I'm in a similar situation as you are. So I just run the numbers. Take the results for your two options with a grain of salt, maybe I made a mistake in my excel sheet. Assumptions: 40 years of investing, 800€ per month, 6% yield per year Option 1: Amundi, TER 0.15%, 12*800 € per year, no order cost: 1.537.000 € Option 2: iShares, TER 0.07%, 12*800€ per year, 2.3 € per order: 1.566.000 € Option 3: Optimized, 9*1067€ per year, 2.41€ per order: 1.567.000 € Why 9 times per year? Take anything higher or lower per year and the end result is lower. So in this case 9* is a good balance between "missing out on profit" and "high oders fees". Optimizing the number of orders per year result in 1.000 € more, probably not worth the hassle: 0,06% improvement. Choosing the ETF with lower TER results in 30.000 € more, neat, 2% improvement. Summary: TER is way more important than a small order fee. Go with iShares (after you double checked my numbers :D) Answer from Procyon_X on reddit.com
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Reddit
reddit.com › r/eupersonalfinance › passive investing: ishares s&p500 vs amundi s&p (both accumulating)via degiro?
r/eupersonalfinance on Reddit: Passive Investing: iShares S&P500 vs Amundi S&P (Both Accumulating)via DeGiro?
February 19, 2019 -

Currently I am using DeGiro as online broker to purchase ETF's. Personally, I'd really like to invest in the S&P500 (too bad you can't purchase the Vanguard accumulating one as a European citizen).

DeGiro does have a core selection of ETF's where you do not have to pay any entry fees on your first purchase of each month.

Taking this into account, I have looked which ETF tracks the S&P500 within their core selection.

I found this one from Amundi (so no entry fees): http://www.morningstar.be/be/etf/snapshot/snapshot.aspx?id=0P0001CLZ9&lang=nl-BE

Whilst they do also offer one from iShares (with entry fees): http://www.morningstar.nl/nl/etf/snapshot/snapshot.aspx?id=0P00013VX5

(Both are Accumulating)

I was wondering what would be the best to invest in, as a smaller investor (I'm still a student and am able to invest about 100 euros each month).

I have looked for differences between both ETF's, but am yet deciding which is best. Hopefully someone can help me out here.

  • Amundi

    • TER: 0,15%

    • Managed by BNP Paribas Fortis

    • Market capitalisation of +- 4500 million

    • Only able to purchase the one listed in Euronext Paris

  • iShares

    • TER: 0,07%

    • Managed by Blackrock

    • Market cap. of +- 32000 million

    • Listed in Euronext Amsterdam

    • Extra costs: €2 per purchase + 0.038% (with a maximum of €30)

Personally (and it might seem like 'nitpicking'), I think the one from Amundi is the most favorable, since I am not purchasing for a big amount each time? The fixed cost of €2 will have a relatively big impact on the cost structure of iShares. Unless I start saving & buying once every year. Although I am more fond of iShares for some reason...

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Curvo
curvo.eu › backtest › en › compare
Compare Amundi SP 500 vs iShares ...
Backtest by Curvo is the best backtesting simulator for European index investors. Discover the historical performance of your portfolio and compare it to others.
Discussions

