Safe? Yes. Private? Not really…PayPal has access to your transaction history and could sell a profile of you (based on that) to advertisers. Answer from chiraagnataraj on reddit.com
Reddit
reddit.com › r/privacyguides › is paypal safe?
r/PrivacyGuides on Reddit: Is Paypal safe?
February 17, 2022 -
Was thinking of maybe getting an account, but would like to know any risks beforehand. Is Paypal safe for the most part or should I use something else?
Edit: Wow, I did not expect this to blow up as it did. Thanks to everyone for the helpful responses so far, as it does help give me a better idea on Paypal as I wanted in the first place. I will try to respond to as many as I can.
Top answer 1 of 21
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Safe? Yes. Private? Not really…PayPal has access to your transaction history and could sell a profile of you (based on that) to advertisers.
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Safe to pay: Yes Privacy friendly: NO, No, no. But credit cards aren’t neither privacy friendly. But if you want to know for sure, just read the small prints :) and take a few days off so you can read it all 😉
Security.org
security.org › home › digital safety › is paypal safe?
Is PayPal Safe?: What You Need To Know | Security.org
September 30, 2025 - PayPal is generally safe with encryption and buyer protection, but phishing scams and account freezes pose risks. Use strong passwords and antivirus software.
fraud - Are online purchases using PayPal safer than using a debit card? - Personal Finance & Money Stack Exchange
I usually make online payments using PayPal instead of directly using the debit card. PayPal then charges the debit card after I spend money using the PayPal account. Flow of money: bank account → debit card → PayPal → merchant. I used PayPal because I believed that it is somehow safer than ... More on money.stackexchange.com
Is my money safe from paypal chargeback scams if i moved it all to my bank account?
I recently got paid around 3000 dollars for selling my instagram page, i got paid through goods and services. If i move all of the money over to my… More on reddit.com
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December 2, 2020It is safe to connect the credit card to PayPal?
If you have not done so, Read our FAQ! which answers most questions. Please note that with the current CoVid-19 crisis that support is very limited at PayPal. No one here can fix that or offer solutions. The most common answer is to telephone PayPal support. However at this time such a call may be frutile, though you can keep trying. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
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December 9, 2021How safe is it to use PayPal on localmonero
For a buyer there's virtually no risk when buying with PayPal. The seller's coins are locked in escrow, so if the seller becomes unresponsive, a staff member will help you release your coins.
More on reddit.com 12
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February 15, 2020Is PayPal safe to use with strangers?
PayPal can be safe to use with strangers if you mark payments as Goods and Services, which offers buyer protection. Avoid sending Friends and Family payments to people you don’t know personally.
us.norton.com
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential ...
Is it safe to link my bank account to PayPal?
Linking your bank account to PayPal is generally safe, as PayPal employs encryption and robust security measures to safeguard your information. However, it's important to regularly monitor your account for any suspicious activity, such as unauthorized transactions or unfamiliar logins. If you spot any discrepancies, report them to PayPal immediately.
us.norton.com
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential ...
Is PayPal safer than a credit card?
Both PayPal and credit cards offer strong security, but credit cards generally provide better fraud protection and chargeback options. On the other hand, when you use PayPal, don’t share your credit card details directly with merchants, which helps to shield your sensitive financial data.
us.norton.com
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential ...
Videos
How to Secure Your PayPal Account (Full Tutorial)
03:40
Is PayPal Safe To Use? - BusinessGuide360.com - YouTube
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What You Need to Know About PayPal to Avoid Losing Money - YouTube
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How Safe Is Paypal? - YouTube
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is PayPal secure - YouTube
09:49
STOP Using PayPal - 5 Reasons You Should Stop Using PayPal in Your ...
PayPal
paypal.com › us › cshelp › article › is-paypal-safe--help321
Is PayPal safe? | PayPal US
PayPal offers secure online payment services with protection for both buyers and sellers, ensuring safe transactions and the safety of personal information.
Quora
quora.com › Is-PayPal-a-legitimate-online-payment-method-How-can-I-ensure-the-security-of-my-payments-when-using-PayPal
Is PayPal a legitimate online payment method? How can I ensure the security of my payments when using PayPal? - Quora
Answer: Ok, I am not promoting PayPal for any monetary gain or otherwise. I do not benefit from giving my Opinion.🪷 Yes, and Yes… I have been using Pay Pal for 12+ years & I first started using P.P. to make on-line purchases. Their purchase protection is #1! Purchase item to 180 days.
AVG
avg.com › en › signal › is-paypal-safe
Is PayPal Safe and Secure? 10 Tips for Buyers and Sellers
February 10, 2023 - PayPal secures transactions through end-to-end encryption and purchase protection. But you still need to take steps to protect yourself.
