It requires nothing. No Bluetooth connection. No WiFi. Just the watch and a bit of power in the battery Answer from prog28 on reddit.com
Reddit
reddit.com › r/applewatch › does apple pay require the cellular version? if no, can i leave my phone at home for paying only with gps watch? so with no active bluetooth connection?
r/AppleWatch on Reddit: Does Apple Pay require the Cellular version? If no, can I leave my phone at home for paying only with GPS watch? So with no active Bluetooth connection?
January 28, 2019 - ... The question is only about Apple Pay, which does not require the phone to be nearby at all. It doesn't require an internet connection on the iPhone either, by the way, so you're never stuck without your payment cards.
Apple Support
support.apple.com › guide › watch › use-apple-pay-for-contactless-payments-apdbe9c11bba › watchos
Use Apple Pay for contactless payments on Apple Watch - Apple Support
With your payment cards stored in the Wallet app on Apple Watch, you can use Apple Pay for secure, contactless payments in stores, restaurants, and more. Note: Apple Pay is available in certain countries and regions; see Countries and regions that support Apple Pay.
Videos
00:12
How to use Apple Pay on the Apple Watch! #shorts - YouTube
01:55
How To Use Apple Pay On Apple Watch - YouTube
02:55
How to use Apple Pay on your Apple Watch | Apple Support - YouTube
01:17
How To Use Apple Pay On Apple Watch - Full Guide - YouTube
04:55
Apple Pay without iPhone-How is this possible? - YouTube
04:03
How Do You Use Your Apple Watch to Pay? (explained) - YouTube
Apple Community
discussions.apple.com › thread › 254025366
Apple Pay on AppleWatch without iPhone - Apple Community
I usually pay with my watch, but I always have my iPhone within reach. Today I first tried to leave the phone at home and pay with the watch and it didn't work. The merchant said that it was not possible to connect to the app and the transaction was cancelled. Is there anything extra that needs to be set up so that payment works even without ...
TechRadar
techradar.com › health & fitness › smartwatches
How to use Apple Pay on your Apple Watch | TechRadar
June 22, 2024 - Open the Apple Watch app on your iPhone and select My Watch then Wallet & Apple Pay. Here you are able to select cards you have already setup on Apple Pay. Tap Add by a card you want to associate with the Apple Watch followed by that card's ...
iPhone Life
iphonelife.com › how-to › finances
How to Pay Using Apple Watch
January 17, 2024 - If your preferred card is not the ... hold your watch to the card reader to pay. With Apple Pay set up, you can make payments with your Apple Watch without needing your iPhone....
CNET
cnet.com › tech › mobile › smartwatches › how to set up and use apple pay on the apple watch
How to set up and use Apple Pay on the Apple Watch - CNET
April 21, 2015 - Speaking of which, one of the best parts about Apple Pay on the Watch is that it's completely standalone and can still be used when the watch isn't connected to an iPhone. To learn more about what the Apple Watch can do without an iPhone connection, check out this article from Scott Stein and ...
Apple Support
support.apple.com › en-us › 108300
Use your Apple Watch without your iPhone nearby - Apple Support
When your Apple Watch is disconnected ... from synced photo albums. Play music, podcasts, or audiobooks that you've downloaded to your watch. Make purchases with Apple Pay....
Reddit
reddit.com › r/applewatch › how to use apple pay without iphone? can't even turn it on on watch
r/AppleWatch on Reddit: How to use Apple pay without iPhone? Can't even turn it ON on Watch
May 14, 2025 -
WatchOS 11.5; added Apple pay same card through IPhone - 14 Pro max iOS 18.5... Side button double click is not working - it leads me into home screen of watch (Wi-Fi etc); all videos showing how to aren't working for me... If anyone can assist how to, what to do - if appreciate it... Tia
Top answer 1 of 2
6
Configure from watch application on your iPhone (same app u use to configure Apple Watch with your iPhone )
2 of 2
2
The wallet and apple pay app should be present on your watch, as mentioned above, check the watch app from your phone, you should see that in the app list, if it isn’t there, try updating, pr reseting your watch, after backing it up first, if it’s present, set up apple pay from the watch app on your phone, even though if you have apple pay set up on your phone, it will simply mirror that, also check if your watch is linked to your phone when setting it up, I can’t think of anything else, I’m not on an apple pay supported country, and I still have it by simply changing my device region, so maybe have a look at your region setting, on your phone and watch if they are set correctly and also set the watch to mirror phones region settings.
MacRumors
forums.macrumors.com › apple services › apple music, apple pay/card, icloud, fitness+
Does Apple Pay on Apple Watch work without iPhone passcode? | MacRumors Forums
June 26, 2019 - Thank you. ... There have to be cards in the iPhone's Wallet for it to work on the Watch. And I don't believe you will be able to use Wallet without using a passcode on the iPhone.
