Paypal stopped a hacker from charging my Apple App store account years ago. I was inline while it was happening and couldn't get anyone in Apple customer service live at the time. I was able to get ahold of PayPal and they blocked new charges. It took about 3 days to get the first couple of payments reversed. Since it was the app store it didn't amount to much money but it was scary watching it happen real time. That said, I only use them for online payments not regular bills. I would never use them or any third party service for regular payments. I use them as a buffer between my bank accounts and online merchants. Answer from Deleted User on reddit.com
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PayPal
paypal.com › us › digital-wallet › security-and-protection
PayPal Security | Protect Your Financial Data | PayPal US
Your data and money are safe. It doesn't matter if you're a shopper or a seller; PayPal security protects you against fraud with our secure encryption.
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PayPal
paypal.com › us › cshelp › article › is-paypal-safe--help321
Is PayPal safe? | PayPal US
PayPal offers secure online payment services with protection for both buyers and sellers, ensuring safe transactions and the safety of personal information.
Discussions

Is it safe to send money to strangers?
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
🌐 r/paypal
31
3
January 19, 2024
Is paypal really safe?
Paypal stopped a hacker from charging my Apple App store account years ago. I was inline while it was happening and couldn't get anyone in Apple customer service live at the time. I was able to get ahold of PayPal and they blocked new charges. It took about 3 days to get the first couple of payments reversed. Since it was the app store it didn't amount to much money but it was scary watching it happen real time. That said, I only use them for online payments not regular bills. I would never use them or any third party service for regular payments. I use them as a buffer between my bank accounts and online merchants. More on reddit.com
🌐 r/digitalnomad
54
36
October 30, 2022
Is PayPal a safe way of accepting money?
This community is not for your buy/sell posts, asking to purchase accounts, and asking for technical customer support (we're not Meta) . If this post doesn't follow the rules, report it to the mods. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
🌐 r/FacebookMarketplace
20
1
March 21, 2024
Is PayPal safe to use as a savings account?
I would not trust them at all tbh. There is nothing preventing them from locking your account or some other bs like that. More on reddit.com
🌐 r/paypal
9
1
April 7, 2019
People also ask

Do I need to activate wallet monitoring or early fraud alerts?
No. Any eligible debit or credit card you add to PayPal will automatically receive early fraud monitoring and real-time alerts about unusual activity we’ve detected or blocked. Use the PayPal app and enable push notifications to get real-time app notifications and review alert details right away. Learn more about early fraud alerts.
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paypal.com
paypal.com › us › digital-wallet › security-and-protection
PayPal Security | Protect Your Financial Data | PayPal US
How long do I have to dispute a transaction?
To take advantage of Purchase Protection, we require that PayPal accounts be kept in good standing and ask that a dispute be filed within 180 days of your purchase or payment. Learn more about Purchase Protection.
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paypal.com
paypal.com › us › digital-wallet › security-and-protection
PayPal Security | Protect Your Financial Data | PayPal US
What exactly is a passkey?
Passkeys are a new secure login standard, which allows you to securely log in to PayPal without entering a password. They allow you to log in to PayPal using the same biometrics or device password you use to unlock your device. Learn more about passkeys.
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paypal.com
paypal.com › us › digital-wallet › security-and-protection
PayPal Security | Protect Your Financial Data | PayPal US
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Avast
avast.com › c-paypal-scams
Is PayPal Safe? How to Spot and Avoid 10 PayPal Scams
October 1, 2025 - As one of the leading online payment systems, PayPal has a reputation for being a safe and easy way to send and receive money. But no payment system is completely immune to scams.
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Security.org
security.org › home › digital safety › is paypal safe?
Is PayPal Safe?: What You Need To Know | Security.org
September 30, 2025 - After all, no service — no matter how good — is perfect. PayPal, however, really is one of the safer digital-payment services, and the risks of using it are minimal. As long as you know how to protect yourself, you shouldn’t have to worry.
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Quora
quora.com › Is-using-PayPal-any-safer-than-just-doing-a-bank-transfer
Is using PayPal any safer than just doing a bank transfer? - Quora
Answer (1 of 13): Both are safe, but I love and prefer PayPal when it comes to making international transactions. with a bank transfer, yes you will send money to someone, but if you are a victim of a scammer, you will never see your money again. Because the bank will not trace the person who sc...
Find elsewhere
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Wise
wise.com › us › blog › is-paypal-safe
Is PayPal safe to use? Complete guide & tips to avoid scams - Wise
March 27, 2023 - What PayPal security is there to ... got the lowdown on all this and more, coming right up. Used sensibly, PayPal is pretty safe for money transfers....
