Capital One
capitalone.com › learn & grow › money management › instant no-deposit credit card
No-deposit credit cards with instant approval and use
October 2, 2025 - Credit card issuers that advertise no credit checks could ask for other information to evaluate applications. Instead of reviewing creditworthiness, the issuer may check employment history or ask for proof of income. These types of cards might also require security deposits. There’s no way to guarantee that you’ll receive instant approval for a credit card.
Uswitch
uswitch.com › home › credit cards
Compare our best credit cards with instant approval | Uswitch
3 days ago - Find our best instant decision credit cards with Uswitch. Get instant approval on your application and fast access to credit.
What’s the easiest credit card to get approved for?
Capital One let's some really bad scores through. Potentially you may need to get a secured card until your credit improves. More on reddit.com
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September 24, 2025Which cards allow you to spend instantly once approved without requiring the physical card?
Chase and Amex let me use Apple Pay immediately.. More on reddit.com
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July 26, 2025Cards for no credit history that don't require deposit?
I've talked to ChatGPT about this extensively Oh god. Is there any non Secured Cards out there that don't require me to first make a deposit? Sure, but there’s a lot of risk in giving someone with no credit history an unsecured pile of cash. The odds will be against you. You can try student-type cards, or cards for those with “fair” credit. Capital One could be good in that regard. Don’t expect any real benefits, and also potentially expect a non-zero annual fee. I’d recommend trying Discover and Capital One preapproval tools, and that should give you some good potential leads. Also, if you have deposit accounts with certain banks or credit unions already, check with them on basic options too. More on reddit.com
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September 18, 2025Easiest credit card to get for someone with no credit history?
I like to think that a card from somewhere you use as a bank is always the easiest. In your case that bank of America card is a good one. I also recommend the Wells Fargo autograph as it covers a lot of travel categories and it has no annual fee or no foreign transaction fees More on reddit.com
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March 22, 2025Can I get an instant approval credit card with no credit check?
No. It’s not possible to get an instant approval credit card without a credit check in the UK. Credit card providers are required by law to assess your creditworthiness before approving your application, and while some cards offer an instant decision, they still involve a credit check to determine eligibility.
uswitch.com
uswitch.com › home › credit cards
Compare our best credit cards with instant approval | Uswitch
Are instant decision credit cards available for bad credit?
There are instant credit cards available for those with bad credit, though these typically come with higher APRs and lower credit limits. The better your credit rating, the better the offers you’ll be able to get on your credit card. So if your credit rating isn’t up to scratch, it’s worth taking steps to improve it – such as paying bills on time and correcting any mistakes on your credit file. If you don't think you can clear your balance at the end of each month, a low APR credit card may be more suitable.
uswitch.com
uswitch.com › home › credit cards
Compare our best credit cards with instant approval | Uswitch
Do I have to pay more interest on an instant decision credit card?
There is a range of interest rates available on easy approval credit cards. Some instant decision credit cards might not offer the most competitive interest rates or APRs (annual percentage rates), but others might offer lower rates. If you want a credit card and plan to pay off the outstanding balance in full each month, you don’t need to worry too much about the card’s APR. However, if you think you might not pay off the balance in full, the APR is important. The higher the APR, the more you’ll pay in interest, and potentially, the longer it will take you to pay off your credit.
uswitch.com
uswitch.com › home › credit cards
Compare our best credit cards with instant approval | Uswitch
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Petal
petalcard.com › petal-2
Petal 2 Visa Credit Card
By submitting a pre-approval request, you grant your permission to be evaluated for multiple Petal credit cards. Pre-approval does not guarantee an account approval and you must submit a full application for review in order to apply for any offer(s) of credit.
NerdWallet
nerdwallet.com › credit-cards › learn › instant-credit-card-numbers
Credit Cards You Can Use Instantly After Approval - NerdWallet
4 days ago - Note that this access comes from Amazon, not Chase. The SoFi Unlimited 2% Credit Card can be added to a digital wallet for immediate use upon approval. Cardless, a credit card provider that partners with various pro sports franchises, has a ...
Credit Karma
creditkarma.com › home › shop credit cards › learn about credit cards
Second-Chance Credit Cards With No Deposit | Intuit Credit Karma
1 week ago - If you have bad credit, second chance credit cards may help you improve your credit health. But as unsecured credit cards, they don’t require that you put any money down upfront to secure the line of credit.
Prosper
prosper.com › home › prosper credit card | built to help you take control
Prosper Credit Card | Built to Help You Take Control
September 30, 2025 - We welcome applicants with less-than-perfect credit. Plus, checking to see whether you qualify for a Prosper® Card won’t affect your credit score. So really, you’ve got nothing to lose. No security deposit required.
Upgraded Points
upgradedpoints.com › home › credit cards
Best Instant-Use & Approval Credit Cards [December 2025]
2 weeks ago - Yes, in fact, 2 of our favorite business cards, The Business Platinum Card® from American Express and the American Express® Business Gold Card are both able to receive an instant card number after being approved for the card.
