lowest property tax states reddit

Are “zero” tax states in America extremely misleading because they usually have high property tax rates which tend to be more than you would have paid otherwise in income tax?

reddit.com › r › tax › comments › 1pmze3w › are_zero_tax_states_in_america_extremely

Income tax, property tax, and sales tax are the big 3, though there are obviously other direct and indirect taxes (and the characterization of being high or low may be different for individuals and homes vs. businesses and commercial properties). Some states are high in all categories, some have zero for income tax or sales tax (as far as I know there isn’t a state with no property taxes, though they are typically not levied by the state and can vary very significantly by jurisdiction within a given state), some are middle of the road all around - there’s not much to generalize in terms of the effect of having low or no income tax (or sales tax) on other the other two. For example, Tennessee has no income tax and very low property taxes, but some of the highest sales taxes. Florida has no income tax and is pretty middle of the road in property and sales tax. Texas has no income tax and high property taxes. Answer from HospitalWeird9197 on reddit.com

reddit.com › r/realestate › actual state property tax comparison

Actual State Property Tax Comparison : r/RealEstate

December 16, 2025 - If you pay a high income tax in California, you are a high earner. It’s a progressive rate and middle income earners here pay less than in Texas. Property taxes are also strictly based on sales price. Our property taxes are much lower than states that reassess every year.

reddit.com › r/tax › are “zero” tax states in america extremely misleading because they usually have high property tax rates which tend to be more than you would have paid otherwise in income tax?

r/tax on Reddit: Are “zero” tax states in America extremely misleading because they usually have high property tax rates which tend to be more than you would have paid otherwise in income tax?

December 15, 2025 -

New Hampshire has a very high property tax but low income

Top answer

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2 of 99

In Nevada they make up for it in auto registration and tourist fees.

reddit.com › r/samegrassbutgreener › lowest overall tax burden states or metros

r/SameGrassButGreener on Reddit: Lowest overall tax burden states or metros

July 17, 2025 -

If looking at the overall tax burden for an average home owner with a decent paying job, which would states would come first?

For example:

$200K income
$550K home

Obviously, has to be weighted, so sales tax would likely be the least worrisome, while income is probably highest concern with property coming in second.

Top answer

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Alaska, no sales tax, no income tax (you get money from the state actually), you just pay mother nature and your sanity rather than the government.

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Alaska or Nevada. Use an effective tax burden calculator to see. Scroll down and it shows your total tax burden (income tax, sales tax, fuel tax, property tax) as a % of your income.

Top answer

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Rather than looking at it from a tax-only perspective, it may be beneficial to look at it from a total cost of living analysis and what benefits you get. For example, Floridas flood insurance cost isn’t a tax, but it is effectively built into the cost of living and should be a factor that’s analyzed. Too often, people let the tax tail wag the dog, and there’s plenty of great cost of living calculators online that can compare different cities between each other to help you decide. Also, it may benefit you to look internationally with these comparisons.

2 of 5

This is really not an answerable question. As you correctly identified, every state gets their tax money somehow. You will need to understand each states taxing structure and how that lines up with how you plan to live your life to make your decision. I was just happy that someone finally realized that income tax isn’t everything.

Rocket Mortgage

rocketmortgage.com › home › learn › home buying › home buying process › property taxes by state: ranked from highest to lowest in 2025

Property taxes by state: Ranked from highest to lowest in 2025 | Rocket Mortgage

September 12, 2025 - Compare property tax rates in all 50 U.S. states. Find out where taxes are highest and lowest in 2025, and see how much you might pay based on home value and location.

reddit.com › r/mapporn › here's a map of the average annual property tax by state. property taxes are highest in the northeast and midwest and lowest in the mountain west and inner south.

r/MapPorn on Reddit: Here's a map of the average annual property tax by state. Property taxes are highest in the northeast and midwest and lowest in the mountain west and inner south.

September 1, 2025 - Vermont taxes have been skyrocketing since last year when the federal COVID money for schools dried up. ... Lowest is Alabama, which on median, paid $718 in 2023. Highest median was New Jersey, at $8.897.

reddit.com › r/samegrassbutgreener › which state really has the lowest taxes? this is the true cost of local levies

r/SameGrassButGreener on Reddit: Which State Really Has the Lowest Taxes? This Is the True Cost of Local Levies

April 9, 2024 - Hawaii and his property taxes are 90% less than what I pay in · Seattle. But he also told me his wages their would be 50% less than what he makes in Seattle but the cost of living is 50% higher. ... It’s one of those things that people let the tax wail wag them. I’d rather live somewhere I like and pay a little more because it likely has things that taxes are used for than just go somewhere because ‘lowest cost’. At the end of the day- the state ...

