With Samsung Pay, you can purchase things without digging through your wallet. Quick Access is the fastest way to launch Samsung Wallet and access your cards. To enable Quick Access, launch the Samsung Wallet app and then open the All tab. Tap Settings (icon on the top right), then tap Quick access, and then tap Quick access and default card. Tap your desired switch to turn it on.

1. If you enabled the Quick Access shortcut, just swipe up from the bottom of your phone display from the home screen or lock screen, or even with you screen off, to open Samsung Wallet. If you disabled Quick Access shortcuts, open the app drawer, navigate to and tap on the Samsung Wallet app icon to launch the app. Your default debit or credit card will show up on the screen. If you have multiple cards set up, simply swipe left or right to switch to the card you wish to use.

2. Authenticate using your preferred verification method. If you secured Samsung Wallet with fingerprint, simply place your finger on the sensor. Or tap on the Iris button if you have secured with it and follow on-screen guidance to scan your iris. Or just tap on the PIN button and enter your Samsung Wallet PIN.

3. Hold the back of the phone up to the contactless reader or payment terminal until it indicates payment is complete.

Note: You may be required to enter your card’s PIN on the payment terminal to authorize the payment. Be sure to use the card PIN and not the Samsung Wallet app PIN in such cases.

Setting up a default card is optional in Samsung Wallet. The last card you used will automatically appear when you open Quick access, regardless of the card order. However, you can override this behavior by setting up a default card, that will appear when you open Quick access. To setup a default card, launch Samsung Wallet and then open the All tab. Tap Settings (icon on the top right), then tap Quick access, and then tap Quick access and default card. Tap Set default card and select one of your payments cards.

If there is a card you don't really use anymore, you can remove it from Samsung Wallet any time. But remember, when you delete a card in Samsung Wallet, your physical card will remain active. If you want to cancel your card, contact the card issuer.

1. Open Samsung Wallet on your phone. Open the All tab, and then tap Payment cards.

2. Select the card you want to remove, and then tap More options (the three vertical dots).

3. Tap Delete card, and then choose a reason for removing the card, if prompted.

4. Tap DELETE, and then enter your Samsung Wallet PIN or biometrics.

Note: If you use Samsung Wallet or Samsung Pay on more than one device, deleting a card from one device does not delete the card from other devices. Cancelling the card or closing your account with your card issuer will render them all unusable.