14 1/2 when I opened my current (cheque book) account, I had always been good with money and not an ...

reddit.com › r/banking › 16 and wanting a debit card

r/Banking on Reddit: 16 and wanting a debit card

November 25, 2024 -

I buy things online with my moms card and honestly I’m just tired of having to beg to use her card and then her not wanting to give me it at times even though I offer to pay her back in cash so I’ve been asking for an account/ access to a debit card for a while but she just refuses to get me one, I’m looking into getting a job currently so I can have a form of income and having a bank account would be nice currently just to be prepared, every time I’ve asked if she could open me an account she asks with what money, even though every time I’ve asked her id have around $100+ in cash I would be able to deposit. Am I missing something? Would there be fees I’d have to pay monthly which is why she isn’t wanting to open an account for me or does she just not want to? How do I convince her to open an account for me.

I work at a bank, and at mine you can get an account but there has to be someone 18 or older on it as well. Since banks are federally regulated I assume most would have a similar rule. However, there is no rule that says it has to be a parent either. Otherwise there are all sorts of programs like Greenlight where you can have your own account and card but the adult sets it up etc.

You can open your own account yourself when you're 16 (at least in the US) but you need a primary ID. For most people that means a driver's license. Most banks will have some sort of "student" account with little to no fees, but they expire when you're too old. If this is your first account, here's some advice: DO NOT send money to anyone you meet online. Immediately stop talking to anyone online who starts discussing money and bank accounts. Call it a hunch but trying to find a way to have a bank account without your mom knowing sounds like there's a decent chance you might be in a scam situation.

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People also ask

How old do you have to be to get a debit card at chase?

To get a debit card at Chase, you must be 18 years of age or older. However, if you are younger than 18, you may still be able to open a checking account with the bank. To do so, you will need to provide a parent or guardian's consent.

valuewalk.com › home › frequently asked questions › debit card for teens: how old do you have to be to get a debit card?

How To Get a Debit Card At 16 Without Parents? [Teens/Minor]

Do Minors Need to Have a Debit Card?

Whether your minor child needs to have a debit card can depend on their financial situation and your personal preferences. Some scenarios to consider:

sofi.com › learn › content › how-old-to-have-a-debit-card

How Old Do You Have to Be to Have a Debit Card | SoFi

What age can you get a debit card in Texas?

Generally, you must be 18 years old to get a debit card in Texas. However, there may be some exceptions for minors who are 13 or 17 years old and have a parent or guardian co-signing on the account. Check with your bank or credit union to see if they offer any special programs for minors.

valuewalk.com › home › frequently asked questions › debit card for teens: how old do you have to be to get a debit card?

How To Get a Debit Card At 16 Without Parents? [Teens/Minor]

money.stackexchange.com › questions › 89877 › any-way-to-get-a-debit-card-as-a-minor-without-parent-consent

united states - Any way to get a debit card as a minor without parent consent? - Personal Finance & Money Stack Exchange

While I don't know of any way you could get a DEBIT card, there may be a way you can keep this money from your parents.

You can apparently open a savings account as a minor, without having your parents with you.

You can get deposits into a savings account from your software business. You may even be able to withdraw money from it on a limited basis, I believe you're allowed up to 6 withdrawals per month as a federal rule in the states.

Here's a link someone sent me on quora when I asked a similar question as a comment: https://www.wellsfargo.com/savings-cds/kids/

Apparently minors can open that savings account (And I'm now sure you could find others) without parents, but you'd need a drivers license / other good form of ID to do so.

If you open a savings account, you can withdraw your money either in person at the bank, or possibly at an ATM. Ask your local bank about this if they will let you open a savings account.

It depends on where you live. I live in Canada, vancouver and Bank of Montreal let me opened my own account without my parents. If you go to the bank, you may be able to see. Also, I was with PayPal for quite a while. Either way, you can also go to somewhere like money mart and get a cheque with your name on it. I don't believe that your parents can check out a cheque in your name.

By the way, I live in Canada so cheque = check

Bank of America

info.bankofamerica.com › en › student-banking › banking-accounts

Bank Account Options for Kids, Teens, Students & Young Adults | Bank of America

Choose from an account with features that teens and young adults need or select our parent-owned account with guardrails for younger children. Both accounts come with benefits that make it easy to get started. Enjoy banking with no monthly maintenance fee on these accounts until age 25.1 · Have peace of mind knowing these accounts help prevent overspending.2 · A debit card with $0 Liability Guarantee3 for a secure way to pay in-store, online or with digital wallet.

td.com › ca › en › personal-banking › solutions › youth-and-parent › im-a-teen

Hey teens! You're going to love this account.

