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MoneySavingExpert
moneysavingexpert.com › home › savings
Regular savings accounts 2026: Earn up to 7.5%
4 days ago - If you usually save little and often, regular savings accounts can offer top rates of up to 7.5% for feeding them every month – we've all the top picks in this guide, plus tricks to maximise interest. This guide was originally written by Martin Lewis and is now updated by the MSE Money Team.
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MoneySavingExpert
moneysavingexpert.com › home › savings
Best savings accounts: 4.5% easy access or 4.33% fixed rate
Find the top interest rate savings accounts & maximise your returns with Martin Lewis' guide. Includes the top easy-access and fixed-rate accounts to help you find the most profitable home for your cash – and keep it safe.
Published   January 24, 2025
People also ask

Are there savings accounts designed for my business?
If you have a business current account, the chances are it pays 0% interest. So any businesses with cash stored, even just to pay the taxman, are missing out on interest. If you're a sole trader, you're likely to be able to save the business's cash in a personal savings account. It's best to do this, as you get the best rates. But if you've a limited company, then you'll need to use a specially designed business savings account.
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moneysavingexpert.com
moneysavingexpert.com › home › savings
Best savings accounts: 4.5% easy access or 4.33% fixed rate
What is the top account for joint savings?
This is a commonly asked question, but most savings accounts can be held by two people – so actually the question should just be: "What is the best savings account?", which this guide is set up to answer. Except where noted, each of the accounts above can be set up as a joint account – so if you're looking to save with someone else, just head to our top easy-access accounts, top notice accounts and top fixed-rate accounts. Where an account can't be opened jointly, we've highlighted this in the relevant table.
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moneysavingexpert.com
moneysavingexpert.com › home › savings
Best savings accounts: 4.5% easy access or 4.33% fixed rate
How do I combine my fixed rate cash ISAs if they all mature on different dates?
If that's your aim, for an easy life, when the first fix matures, transfer it to a top rate easy-access cash ISA, then keep transferring the others into the same one when they mature. Once they've all matured, then you could transfer all to a fix. Of course, there’s a risk you might miss the best fix rates, but right now the top easy-access rates pay slightly more than fixes anyway, so hopefully it will work out well for you. You can't do it directly to a fixed cash ISA because you have to fund them within the first 30-90 days.
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moneysavingexpert.com
moneysavingexpert.com › home › savings
Best cash ISAs: up to 4.31% easy access, up to 4.17% fixed - MSE
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Moneyfarm
blog.moneyfarm.com › home › best savings account uk: top isa rates for over 60s
The Best ISA Rates for Over 60s | Moneyfarm
18 hours ago - The drawback with both Cash and Lifetime ISA when looking for the best ISA rates for over 60s is that their interest rates are on the low side and don’t count among Martin Lewis’s best ISA rates, which is why many tend to choose Stocks and Shares ISAs instead. Lewis also suggests that if you are one of the savers not paying tax on your savings interest, cash ISAs have no benefit.
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Be Clever With Your Cash
becleverwithyourcash.com › cash-savings-beat-inflation
The best easy-access savings accounts (January 2026) - Be Clever With Your Cash
2 days ago - ... Principality Building Society offers now 6% instead of 5,5%, and for 2 years fixed rate – min £1 / max £50 a month ... Coventry BS have just launched a loyalty regular saver that pays a whopping 7% (variable) and paying in the max £250 ...
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MoneySavingExpert
moneysavingexpert.com › home › savings
Best cash ISAs: up to 4.31% easy access, up to 4.17% fixed - MSE
A cash ISA is just a savings account where you'll never pay tax on the interest – and in the 2025/26 tax year, you can put up to £20,000 into one or more if you're 18 or over. This guide helps you decide if you need an ISA, plus has all the top picks. This guide was originally written by Martin Lewis and is now updated by the MSE Money Team.
Published   April 1, 2025
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YouTube
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The Best Fixed Rate Savings Account Without Penalty ...