Apple
support.apple.com › en-ca › guide › watch › apd76424826d › watchos
Use Apple Pay on Apple Watch - Apple Support (CA)
Contactless payments and apps: Use the credit, debit, and prepaid cards you add to the Wallet app to make purchases in stores that accept contactless payments, and in apps that support Apple Pay. Once you set up Apple Pay in the Apple Watch app on your iPhone, you’re ready to make store ...
Reddit
reddit.com › r/applewatch › primarily use apple pay on my watch
r/AppleWatch on Reddit: Primarily use Apple Pay on my Watch
March 7, 2025 -
When I am shopping in stores, I almost always use my Watch to pay at checkout. It’s become a natural reflex for me for payments now. Anyone else do this too? I thought I’d bring up the discussion because I feel like I rarely see others using their Watches to pay. I’ll even get comments occasionally from cashiers that will say something like - “I didn’t know you could use the Watch!”
If you primarily use your iPhone to pay in stores, let me know why. I’m genuinely curious to hear the benefits over the Watch!
Top answer 1 of 5
121
99% of the time use my phone rather than watch. Primarily because it’s it my hand already - I use my local grocery store’s app for a shopping list. Now if Apple notes came to the watch I wouldn’t need my phone in my hand for my shopping list at some stores like Costco. I thought I would use my watch more to scan into the gym, but the app I use to track my workouts is phone only so I can’t leave my phone at home or in the car.
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61
i love paying with my watch, feels futuristic as hell
Digital Trends
digitaltrends.com › home › wearables › mobile › evergreens
What you can (and can't) do on your Apple Watch without your iPhone - Digital Trends
May 6, 2022 - Just make sure you’ve added your cards to your watch before leaving your phone behind. You can use Apple Pay without your phone nearby and without a cellular or wireless connection.
iDownloadBlog
idownloadblog.com › home › watchos 10 lets you add new cards to apple watch’s wallet app without iphone
watchOS 10 lets you add new cards to Apple Watch's Wallet app without iPhone
June 14, 2023 - watchOS 10 lets you add a credit or debit card to Apple Pay directly in the watch’s Wallet app, as well as finish the setup—without requiring your paired iPhone. watchOS 10 includes new Wallet features | Image: Saul Flores/Unsplash · With watchOS 10, you can add a card to the Apple Watch’s Wallet app without adding it first on your iPhone.
The Mac Observer
macobserver.com › home › how to set up and use apple pay on apple watch: full guide
How to Set Up and Use Apple Pay on Apple Watch: Full Guide
September 3, 2025 - Apple Pay on Apple Watch gives you a secure, private, and contactless way to pay without carrying your phone or physical card. Once set up, you can pay at terminals that accept contactless payments, inside supported apps, and on certain transit ...
Quora
quora.com › Does-Apple-Pay-on-the-Apple-Watch-work-even-without-an-internet-connection
Does Apple Pay on the Apple Watch work even without an internet connection? - Quora
Answer (1 of 4): You need some sort of data connection for the approval of the funds. A cellular Apple Watch will do the job without an iPhone if it has a data connection.
Reddit
reddit.com › r/applewatch › does apple pay work on gps only apple watch without being connected to my iphone?
r/AppleWatch on Reddit: Does Apple Pay work on GPS only Apple Watch without being connected to my iPhone?
March 5, 2022 - However, it is important to note that the card is 'virtualised' and assigned a unique Device Account Number, which will be different, if you are using the same card on the iPhone (or iPad, Mac etc.); you can view these in the wallet on the phone and the Watch app. For example, this matters when you are using the devices for transit in certain countries, where you will have to use either AW or iPhone, to accurately record entry/exit points, journey details, payment limits etc. ... Yes sorry. You don’t need phone for Apple Pay. ... I think the answer was, too. As in yeah you can feel confident going without your phone even if you need to buy gas or a drink or whatever.
Apple Support
support.apple.com › guide › watch › use-apple-cash-apda7cde6cd7 › watchos
Use Apple Cash on Apple Watch - Apple Support
With Apple Cash on Apple Watch, make purchases using Apple Pay, and send and receive money with others.
Apple Support
support.apple.com › en-us › 105123
Use Express Mode with transit cards, passes, and keys in Apple Wallet - Apple Support
Set up Express Mode to use cards, passes, and keys with just a tap.
TD
td.intelliresponse.com › cbaw › index.jsp
Can I still use Apple Pay on my Apple Watch when I'm not near my iPhone?
Once you set up Apple Pay in the Apple Watch app, the service will continue to work even when your iPhone isn't nearby.