Google Pay is often considered safer than using a physical credit card because it uses virtual card numbers and hides your actual card details during transactions. The platform also requires additional security measures like a screen lock or facial recognition to authorize payments. This adds an extra layer of protection that traditional card use may not offer.

Google Pay is generally safe from hackers due to its use of virtual account numbers, NFC technology, and robust encryption. It does not share your actual credit card information with merchants, adding an extra layer of protection. However, user vigilance is crucial to avoid falling victim to phishing or social engineering scams.

The risks of Google Pay include potential scams like fake customer support or overpayment fraud, where users are tricked into sending money or revealing personal details. Though the platform is secure, it relies heavily on the user’s device security, meaning a lost or stolen phone without proper protection could expose payment methods. Users must also be cautious of phishing attempts and malicious links.