I pay more than my bills are and aiming for everything to being 6-12mnth in advance. You can do this gradually so adding $5/10 per automatic payment. This also often gives you a discount for prompt payment on some bills.

It's a form of saving that doesn't show up as having money and potentially being penalised if needing to go on welfare.

Keep a stash of cash also for this reason.

Grow your non perishable groceries. Once you have a six month plus supply don't deplete them but do rotate with new supply.

Look into supermarket Christmas clubs and use them to save money for buying stuff in bulk for the following years (not Christmas treats) as they often give around a 5% bonus on the money ..another hiding place for money,

Lastly ring around your utilities and insurance etc and see if you can get better deals, just threatening to move often gets them to lower their rates. I reduced my insurance by $35 a month last time. and when a left a bad score of 1 out 1-5 score for my electric company they rang and I got 3 months free electricity.

Edited to add : If you can cash out any holiday pay do that now and put it into one of my above suggestions.

DON"T SPEND IT. I say this because if you are made redundant you will be made to wait and use up your holiday pay before receiving a benefit. This way you can keep it as part of your emergency fund.

my accounts are already recessed to shit

If I can’t read this in one poop session you done messed up.