SmartAsset

smartasset.com › taxes › lowest-property-tax-states

States With the Lowest Property Taxes in 2026

December 5, 2025 - Some states stand out at the extremes: Illinois currently has the highest effective property tax rate at 1.92%, while Hawaii sits at the bottom with a rate of just 0.27%. If you’re interested in where homeowners face the lightest tax burdens compared to home values, here’s a look at the 10 states with the lowest property tax rates in the country.

Find elsewhere

Google Bing Mojeek

reddit.com › r/samegrassbutgreener › what are some northeastern cities with lower home cost in the suburbs, top-notch schools, and lower state/property taxes?

r/SameGrassButGreener on Reddit: What are some Northeastern cities with lower home cost in the suburbs, top-notch schools, and lower state/property taxes?

February 7, 2025 -

My wife and I currently live in a lower-tier suburb in Buffalo, NY. We have 2 out of 3....our suburbs are pretty affordable, and there is a good selection of average homes/need a little TLC homes in the 350k or less range (and nice homes at 350-450k).....and those suburbs have great schools....but the TAXES....

We bought our home (in Tonawanda, NY...lower tier suburb of Buffalo) in 2018 for 158k....our property taxes are 6k (and the schools in our particular suburbs are just ok)! Taxes in the nicer school districts are closer to 7.5-10k (on a 300-450k home)!

Income tax here in New York States is 6% (our effective tax rate is around 5.3%, at least 16k standard deduction for married filing joint in our state).

AND our sales tax is 8.75% in our county.

I know a move many states would easily cut our collective state tax bill.

What are some cities in the Northeast or North Midwest with lower state/property taxes, affordable suburban homes (with decent 400k and under options), and great schools?

Top answer

1 of 5

Your taxes pay for the quality services you are asking for. You can’t have your cake and eat it too.

2 of 5

Guess what pays for good schools?

Tax Foundation

taxfoundation.org › home › data › state taxes › property taxes by state and county, 2025

Property Taxes by State and County, 2025 | Tax Foundation Maps

October 15, 2025 - New Jersey has the highest effective property tax rate , followed by Illinois and Connecticut. Compare property taxes by county and state.

reddit.com › r/realestateinvesting › list of states that do not charge extra property taxes for out of state investors?

r/realestateinvesting on Reddit: List of states that do NOT charge extra property taxes for out of state investors?

October 31, 2024 -

Hello All. Just wanted to check if you folks here have access to any sources that list the states/counties that do not charge EXTRA property taxes for out of state property owners who own property as investment?

Ex: TN does not charge extra for out of state investment properties, while WV does. SC does charge extra property taxes for homes NOT owner occupied, so this pretty much counts as extra property tax.

Running list of states with no extra property taxes for NON-owner occupied/investment property:

Top answer

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South Carolina has a higher tax rate for homes that are not owner occupied. They don't charge you extra for being out of state.

2 of 5

I didn’t even know this was a thing. Like wtf

TurboTenant

turbotenant.com › turbotenant property management software › accounting › any states with no property tax? guide to lowest & highest rates

Guide to U.S. Property Taxes: States with the Lowest & Highest Rates

March 10, 2025 - Again, no matter how much we all wish it were true, there are no states with no property tax in the United States. Hawaii: The State with the Lowest Property Tax Rate in the U.S.

reddit.com › r/urbanplanning › these 6 states might eliminate property taxes

r/urbanplanning on Reddit: These 6 States Might Eliminate Property Taxes

November 10, 2025 -

https://www.realtor.com/advice/finance/states-eliminate-property-tax/

Florida, Illinois , Kansas, Ohio, North Dakota, Pennsylvania

Proposals to eliminate property taxes in these states—and similar successful legislation in places like Montana to reduce taxes on primary homeowners—show how this movement is gaining momentum. The greatest challenge to these laws, however, is twofold.

Firstly, statewide action risks infringing on local governments, which are responsible for creating their own formulas for levying property taxes. A solution that works for one city is unlikely to work for more rural areas in the state, possibly creating insurmountable revenue shortfalls.

