🌐
Google Support
support.google.com › wallet › answer › 12060043
Tap to pay with your phone - Google Wallet Help
Open the Google Wallet app . At the top, tap the card you used for the purchase.
🌐
Google Wallet
wallet.google › intl › en_us
Google Wallet - Your Fast and Secure Digital Wallet
Experience peace of mind with industry-leading security and easy-to-use privacy controls for all your payment methods and essential passes ... When you add your payment cards to Google Wallet, you can tap to pay anywhere Google Pay is accepted.
Discussions

New To Google Wallet
Google Wallet saves your card details, but when you are making a payment, it gives another card number to the merchant, where then Google will charge your card. This way the merchant will not know your actual card number When you disable the card with your bank, Google Wallet would not work too, unless you have another card added. You have to unlock your phone with screen on when making NFC payments via Google Wallet, but the wallet app does not need to be opened. Based on you saying your card issuer is Tap and Go, I assume you are in Hong Kong: If you want to pay while locked and screen off, consider Octopus for Android (or Smart Octopus if you use a Samsung) More on reddit.com
🌐 r/GoogleWallet
26
8
April 20, 2025
What is Android pay and how to set it up?
Google Wallet lets you leave your credit cards or cash in your pocket and pay with your phone. Making tap-to-pay work, however, requires turning on Near Field Communication (NFC), which enables your phone to talk to the payment terminal · To ensure that you don’t get a blank stare from the ... More on techtalk.groups.io
🌐 techtalk.groups.io
September 26, 2018
How the heck do you use Google Wallet?! | Android Central Forum
Twice since the recent Google Wallet update, I've tried to use Google Wallet only to have it not work and look like an ass hat. (Once at CVS, and once at Whole Foods.) What am I doing wrong? I wait until the price shows up on the screen, and the card reader indicates that it's waiting for... More on forums.androidcentral.com
🌐 forums.androidcentral.com
August 4, 2012
So how do I pay with Google pay now?
With Google pay you just leave NFC on and the phone unlocked and you can pay when you tap but it now requires you to unlock with a pin or biometric FPS. Samsung pay once set up you can choose to swipe up from the bottom of the screen which directs you to the S Pay app, even if the phone is off or at the lock screen. More on reddit.com
🌐 r/samsunggalaxy
14
0
March 10, 2025
🌐
PCMAG
pcmag.com › home › how-to › e-commerce & payments › mobile payment apps
How to Use Google Wallet to Store Your Credit Cards, Train Tickets, ID, and More | PCMag
August 13, 2024 - Click the Add a payment method button to enter additional methods and then follow the steps to link it to Google Wallet. When you're done, the page will show all the payment methods you added. Get Our Best Stories! Sign up for the Tips, Tricks, and How-To newsletter for all of our best expert advice. Sign up for the Tips, Tricks, and How-To newsletter for all of our best expert advice. By clicking Sign Me Up, you confirm you are 16+ and agree to our Terms of Use and Privacy Policy.
🌐
Google Support
support.google.com › wallet › answer › 12060038
Manage items in Google Wallet - Google Wallet Help
If you don’t have the Google Wallet app: You’re prompted to download the app to continue. Follow the on-screen instructions. Add an item with the Google Wallet website ... Only users in a supported country or region can access passes on the Google Wallet website.
🌐
Google Wallet
wallet.google › intl › en_us › faq
Google Wallet FAQs & Additional Information - Google Wallet
Security and privacy are built into every part of Google Wallet to keep all your essentials protected. When you tap to pay with your Android phone, Google Pay doesn't share your real credit card number with the business, so your payment info stays safe. Tap to pay everywhere Google Pay is accepted, use ...

Mobile payments platform developed by Google

Google Pay (formerly Android Pay) is a mobile payment service developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, … Wikipedia
Ratings
4.5 / 5.0
Google Play
2.05M votes
Factsheet
Developer Google
Initial release May 26, 2011; 14 years ago (2011-05-26) (as Google Wallet)
September 11, 2015; 10 years ago (2015-09-11) (as Android Pay)
January 8, 2018; 7 years ago (2018-01-08) (as Google Pay)
Operating system Android 9 or later
Wear OS 2.18 or later
Fitbit OS
Factsheet
Developer Google
Initial release May 26, 2011; 14 years ago (2011-05-26) (as Google Wallet)
September 11, 2015; 10 years ago (2015-09-11) (as Android Pay)
January 8, 2018; 7 years ago (2018-01-08) (as Google Pay)
Operating system Android 9 or later
Wear OS 2.18 or later
Fitbit OS
🌐
Google Pay
pay.google.com › about
Google Pay - Seamlessly Pay Online, Pay In Stores or Send Money
Add cards to Google Wallet and tap to pay with them at the world’s leading retailers. Put your old wallet away; your phone’s got this. Learn more about in-store checkout ... Save and secure your payment details just once. Google will encrypt them and have them ready for use at checkout on Chrome and on Android devices.
🌐
Google Play
play.google.com › store › apps › details
Google Wallet - Apps on Google Play
Google Wallet gives you fast, secure access to your everyday essentials. Tap to pay everywhere Google Pay is accepted, board a flight, go to a movie, and more – all with just your phone. Keep everything protected in one place, no matter where you go. CONVENIENT Get what you need fast + Three quick ways for accessing your everyday essentials: use your phone’s quick settings for fast access, open the Wallet app from your homescreen or use Google Assistant when your hands are busy.
Rating: 4.5 ​ - ​ 2.05M votes
Find elsewhere
🌐
Reddit
reddit.com › r/googlewallet › new to google wallet
r/GoogleWallet on Reddit: New To Google Wallet
April 20, 2025 -

I'm looking into setting up Google Wallet for the first time, and I was wondering how it operates in practice.