Discover
discover.com › card smarts › getting a credit card › instant approval credit cards for bad credit
Instant Approval Credit Cards for Bad Credit | Discover
February 21, 2025 - If you have less-than-perfect credit, you may have an easier time qualifying for a secured credit card than an unsecured card, though there’s no guaranteed approval. As long as you use a secured card responsibly, it may act as a credit builder, improving your odds of instant approval for future credit card applications. ... Secured credit cards require a refundable security deposit at account opening.
American Express
americanexpress.com › credit intel › cards
How to Apply for Instant Approval Credit Cards
June 16, 2025 - Besides the co-branded/store cards, not all card issuers will give you an account number that you can use for online purchases right away.7 You can find online resources that identify creditors that offer instant credit access, or you can ask any credit card provider whether it offers that option. It’s possible to get instant cards without a deposit. However, securing approval may be more difficult if your scores are lower or you have limited credit history.
Bip
bip.credit
Bip Credit Card
Check you are eligible with no impact on your credit score. If it's looking good, download the app, apply and add Bip to your Apple Pay or Google Pay and you're good to go. Spend safely and securely using your phone, just like a credit card - whether online, in-store or in-app.
WalletHub
wallethub.com › popular credit card questions
Best Credit Cards for No Credit with No Deposit in 2025
November 12, 2025 - Petal® 2 Visa is a slept-on gem for no credit. No deposit, no annual fee, and they use your bank history to approve you (not just credit). Perks: - 1 - 1.5% cashback (better than most starter cards) - No fees, period
GlobalBanks
globalbanks.com › home › guaranteed credit card approval no deposit: is it real?
Guaranteed Credit Card Approval No Deposit: Is It Real? - GlobalBanks
July 29, 2024 - That said, you also need to make sure you can get approved for the card. And, as mentioned, there is no guaranteed credit card approval with no deposit. Instead, getting approved will require you to match the card issuer’s desired clients.
Chase
chase.com › education center › credit cards › credit card basics
Starter Credit Cards Without a Deposit | Chase
November 8, 2023 - Discover some useful information for those new to credit cards.
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › bad-credit.html
Credit Cards for Rebuilding Credit - Mastercard
However, credit score alone does not guarantee or imply approval for any financial product. Meet the only card powered by your paycheck. Set up direct deposit payments and access up to a $1,500 credit line with no hard credit check, no security deposit and no annual fee*. Easy, risk-free ...
Citi
citi.com › credit cards › credit knowledge center › understanding credit cards › can you get a credit card with no deposit?
Can You Get a Credit Card With No Deposit? | Citi.com
May 30, 2025 - Unsecured credit cards don’t require a deposit. Most credit cards are unsecured. Because they don’t require a security deposit, and lenders must approve your application based on creditworthiness and personal financial factors, unsecured ...
Reddit
reddit.com › r/povertyfinance › what’s the easiest credit card to get approved for?
r/povertyfinance on Reddit: What’s the easiest credit card to get approved for?
September 24, 2025 -
I know a lot of people will say credit cards are the problem, not the answer, but I’m really struggling and need a way to cover some emergency expenses and repair my credit score. I’d appreciate some suggestions from people who’ve dealt with similar issues.
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Capital One let's some really bad scores through. Potentially you may need to get a secured card until your credit improves.
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The easiest ones are the most limited ones that nobody should waste time with. Crap like Fingerhut/Stoneberry/MontgomeryWard/etc that only are good to purchase overpriced items directly from those specific websites. Then next you have the subprime cards. Expect high annual fees, low credit limits, and being a dead-end for long term credit repair because they have no better products to convert to as your credit improves. Finally you get into the mainstream credit card companies. Discover or Capital One are probably the best options for a starter card with no extra fees that can grow as your credit grows. Those should ideally be your target. If you don't have good enough credit or income to qualify for anything then you should wait on the credit repair until you can afford to lay down a deposit for a secured card from Discover or another major issuer.
CompareCards.com
comparecards.com › credit-quality › no-credit
Credit Cards for No Credit – Credit Cards for People with No Credit | CompareCards.com
Credit Line Put down a refundable $200 security deposit to get at least a $200 initial credit line. ... Click APPLY NOW to apply online. No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day.
Reddit
reddit.com › r/creditcards › which cards allow you to spend instantly once approved without requiring the physical card?
r/CreditCards on Reddit: Which cards allow you to spend instantly once approved without requiring the physical card?
July 26, 2025 -
$0 annual fee & Sign-on bonus cards only
American Express
americanexpress.com › us › credit-cards › features-benefits › digital-wallets › instant-approval-credit-card
Instant Credit Card Number: Instant Approval and Use | Amex US
If you’re approved for an American Express Card, and you’re eligible, you’ll be invited to get your Card number instantly. ... No matter which Card you’re approved for, if eligible, American Express gives you the option to add your actual ...
Discover
discover.com › card smarts › getting a credit card › how can i get credit cards with no deposit?
How Can I Get Credit Cards with No Deposit?
April 23, 2025 - It can feel like you’re borrowing your own money or tying up cash you could be using to pay a bill. If you have an income and a good credit score, you may get approval for an unsecured credit card with no deposit.