Yes! I've shopped at JCrew for years; got the CC in 2024 and regret not getting it sooner for the additional discount windows. Full disclosure: only use it for JC purchases and pay off the balance monthly. Answer from Bleachers24 on reddit.com
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Synchrony
synchrony.com › partner › jcrew
J.Crew Credit Card | Synchrony
To get started, speak to an associate at a J. Crew or J.Crew Factory store or visit www.jcrew.com/credit · Complete the application form. If you are approved instantly, your temporary account number will be provided. With this number, you can shop using your card in stores or online at our brands and it is valid for 15 days.
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Comenity
d.comenity.net › jcrew
J.Crew Credit Card - Home - Comenity
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Discussions

Weird situation with J Crew credit card (Synchrony and Comenity)
I would just pay comenity and be done with their BS. Both banks are trash More on reddit.com
🌐 r/CreditCards
8
4
June 11, 2024
CC worth it?
Yes! I've shopped at JCrew for years; got the CC in 2024 and regret not getting it sooner for the additional discount windows. Full disclosure: only use it for JC purchases and pay off the balance monthly. More on reddit.com
🌐 r/jcrew
11
4
April 22, 2025
J crew credit card

I wouldn't. If you're trying to build credit I'd get a card that gives you benefits you can use anywhere (cash back). If you're looking for a discount at JC use your student discount and ebates.

More on reddit.com
🌐 r/malefashionadvice
14
5
June 9, 2015
Sales Associate Convinced me to apply for J Crew Credit Card. Tried to cancel application but they won't let me
No. You applied. Nothing to do now except cancel. More on reddit.com
🌐 r/CreditCards
8
1
January 29, 2023
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J.Crew
jcrew.com › company › credit-card
The J.Crew Credit Card Experience
Cardmembers with NAVY Access earn 5% back in rewards while GOLD Access Cardmembers earn 7.5% back in rewards.​ With the J.Crew Mastercard you earn 2.5% back in rewards on gas and grocery store purchases and 1.25% on every other purchase where ...
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J.Crew
jcrew.com › r › feature › pages › love-is-for-everybody
J.Crew: Clothes, Shoes & Accessories For Women, Men & Kids
Shop JCrew.com for the Highest Quality Women's and Men's Clothing and see the entire selection of Children's Clothing, Cashmere Sweaters, Women's Dresses and Shoes, Men's Suits, Jackets, Accessories and more.
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NerdWallet
nerdwallet.com › credit-cards › learn › j-crew-credit-card
5 Things to Know About the J. Crew Credit Card - NerdWallet
May 17, 2024 - You must join Passport, J. Crew’s store loyalty program, to apply for the card. Those who have the card but don’t belong to Passport won’t earn rewards. ... The rewards you can earn with the J. Crew credit card depend on your status within the Passport loyalty program.
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J.Crew
factory.jcrew.com › ca › company › credit-card
J.Crew Factory - Everyday Deals On Sweaters, Denim, Shoes, Handbags & More
Cardmembers with NAVY Access earn 5% back in rewards while GOLD Access Cardmembers earn 7.5% back in rewards.​ With the J.Crew Mastercard you earn 2.5% back in rewards on gas and grocery store purchases and 1.25% on every other purchase where ...
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Credit Karma
creditkarma.com › credit cards › insights › j.crew credit card
J.Crew Credit Card | Intuit Credit Karma
J.Crew Credit Card
Interested in the J.Crew Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores.
Rating: 3.1/4 ​
Find elsewhere
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Reddit
reddit.com › r/creditcards › weird situation with j crew credit card (synchrony and comenity)
r/CreditCards on Reddit: Weird situation with J Crew credit card (Synchrony and Comenity)
June 11, 2024 -

I'll try to keep this brief... I had a J Crew credit card for several years. I had an outstanding balance before they moved from Comenity to Synchrony last month. I can no longer log into Comenity for that account because the J Crew credit card program was purchased by Synchrony. I called Synchrony and they said my account with them is closed. My credit report still reflects the outstanding balance, but I'm trying to figure out if I should halt payments to Comenity since they aren't responsible for that program anymore. It feels complicated, but maybe it's not. Any insight?

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WalletHub
wallethub.com › d › j-crew-credit-card-770c
J.Crew Credit Card Reviews (2025)
J.Crew Credit Card
Reviews, rates, fees and rewards details for the J.Crew Credit Card. Compare to other cards and apply online in seconds.
Rating: 2.9 ​
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Synchronybankterms
synchronybankterms.com › syfterms › pdf › JCrew_Credit_Card_Account_Agreement_and_Pricing_Addendum.pdf pdf
FR833282333_J.CREW CREDIT CARD TC PLCC PDF WF10485323ED 3/2025 1 SYNCHRONY BANK
may reduce the amount of interest you will pay. We may delay making credit available on your account in the amount of your payment even though ... Payment Options. You can pay by mail, online or in J.Crew and J.Crew Factory stores.
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J.Crew
jcrew.com › help › gift-card
Gift Card | J.Crew
Shop JCrew.com for the Highest Quality Women's and Men's Clothing and see the entire selection of Children's Clothing, Cashmere Sweaters, Women's Dresses and Shoes, Men's Suits, Jackets, Accessories and more.
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J.Crew
jcrew.com › womens
Women’s Clothing | J.Crew
Shop Women's Clothing at J.Crew and find everything you love from floral tops to shoes, dresses, jeans and more. Join J.Crew Rewards for free standard shipping.
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J.Crew
jcrew.com › mens
Men’s Clothing | J.Crew
Shop Men's Clothing at J.Crew for shirts, shorts, pants, jeans, jackets, suiting, sweaters and shoes. Join J.Crew Rewards for free standard shipping.
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J.Crew
jcrew.com › company › careers
Careers | J.Crew
Shop JCrew.com for the Highest Quality Women's and Men's Clothing and see the entire selection of Children's Clothing, Cashmere Sweaters, Women's Dresses and Shoes, Men's Suits, Jackets, Accessories and more.
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Reddit
reddit.com › r/malefashionadvice › j crew credit card
r/malefashionadvice on Reddit: J crew credit card
June 9, 2015 -

I shop at j crew a lot and was thinking of opening a j crew credit card account. Are there any down sides of doing so? I'm pretty young (still in college), so does this affect my credit score in any way? Would love to hear any suggestions before I consider doing it. Thanks!