Likewise, any efforts to offset the taxes on wealthier homeowners (like owners of second homes) face significant headwinds at the polls. Overwhelmingly, these are the people who show up to vote.

Top answer

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166

Ah yes, removing the property tax. Here in South Florida property tax funds literally every public service, from schools, to law enforcement, to parks and rec, public works, everything. This campaign is just another attempt by the wealthy to insidiously privatize more essential public services, at the local level and ultimately national level. How people cannot see through this when it is yelling at them on tv every day is beyond me.

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139

IL resident here. There's just no way this bill passes as our state government is dominated by the Democratic Party. Even so, this is a homestead exemption, not a repeal. Beside the damage this would do to local governments, as proposed, there's no solution here to deal with the overall tax situation in IL, which relies too heavily on property taxes while having a relatively low and flat income tax and a sales tax, while high, but generally doesn't tax services.

reddit.com › r/firsttimehomebuyer › effective property tax rate by county in the us adjusted for total assessed home price, all exemptions, and all tax credits.

r/FirstTimeHomeBuyer on Reddit: Effective property tax rate by county in the US adjusted for total assessed home price, all exemptions, and all tax credits.

July 4, 2025 - They’ve essentially priced out everyone who could benefit from those public services by way of high taxes and higher property values. New England is very K-shaped socioeconomically— those at the top keep getting better but those at the bottom keep getting worse. More replies ... Illinois has entered the chat. ... In Illinois it’s driven by state pensions.

reddit.com › r/homeowners › challenged my property taxes and got it lowered.

r/homeowners on Reddit: Challenged my property taxes and got it lowered.

September 23, 2025 -

Dreams do come true, my value was 267K got it down to 220K my property taxes are lower than when I moved in.

Top answer

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117

I managed to do that a few years ago but I had to actually pay an appraiser. They increased the homestead exemption in Texas and every tax district raised everyone’s appraisal to offset the lost tax revenue.

2 of 5

We challenge our tax assessment every year on long island. It's a mess but you can save some decent money. And you can do it yourself or pay a company that'll take like half of your savings

HowStuffWorks

money.howstuffworks.com › personal finance › taxes

9 States With the Lowest Property Tax (and Just 1 Pacific Entry) | HowStuffWorks

October 24, 2025 - Property taxes can feel like a second mortgage. But in some places, the annual bite is surprisingly small. These are the states with the lowest property tax rates, based on the effective property tax rate—the percentage of a home's market value homeowners pay each year.

reddit.com › r/samegrassbutgreener › move anywhere in us with no state income tax and good public schools

r/SameGrassButGreener on Reddit: Move Anywhere in US with no state income tax and good public schools

August 28, 2025 -

I work remotely and make a good living. I can work from anywhere in the US.

If we make a move, I want to be:

In a state with no income tax. I used to live in a high tax state and now I live in a state with no state income tax. Never going back.
Need good public schools and nice sense of community.
We like to travel so being somewhat close to an international airport would be nice.

My extended family all live on the East Coast. Not a deal breaker but easier to be on East Coast or have a good airport nearby.

What are some good areas to look at?

Top answer

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lol, those two things are largely incompatible. You can do Texas, no income tax. But then you’ll need to be in a place like Austin for good schools, and theyre you’ll have super high real estate tax. The right neighborhood in Nashville would work for you. Or there’s Washington. No state tax shifts social services on to localities. It’s not like the cost goes away. There’s only a handful of states with no income tax. I suggest doing like even a minimal amount of research on the topic.

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No income tax is not the same as a low tax burden.

Investopedia

investopedia.com › articles › personal-finance › 102015 › 7-best-states-property-taxes-and-why.asp

These States Have the Lowest Property Taxes

March 4, 2025 - Lower property tax rates make it less expensive to own a big house on a large piece of land. In 2023, the highest property tax rates were found in the Midwest and Northeast. The lowest ones were in the South and West, as well as in Hawaii.

The Motley Fool

fool.com › research › property-tax-rates-by-state

Property Taxes by State in 2026: Highest to Lowest | The Motley Fool

September 12, 2025 - This breakdown of property taxes by state in the U.S. includes the states with the highest property tax, states with the lowest property tax, and states with no property tax.

reddit.com › r/mapporn › us property taxes by state

r/MapPorn on Reddit: US Property taxes by state

November 8, 2023 - Here's a map of the average annual property tax by state. Property taxes are highest in the northeast and midwest and lowest in the mountain west and inner south.