Apple Cash is basically a green dot cash card. You can transfer money to and from it from a bank account instantly. You can use the funds for things like paying AppleCard, or sending (receiving) money to (from) someone via iMessage, or even paying via NFC at say a convenience store . It also collects AppleCards Daily Cash. Answer from mrBill12 on reddit.com
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Apple Support
support.apple.com › guide › iphone › use-apple-cash-iph385cf0980 › ios
Use Apple Cash on iPhone - Apple Support
With Apple Cash on iPhone, make purchases using Apple Pay or the virtual card number, send and receive money, transfer your Apple Cash balance to your bank account.
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Apple
apple.com › apple-cash
Apple Cash - Apple
You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else’s. And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay.
Discussions

How to Use Apple Cash
Apple Cash is basically a green dot cash card. You can transfer money to and from it from a bank account instantly. You can use the funds for things like paying AppleCard, or sending (receiving) money to (from) someone via iMessage, or even paying via NFC at say a convenience store . It also collects AppleCards Daily Cash. More on reddit.com
🌐 r/AppleCard
16
8
January 1, 2024
How to use Apple Cash at a store?
I use my Apple Cash balance all the time at POS. I suspect it’s the terminal itself but not sure. More on reddit.com
🌐 r/AppleWallet
22
13
May 28, 2025
How do I use Apple Cash in the App Store?
On your phone go to Settings> Wallet & Apple Pay and set Apple Cash as your default card. Also, when you go to pay with Apple Pay, after you double-click on your phone or watch, your default card will appear, but you can just scroll and select any other card that you have on your Apple Wallet, then pay with that. More on reddit.com
🌐 r/AppleWallet
1
4
February 17, 2025
What do you guys use your Apple Cash for?
just apply directly to my outstanding balance More on reddit.com
🌐 r/AppleCard
58
36
August 3, 2021
People also ask

What’s the difference between Apple Cash and Apple Pay?
Apple Cash is an easy and private way to send and receive money in Messages. Money you receive with Apple Cash goes straight to your Apple Cash card in Wallet, ready to spend anywhere with Apple Pay. Apple Pay is how you spend that money. It lets you make secure, contactless purchases with Apple Cash, Apple Card, or any credit or debit card you add to Wallet.
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apple.com
apple.com › apple-cash
Apple Cash - Apple
How do I send money with Apple Cash?
To send money with Apple Cash, you’ll need to have a balance or a debit card added to Wallet. If you don’t have one yet, tap the + button in Wallet. In Messages, tap the + button, then select Apple Cash. Enter an amount on the keypad and tap Send. In Wallet, choose your Apple Cash card and tap “Send or Request.” You can select from a list of suggested recipients or simply type in a contact. Enter an amount on the keypad, then tap Send. To use Tap to Cash, open the Wallet app and select your Apple Cash card. Tap “Send or Request,” then Tap to Cash. Enter the amount you’d like to send and author
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apple.com
apple.com › apple-cash
Apple Cash - Apple
What can I do with my Apple Cash?
You can use Apple Cash to make purchases just as you would with physical cards and cash. You can spend your Apple Cash using either Apple Pay or your virtual card number. You can also transfer your Apple Cash to your bank account. If you have an Apple Card and choose to automatically save your Daily Cash in a Savings account, you can use Apple Cash to move money in and out.
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apple.com
apple.com › apple-cash
Apple Cash - Apple
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Apple Support
support.apple.com › en-us › 105013
Send and receive money with Apple Cash - Apple Support
1 month ago - Tap Recurring Payments, tap the ... it's securely received and kept in Apple Cash. You can use the money right away to spend with Apple Pay, send it to someone, or transfer it to your bank account or eligible debit card....
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Rates
rates.fm › homepage › banks › how to use apple cash: a complete guide
Apple Cash: A Guide on How to Use It | Rates
September 4, 2024 - Choose an Apple Cash account. Open the additional menu (icon with three dots). Select the option to top up your account. Specify the card from which you are going to pay and the transaction amount.
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U.S. News
usnews.com › home › money › banking › advice
How to Use Apple Cash | Banking Advice | U.S. News
June 27, 2025 - Apple Cash is a digital card you can load with cash to use online or in stores that accept Apple Pay. You can also send Apple Cash to friends and family with iPhones through Messages or via your Apple Wallet.
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CNET
cnet.com › money › credit cards › 4 ways to spend the apple cash you earn from your apple card
4 ways to spend the Apple Cash you earn from your Apple Card - CNET
September 7, 2019 - Once Apple Pay is triggered, switch to the Cash card and then place your finger on Touch ID and then place your phone near the payment terminal. You can use Apple Cash to send money to your iMessage friends.
Find elsewhere
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Apple Support
support.apple.com › en-us › 109304
Set up Apple Cash - Apple Support
Set up and use Apple Cash Family. There’s no fee to send, receive, or request money using Apple Cash.
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Asurion
asurion.com › connect › tech-tips › how-to-set-up-apple-cash-on-iphone-tt
How to set up and use Apple Cash on iPhone
2 weeks ago - Tap Send or Request, then Tap to Cash. Enter an amount and tap Next. Double-click the side button. Hold your iPhone near the other person’s device. ... Wake your iPhone or Apple Watch. Hold it near the sender’s device. Tap Accept when it appears. Both devices need iOS 18 or watchOS 11 or ...
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Reddit
reddit.com › r/applewallet › how do i use apple cash in the app store?
r/AppleWallet on Reddit: How do I use Apple Cash in the App Store?
February 17, 2025 -