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
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MoneySavingExpert
moneysavingexpert.com › home › news
MoneySavingExpert Regular savings articles
New savings provider Ford Money, owned by the US car manufacturer, is turning its focus to regular savings, offering two market-leading accounts paying a fixed 4% AER interest for a year. ... For all the latest deals, guides and loopholes simply sign up today - it’s spam free! ... Energy bills to rise 2% in October but Martin Lewis warns lower users will be harder hit by Price Cap change – act now to save 15%
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MoneySavingExpert
moneysavingexpert.com › home
Savings | MoneySavingExpert
Find the top savings accounts that'll pay the most interest with Martin Lewis and MoneySavingExpert.
Find elsewhere
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Iqmoney
iqmoney.co.uk › expert-tips-from-martin-lewis-on-choosing-the-best-savings-account
Expert Tips from Martin Lewis on Choosing the Best Savings Account
October 17, 2024 - As Martin Lewis says, this is “perfect if you put money aside each month out of regular income.” He explains that most of these accounts “usually last one year, and then you can just open one again, and some lock the money away.” These accounts are designed for you to save small amounts ...
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The Independent
independent.co.uk › money
The 7% savings accounts that can earn you hundreds of pounds in interest | The Independent
November 6, 2025 - It means savers have to keep ensuring they put their cash where the best returns are - and luckily, we’ve rounded up a list of the best cash ISAs, easy access accounts and fixed-term savers, all of which offer more than 4 per cent interest to ensure your money is growing at a faster rate than inflation. But there is one additional type of account where you can earn a lot more: regular saver accounts.
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Moneyfarm
blog.moneyfarm.com › home › best savings accounts for over 60s 2025
Best Savings Accounts for Over 60s | Moneyfarm UK
September 2, 2025 - If you’re wondering which are the best savings accounts for over 60s, you’ve come to the right place. This article will look at the most attractive savings rates on regular savings accounts for sexagenarians and compare them to ISAs.
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Taxyz
taxyz.co.uk › martin-lewis-best-isa-rates-for-over-60s-august-2025-guide-to-maximising-savings
Martin Lewis Best ISA Rates For Over 60s August 2025
August 9, 2025 - Examples include Castle Trust Bank and Cynergy Bank, both noted for consistent performance in fixed-rate ISAs. He often features providers that have FSCS protection, giving savers up to £85,000 coverage per person.
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Compare the Market
comparethemarket.com › home › savings accounts
Compare the Market - Compare Our BEST Savings Accounts For Over 60s
Find the best way to build your savings pot for retirement if you’re over the age of 60. Compare instant access and fixed rate accounts.
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Money Saving Expert
moneysavingexpert.com › money saving expert › savings hub
Best Savings Accounts UK – compare easy access and fixed rates
Martin Lewis’ savings hub helps you find the savings accounts with the best interest rates. Filter by easy access, fixed, cash isas and regular savings accounts to find the best option for you.
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GB News
gbnews.com › money › martin-lewis-savings-best-interest-rates
Martin Lewis urges savers to get best interest rates on savings accounts now
December 2, 2023 - “These give you higher rates but you can only put small amounts in.” · Mr Lewis first highlighted Nationwide Building Society’s Flex Regular Saver, which pays eight per cent AER/gross per year, variable.
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Moneyfactscompare
moneyfactscompare.co.uk › home › savings accounts
Best Regular Savings Accounts (UK)
October 7, 2025 - Regular savings accounts can be appealing to over-60s wanting to make the most of their money because of the competitive interest rates they offer. These accounts don’t typically have an age limit, so savers of any age can usually open one.
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Raisin
raisin.com › en-gb › savings › over-60s-savings-accounts
Best over 60s savings accounts | Raisin UK
You have a limit of £20,000 per tax year to stash away in an ISA, which could be restrictive if you want to save a larger lump sum. While instant access cash ISAs offer easy and unlimited withdrawals, other options like stocks and shares ISAs may suit longer-term goals. If your top priority is to find the best ISA rates for over 60s, you might notice that cash ISAs offer lower interest rates compared to other savings accounts, especially in times of low interest rates. Regular savings accounts might suit you if you prefer a structured approach to saving, and don’t mind putting aside a fixed amount of money each month.
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MoneySavingExpert.com
moneysavingexpert.com › home › about the site
Martin Lewis biography – find out about the Money Saving Expert
Martin Lewis CBE, the Money Saving Expert, founded this website, the UK's biggest consumer help site, in 2003. He's still its Executive Chair and oversees site content, especially the MSE weekly email.
Published   September 2, 2025