Teens who are 14 years old and older can open a TD Student Chequing Account without a parent or legal guardian. They will need one (1) valid photo ID, such as a valid passport or Canadian government-issued photo ID, like a driver's license (if they have one) or permanent resident card.

sofi.com › learn › content › how-old-to-have-a-debit-card

How Old Do You Have to Be to Have a Debit Card | SoFi

September 23, 2025 - It’s possible to get a debit card as a minor, but a young person will likely need a parent or guardian’s help to do so. The options for getting a debit card as a minor include: • Opening a teen checking account at a bank or credit union

pnc.com › insights › personal-finance › spend › how-old-to-get-a-debit-card.html

How Old Do You Have to Be to Get a Debit Card? | PNC Insights

In many cases, no. Since minors typically cannot enter into legally binding contracts, banks usually require a parent or legal guardian to co-own the account. A debit card is linked directly to a bank account.

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valuewalk.com › home › frequently asked questions › debit card for teens: how old do you have to be to get a debit card?

How To Get a Debit Card At 16 Without Parents? [Teens/Minor]

October 13, 2022 - This is an excellent opportunity ... card without your parents’ consent. It is primarily impossible in all banks or financing institutes to get a debit card at 16 without parents....

reddit.com › r/personalfinance › how can i get a debit card if i’m a minor?

How can I get a debit card if I’m a minor? : r/personalfinance

November 3, 2023 - Bank accounts come with debit cards. Depending on your state, you may not even need mom ... This would suggest otherwise. Perhaps calling a few banks is in order More replies ... You usually need a parent on it until you’re 18, so you’ll need the help of your parent.

citizensbank.com › financial education › debit card for teens: everything you need to consider

Debit card for teens: Everything you need to consider

Once your child turns 16, they ... independence. Most banks require minors to open a joint account with a parent or guardian, though some, like Citizens, may allow a standalone account at age 17....

personal.chase.com › personal › first-banking

Chase First Banking: Debit Card for Kids and Teens | Chase.com

Chase First Banking is a banking account for kids ages 6-17 and designed with kids 6-12 in mind, opened by parents, that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of money management by using a debit card in their name. It can be accessed virtually anywhere with the Chase Mobile® appSame page link to footnote reference1 or on chase.com. Chase First Banking accounts come with a number of unique features for both parents and kids. Parents can: Choose where and how much their child can spend in stores and online ... Withdraw money from ATMs using their Chase First Banking debit card (at participating non-Chase ATMs; fees from Chase and the ATM owner still apply)

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How to Get A Debit Card at Age 16 without Parents | TikTok

September 15, 2025 - You can at Sharefax! Open a checking account today and walk out with a debit card! #student #checkingaccount #teenage #debitcard #cincinnati #banking #creditunion #sharefaxcu ... My kid always asks for cash anyway #parent #parenting #kids #banking ...

koho.ca › learn › should-children-have-a-debit-card

How Old Do You Have to be to Get a Debit Card?

October 18, 2022 - There’s no single legal age for a debit card in Canada—kids and teens often get one through youth accounts with a parent.

Alliant Credit Union

alliantcreditunion.org › money-mentor › how-to-choose-a-debit-card-for-minors

Debit Cards for Teens - Learn How to Choose & What Age is Right | Alliant

September 28, 2023 - A child can typically get a teen debit card at 13 years old when a parent or legal guardian opens a joint teen checking account on their behalf. Teen checking accounts are typically available until the child turns 18.

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Can minors get checking accounts without parents?

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reddit.com › r/banking › is it possible for someone under 18yrs old to get a debit card without parental consent?

Is it possible for someone under 18yrs old to get a debit card without parental consent? : r/Banking

September 19, 2022 - It's illegal in most states. Up until 2021 at least it was legal in Texas.

getschooled.com › article › 5967-how-to-open-a-bank-account-as-a-teen

How to Open a Bank Account as a Teen | Get Schooled

If you are under 18, there are ways that you might be able to get a bank account without a parental signature. For example, if you are 16 or 17 years old, have proof of identification, and can show a source of income, some banks may offer you something called a “noncustodial” account.

tillfinancial.com › financial-literacy › what-age-can-you-get-a-debit-card

How old do you have to be to get a debit card?

The minimum age for a debit card is usually 18 but with family banking solutions like Till Financial, parents can give a debit card to kids of any age.

capitalone.com › bank › money teen checking account

MONEY Teen Checking Account with Debit Card | Capital One

Parents or legal guardians don't receive a debit card. ... You and your teen can deposit checks almost anywhere, anytime with the Capital One Mobile app. Just sign in, choose your MONEY Teen Checking account, snap pics of your check and deposit—then you’re good to go.

gohenry.com › us › blog › financial-education › what-age-can-you-get-a-debit-card-in-the-us

What age can you get a debit card in the US? | GoHenry

July 7, 2025 - At age 18 your child can open a checking account with a debit card without a parent or guardian.