Quora
quora.com › How-safe-is-PayPal-Do-they-store-my-debit-card-info-and-do-they-have-free-access-to-my-money-whenever-they-want-Im-using-it-to-buy-and-not-to-sell
How safe is PayPal? Do they store my debit card info and do they have free access to my money whenever they want? I'm using it to buy and not to sell. - Quora
Answer (1 of 7): PayPal is pretty safe, because they have to be. They have to store your debit card info in order to perform their services for you, and they are going to make sure they don’t do anything to make you cry “thief” and make ...
Avast
avast.com › c-paypal-scams
Is PayPal Safe? How to Spot and Avoid 10 PayPal Scams
October 1, 2025 - As one of the leading online payment systems, PayPal has a reputation for being a safe and easy way to send and receive money. But no payment system is completely immune to scams.
Norton
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential risks
August 22, 2025 - PayPal is mostly safe, but there are risks to be aware of. Learn how to protect yourself while using PayPal.
Wise
wise.com › us › blog › is-paypal-safe
Is PayPal safe to use? Complete guide & tips to avoid scams - Wise
March 27, 2023 - The main issue with PayPal safety when it comes to money transfers is actually fraud and scams, where criminals target PayPal account users and request payments, sometimes posing as friends or family members, or even charities.
Investopedia
investopedia.com › articles › personal-finance › 011215 › which-safer-paypal-or-credit-card.asp
PayPal and Credit Cards: A Comparison of Safety Measures
November 9, 2025 - All PayPal transaction data are sent with end-to-end encryption designed to thwart any hacker seeking to capture private information as it moves from buyer to seller. This means your financial information isn't revealed even to the recipient.
Fox News
foxnews.com › tech › dark-side-paypal-stay-safe
The dark side of PayPal and how to stay safe | Fox News
May 29, 2023 - PayPal is considered to be one of the safest ways to pay online, as all transactions are protected with advanced data encryption. However, being that it is such a large and successful company, it is a huge target for hackers to try to steal ...
Experian
experian.com › home › personal finance › is it safe to use paypal?
Is It Safe to Use PayPal? - Experian
February 9, 2022 - In general, PayPal is considered a safe way to send money and shop online. No platform is foolproof, but an assessment by cybersecurity risk management company UpGuard gave PayPal an "A" rating for its security practices.
Credit Karma
creditkarma.com › money › i › is-paypal-safe
Is PayPal Safe? | Intuit Credit Karma
February 22, 2024 - PayPal emphasizes buyer protection, recognizing that its users rely on them for swift, efficient, secure transactions. PayPal has security measures to safeguard buyers from fraud, theft and scams.
Bankrate
bankrate.com › credit cards › advice
PayPal vs. Credit Cards: Which Is Safer? | Bankrate
June 4, 2025 - Using either PayPal or a credit card is a safer option than using your debit card.
YD Tracking
synctrack.io › home › blog › payment issues › is paypal safe for buyers and sellers?
Is PayPal safe for buyers and sellers?
May 29, 2025 - When sending money, PayPal is generally safe to use. Glitches and data breaches can happen to any organization in the age of the internet, even the greatest ones.
TheStreet
thestreet.com › personal-finance › is-paypal-safe-14646847
Is PayPal Safe? Yes, and Here's Why - TheStreet
November 28, 2019 - PayPal is safe for both buyers and sellers if they follow the appropriate security protocols like using two-factor verification, and take full advantage of the security measures PayPal offers its customer base, according to security experts.
MONEI
monei.com › blog › is-paypal-secure
Is PayPal a Secure Payment Method for merchants and customers? | MONEI
February 8, 2024 - PayPal is safe and has robust security measures in place but it is possible for hackers to steal money if they get unauthorized access to a customer’s account.
PayPal
paypal.com › us › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal US
PayPal enables you to securely make payments to individuals or businesses worldwide. Our app provides a simple and secure way to pay anyone, anywhere.
Quora
quora.com › How-is-paying-online-with-PayPal-safer-then-paying-with-my-bank-card-With-bank-card-there-are-several-safety-layers-card-number-security-code-CVV-security-password-With-PayPal-there-is-only-one-password
How is paying online with PayPal safer then paying with my bank card? With bank card, there are several safety layers: card number, security code CVV, security password. With PayPal, there is only one password. - Quora
Answer: (USA) 1. See S. Stark’s response to why PayPal is safer which is also one of the reasons I use them for unknown or not previously used vendors. 2. If there is a product dispute with vendor, PayPal has an excellent record for dealing with them on your behalf.