I feel like a boomer asking for tech help, but I don't really know what to do. Yesterday I tried to buy Stardew Valley with my Apple Cash but when I went to purchase the game it didn't give me a choice on what payment method to use and it automatically used my credit card. I put in a refund request and it was accepted, but I really do want the game, how can I switch my payment type to Apple Cash so I can buy the game? Thanks!

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Apple Support
support.apple.com › en-us › 120401
Transfer money in Apple Cash to your bank account or debit card - Apple Support
1 month ago - There are no fees to transfer money from Apple Cash to your bank account unless you use Instant Transfer to send money to your debit card.
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Apple Support
support.apple.com › guide › watch › use-apple-cash-apda7cde6cd7 › watchos
Use Apple Cash on Apple Watch - Apple Support
Tap the Apple Cash card, then tap Tap to Cash. Enter the amount by turning the Digital Crown or tapping and . Tap Send, confirm the payment, then double-click the side button. Hold your Apple Watch near the recipient’s iPhone or Apple Watch. Continue holding the devices near each other until ...
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Bankrate
bankrate.com › banking
Apple Cash: How To Use It To Send And Receive Money | Bankrate
November 25, 2024 - You can use Apple Cash just like a debit card and make purchases online and in stores. Simply link your debit card, and you’re ready to request, send and receive money.
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Apple
support.apple.com › guide › ipad › use-apple-cash-ipad44b8b4bd › ipados
Use Apple Cash on iPad - Apple Support
With Apple Cash on iPad, make purchases using Apple Pay or the virtual card number, send and receive money, transfer your Apple Cash balance to your bank account.
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Wells Fargo
wellsfargo.com › help › mobile-features › apple-pay-faqs
Apple Pay Frequently Asked Questions – Wells Fargo
All eligible cards will display. Tap the Add to Apple Wallet button next to the card you would like to add. Follow any additional instructions to verify and activate your card. Your card is now ready for use with Apple Pay.
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Msdprojectclear
msdprojectclear.org › _resources › _MF › data › form_16480 › files › element_6_995ea6d27f7254bb021e53229be29131-fghfghfgh.pdf.tmp pdf
Use Apple Cash in Wallet on iPhone ? ( 2025 Step-by-Step Guide )
Use Apple Cash in Wallet on iPhone · To use Apple Cash in Wallet on iPhone, call 1-(888)(400)(8831) for help setting up · Apple Cash through the Wallet app, 1-(888)(400)(8831) enabling you to send, receive, and spend money seamlessly. For 1-(888)(400)(8831) personalized setup or ·
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Quora
quora.com › How-do-I-use-Apple-Cash-to-receive-money
How to use Apple Cash to receive money - Quora
The other person needs to have an iPhone and have set it up as well. Go to messages and start or find a conversation with them. The little Apple Pay icon pops up an interface for sending or requesting money.
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NerdWallet
nerdwallet.com › credit-cards › learn › apple-daily-cash-what-it-is-and-how-it-works
Apple Daily Cash: What It Is, and How It Works - NerdWallet
November 10, 2025 - • Apple Cash card: The virtual debit card that lives on your iPhone for sending and receiving money (similar to Venmo and PayPal). This is where Daily Cash will be credited. • Wallet app: A native iPhone app that includes your credit cards to be used with Apple Pay, as well as perhaps airplane boarding passes, loyalty cards and other virtual cards you’ve added.