You need to create new file and copy contents from InputStream to that file:

File file = //...
try(OutputStream outputStream = new FileOutputStream(file)){
    IOUtils.copy(inputStream, outputStream);
} catch (FileNotFoundException e) {
    // handle exception here
} catch (IOException e) {
    // handle exception here
}

I am using convenient IOUtils.copy() to avoid manual copying of streams. Also it has built-in buffering.

InputStream is;

try {
    is = new FileInputStream("c://filename");

    is.close(); 
} catch (FileNotFoundException e) {
    // TODO Auto-generated catch block
    e.printStackTrace();
} catch (IOException e) {
    // TODO Auto-generated catch block
    e.printStackTrace();
}

return is;