Am I right in saying that it's essentially making a copy of the "Tap and Go" card issued by my bank, then pretending to be that card for the transaction? Would calling my bank to invalidate the Wallet token in the event my phone is stolen also invalidate my physical card?

Also, do I need to unlock the phone every time I want to make a transaction of any value, or can I set it up so that say: If transaction < $30 AND Device has been unlocked < 6hr ago, process transaction without unlock?

That seems like a fair tradeoff to protect against someone buying a PS5 if they steal my phone, but also allow me to generally use it as easily as my physical card.

Any advice of tips anyone has in their day to day usage would be most appreciated.

Top answer
1 of 5
4
Google Wallet saves your card details, but when you are making a payment, it gives another card number to the merchant, where then Google will charge your card. This way the merchant will not know your actual card number When you disable the card with your bank, Google Wallet would not work too, unless you have another card added. You have to unlock your phone with screen on when making NFC payments via Google Wallet, but the wallet app does not need to be opened. Based on you saying your card issuer is Tap and Go, I assume you are in Hong Kong: If you want to pay while locked and screen off, consider Octopus for Android (or Smart Octopus if you use a Samsung)
2 of 5
4
When you add a card to Google Wallet, they create a “token”, which essentially serves as proxy to the original card and bank account. The token has a unique (D)PAN, EXP, cryptographic keys, etc. Whether your bank will block the token or your whole account tied to the original card, depends only on them. Technically, the capability is there. Some banks may allow you to continue using the digital card when real one is blocked, and even re-link your token to the new card when you re-issue it. But some banks may block the token and the physical card simultaneously, unless you suspend the card through Google account. As for the auth requirement: Previously Google have been allowing to skip auth if the transaction was under the CDCVM limit in your country. But due to new security requirements, they’ve been required to request auth every time.
🌐
Android Authority
androidauthority.com › home › general technology › what is google wallet? unpacking the mobile payment service
What is Google Wallet? Unpacking the mobile payment service
June 29, 2025 - It enables the transfer of payment information from a customer’s phone to a store’s payment terminal. To pay, users open the app, enter their PIN, and tap their phone to the payment terminal.
🌐
Wikipedia
en.wikipedia.org › wiki › Google_Wallet
Google Wallet - Wikipedia
1 week ago - The card could also be used to withdraw cash at ATMs with no Google-associated fee, and could be used like a debit card for virtually any purpose, including such things as renting a car. The Wallet Card was discontinued on June 30, 2016, and replaced with Android Pay.
🌐
Google
blog.google › products › google-pay › google-wallet-update-september-2024
New Google Wallet features for travelers and commuters
September 17, 2024 - You’ll be asked to take a selfie video to verify your identity, and Google Wallet will notify you when your ID pass is ready (typically within a few minutes). While ID passes are accepted at select TSA checkpoints today, we’re working with partners so you can use digital IDs in even more situations — for example, in the future we believe you should be able to use digital ID for things like account recovery, identity verification and even car rentals.
🌐
Quora
quora.com › How-can-I-access-my-Google-Wallet-account
How to access my Google Wallet account - Quora
Answer: By going to this URL: Google Wallet It will take you to the sign in page automatically, but if you know what is good fir you, you should not click on any link that Tom, Dick and Harry left on a public web site. So, go to google dot com slash wallet, by typing it in your URL box replaci...
🌐
TechTalk
techtalk.groups.io › g › main › topic › what_is_android_pay_and_how › 262913
[email protected] | What is Android pay and how to set it up?
September 26, 2018 - Google Wallet lets you leave your credit cards or cash in your pocket and pay with your phone. Making tap-to-pay work, however, requires turning on Near Field Communication (NFC), which enables your phone to talk to the payment terminal · To ensure that you don’t get a blank stare from the ...
🌐
Android Central
forums.androidcentral.com › home › google hardware, services & apps › more google devices & services › google / samsung galaxy nexus
How the heck do you use Google Wallet?! | Android Central Forum
August 4, 2012 - I have not tried using Google wallet yet; but I recently read the instructions and I remember it saying to open the app first. Sent from my Galaxy Nexus using Tapatalk 2 ... I just used my free 10 dollars from Google this morning. Im on Jelly Bean and I have the newest version of google wallet.
🌐
Popular Science
popsci.com › diy › tech hacks › how to use google pay to shop and transfer money
How to use Google Pay to shop and transfer money
September 15, 2023 - Screenshot: Google · 3. You must add a payment method by linking your debit or credit card, bank account, or PayPal account to your Google Pay account. Tap Add an account (iOS) or Link account (Android).
🌐
Google
wearos.google.com › intl › en_us
Wear OS by Google | The smartwatch operating system that connects you to what matters most
Add a card to your Google Wallet and pay with your watch everywhere that contactless payments and Google Pay are accepted.2 ... Turn on the lights, adjust the thermostat or get an alert when there’s a person or package at your front door.4 ... Helping you be your best self. Optimize your workouts, understand your health, maintain wellness, and use your favorite apps to help meet all your goals.