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PayPal
paypal.com › al › webapps › mpp › send-money-online
Send Money Securely Online with PayPal | PayPal AL
With PayPal's money transfer services, you can safely send or transfer money, make online payments and pay online, in multiple currencies, to almost anyone in the world with an email address.
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Fox News
foxnews.com › tech › dark-side-paypal-stay-safe
The dark side of PayPal and how to stay safe | Fox News
May 29, 2023 - However, being that it is such a large and successful company, it is a huge target for hackers to try to steal people's money or personal information. The most common security threats that PayPal experiences come from phishing and identity fraud. Phishing is where hackers impersonate legitimate organizations, such as PayPal, in an attempt to deceive you into providing sensitive information, such as login credentials or financial details. The scammers send phishing emails that appear to be from PayPal and contain links to malicious websites or attachments that may contain malware.
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Credit Karma
creditkarma.com › money › i › is-paypal-safe
Is PayPal Safe? | Intuit Credit Karma
February 22, 2024 - Whether PayPal is safe to receive money from strangers depends on the safety measures you take. Verifying the sender’s legitimacy, thoroughly reviewing the PayPal user agreement and practicing caution during transactions can help ensure a safe experience. PayPal offers certain protections to its users, but whether or not you will be covered if you get scammed depends on several factors. PayPal’s buyer protection policy may offer reimbursement for unauthorized transactions or items not as described within certain guidelines.
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AVG
avg.com › en › signal › is-paypal-safe
Is PayPal Safe and Secure? 10 Tips for Buyers and Sellers
February 10, 2023 - If you can provide evidence that a transaction meets PayPal’s requirements, you won’t lose any money even if a complaint is filed. While it is generally safe to send money using PayPal, it does come with risks.
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Norton
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential risks
August 22, 2025 - Avoid sending Friends and Family payments to people you don’t know personally. Linking your bank account to PayPal is generally safe, as PayPal employs encryption and robust security measures to safeguard your information.
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PayPal
paypal.com › us › money-hub › article › safely-send-money-overseas
How to safely send money overseas during the holidays | PayPal US
December 11, 2024 - It’s possible to send and receive money safely and securely with PayPal.2 With the peer-to-peer feature (P2P), users can quickly send money to other PayPal account holders in 110+ countries. This can be a convenient way to gift cash to a loved one during the holidays and all that’s needed is the recipient’s name, email, or phone number. Delivery options vary by service. Xoom, a PayPal service, allows customers to send money for cash pickup, directly to bank accounts, and more.
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Heimdalsecurity
heimdalsecurity.com › blog › is-paypal-safe
Is PayPal Safe?
June 22, 2022 - Before we dwelve into it, if you are concerned about PayPal account’s security, here are 11+ scams you should look out for. Right, now onto the breach! In a nutshell, I would have to venture to say that PayPal is not completely safe.
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Investopedia
investopedia.com › terms › p › paypal.asp
Understanding PayPal: How It Works and Benefits for Users
October 1, 2025 - Therefore, the money is secure, privacy is protected. PayPal makes much of its revenue from fees it charges merchants, rather than from the consumers who pay with it. No fee is charged when you use PayPal to pay in your home currency.
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PayPal
paypal.com › uk › money-hub › article › receiving-money-from-strangers
What is a safe way to receive money from a stranger online?
January 13, 2025 - Once a bank transfer is complete, it’s very difficult to reverse. If possible, use a credit card or a financial platform such as PayPal that offers buyer and seller protection. PayPal offers a safe and secure way to both receive and send money.
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Wise
wise.com › gb › blog › is-paypal-safe
Is PayPal safe? Here's what you need to know - Wise
August 16, 2021 - There are a few reassuring safety features to know about when sending money with PayPal. Firstly, the recipient doesn’t receive any sensitive or confidential financial information, such as your bank account number or credit card details. And if you’re using PayPal for online shopping, there’s also PayPal Purchase Protection². This gives you protection if there’s a problem with something you buy, such as a quality issue or a late delivery, where you can open a dispute in the PayPal Resolution Center.
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Experian
experian.com › home › personal finance › is it safe to use paypal?
Is It Safe to Use PayPal? - Experian
February 9, 2022 - In general, PayPal is considered a safe way to send money and shop online. No platform is foolproof, but an assessment by cybersecurity risk management company UpGuard gave PayPal an "A" rating for its security practices.
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eSafety
beconnected.esafety.gov.au › topic-library › articles-and-tips › paypal-how-does-it-work
PayPal: how does it work? | Cyber safety tips | Be Connected
October 12, 2023 - PayPal is one of the most secure ways you can pay for things online. Credit cards are safe too, but PayPal has an extra level of protection since you can pay for things without having to provide your credit card or bank details to a seller.