I found a nice credit card tracker spreadsheet on reddit and would love to use it in my google drive by creating a copy of it. Was wondering if there can be some macro or way for someone to snoop on my data?

here's the link: https://www.reddit.com/r/churning/comments/9430cv/churning_tracker_spreadsheet_template/

Thanks in anticipation

I’m living in a hotel right now because my mom kicked me out for not giving her money and I’m trying to get my own apartment. I can’t use my job because I don’t make enough money to qualify for 3x but I’m responsible, just don’t have no one to co-sign. I don’t want to get another roommate because my last roommate kept quitting their job and I had to pay 100% of the rent by myself for months, making 14/hr might I add, and we ended up getting an eviction. This lady trying to charge me $125 for each paystub and I need 6 so that’s not possible. So I’m just trying to get this apartment, hopefully asap because I only have enough to pay for this hotel for a week before it hits my apartment money. So any tips or something to help me please and thank you.

I’ve just started in my first proper design role (in-house) after years in marketing, my design skills are mostly self-taught so I’m not familiar with industry practices.

The senior designer where I’m working has an Envato Elements subscription, and uses a lot of templates for video, infographics, presentations, etc.

I’m used creating motion graphics, etc from scratch, using templates save a lot of time but kind of feels like cheating. Something about taking credit for an infographic that I really only copied from the internet and swapped out icons and text feels a little dishonest.

Is this standard in the industry? Or is this feeling justified?

Edit: thanks for the insights, seems like templates are fair game!

I'm currently a student, ever since learning how to edit I usually use a lot of templates to make stuff look good, now I'm doing this but in making websites, I can't help but feel like cheating cause I'm saving myself a lot of trouble from making an entire web design from scratch, whereas using template you just tweak a few things and ur done, would using templates affect my skills and make me a shitty web dev?

I’m a graphic design student and I’m building a website for a project. I’m using dreamweaver and a template from w3.schools. I’m already bad enough as it is at messing with the template and I’m wondering if it’s even worth doing if it’s bad practice to use things like that. What are your thoughts?