Amundi, iShares, Vanguard... How important is the choice of ETF provider?
The reason is simply some mergers. First, Lyxor took over Comstage, and then Amundi took over Lyxor. This resulted in multiple ETFs on various indices. The merger and simplification of the portfolio therefore makes sense, but that's not the problem. The problem (for German investors) is probably the change of the fund domicile from Luxembourg to Ireland. Whether this will be repeated with other providers in the future is pure speculation. More on reddit.com
🌐 r/Finanzen
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Any reason to not buy this World ETF? ISHARES vs AMUNDI
Amundi is European, and it is cheaper, so it is a better choice. It has also outperformed the underlying index. Amundi MSCI World UCITS ETF Acc IE000BI8OT95 | Amundi ETF iShares has not outperformed the index: iShares Core MSCI World UCITS ETF | SWDA More on reddit.com
🌐 r/ETFs
29
5
April 17, 2025
Switch from iShares MSCI World to Amundi?
And then in a few years Amundi will do the next merge and you'll have to pay another 25% 😂 More on reddit.com
🌐 r/Finanzen
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0
November 25, 2024
MSCI World ETF - iShares vs Amundi
Bei hohem USA Anteil ist IE immer LU vorzuziehen wegen der günstigeren Quellensteuer. Wie bereits nachgewiesen , arbeitet Vanguard sehr steuerschonend, weshalb du eher den Vanguard Developed World (A2PLS9) kaufen solltest anstatt den iShares. More on reddit.com
🌐 r/FinanzenAT
8
2
April 14, 2024
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Curvo
curvo.eu › backtest › en › compare
Compare Amundi Europe Quality Factor vs iShares Core ...
Backtest by Curvo is the best backtesting simulator for European index investors. Discover the historical performance of your portfolio and compare it to others.
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justETF
justetf.com › home
ETF providers at a glance
Amundi is among the largest ETF providers in Europe. Its product universe focuses on equity and fixed income ETFs.
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Endowus
endowus.com › insights › rpc-flagship-cash-srs-ishares-amundi
Flagship Cash/SRS Portfolios made better with BlackRock iShares, Amundi low-cost passive index funds
This approach provides more diversification as the BlackRock iShares US Index Fund utilises synthetic replication to track the S&P 500 Index and the Amundi Prime USA Fund utilises direct physical replication to track the Solactive GBS United States Large & Mid Cap Index.
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Funds Europe
funds-europe.com › home › etfs: who comes second?
ETFs: Who comes second?
July 20, 2022 - Many of Europe’s biggest ETF ... at the pan-European level. Peter Taberner reports. Paris-based Amundi is the largest European-headquartered ETF provider, a status reinforced by the acquisition ......
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YouTube
youtube.com › endowus
Flagship Portfolios now made better with BlackRock iShares, Amundi low-cost index funds - YouTube
Markets often react quickly to changes in macroeconomic conditions — but what does that mean for investment portfolios? It can be time-consuming and complica...
Published   April 25, 2023
Views   5K
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Morningstar
global.morningstar.com › en-gb › etfs › the-worst-performing-etfs-of-the-month
The Worst-Performing ETFs of the Month | Morningstar UK
November 7, 2025 - Xtrackers MSCI Europe Information Technology Screened UCITS ETF and Amundi MSCI India Swap II UCITS ETF were among the worst-performing ETFs in Q3 2025.
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Financial Times
ft.com › companies › financials › fund management
Amundi steps up efforts to compete with BlackRock’s ETF empire
October 21, 2022 - Amundi has launched a 10-strong range of exchange traded funds in Ireland in a sign of the company’s ambitions to grow its business and compete with market leader iShares.
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Reddit
reddit.com › r/finanzen › amundi, ishares, vanguard... how important is the choice of etf provider?
r/Finanzen on Reddit: Amundi, iShares, Vanguard... How important is the choice of ETF provider?
December 8, 2024 -

Hello friends of the penny turning three times,

whoever wants to invest in an MSCI World, for example, doesn't only have one to choose from. There are ETFs from many different providers - Amundi, Xtrackers, iShares, Vanguard and so on. At first glance, they seem hardly different. How do you choose your providers? Are there specific criteria you pay attention to? Have you had good or bad experiences with a provider?

The reason for this post is the recent announcement that Amundi is merging two ETFs: The LU1781541179 and the IE000BI8OT95. For investors in the LU1781541179, this means that the entire position is, so to speak, sold and reinvested in the other ETF. This will result in taxes on capital gains, and that is quite annoying.

Immediately after the announcement, I heard advice from several people that one should take the opportunity to switch to an equivalent ETF from another provider, as Amundi would apparently do such mergers regularly.

Sounds sensible at first, but I lack the background knowledge about the individual providers. It could just as well be that Xtrackers pulls the same stunt next week with its ETFs. Or are there specific reasons why Amundi merges more often than other providers?

🌐
Curvo
curvo.eu › backtest › it › confronta
Confronta i Amundi SP 500 vs iShares ...
Backtest by Curvo is the best backtesting simulator for European index investors. Discover the historical performance of your portfolio and compare it to others.
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justETF
justetf.com › home › etf investment guides
Top MSCI World ETFs | Find The Best MSCI World ETF
The best MSCI World ETFs by cost and performance: ✓ Ongoing charges as low as 0.05% p.a. ✓ 27 ETFs track the MSCI World