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U.S. Bank sends notice of "upgrading" credit card from American Express to Mastercard to family member, is that common or legal?
Dude, they can do whatever they want. They don’t owe you to keep the same product forever. If you don’t want it, cancel the service. More on reddit.com
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3 weeks ago
Points Days! PC Financial Money Account / Mastercard Referral Code: ZK13533395
Create an account to follow your favorite communities and start taking part in conversations.Join Reddit ... The annual PC Optimum Points Days event is on until February 2nd and there are some solid bonuses for signing up for the PC Financial's Money Account or the MasterCard: More on reddit.com
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I've requested to have my PC Mastercard account closed 5 times since July, 2023
Banking Ombudsman is probably a good place to file a complaint. https://www.obsi.ca/en/index.aspx?gad_source=1&gclid=CjwKCAjwjqWzBhAqEiwAQmtgT15XIJEpeXjQsdMKfIpEtzX0hz7y2di3oJwVzERJWLdzP2iLWY2qjBoCeqgQAvD_BwE More on reddit.com
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MasterCard and PayPal account is not accepted. What is other options to buy PS games online?

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reddit.com › r/creditcards › u.s. bank sends notice of "upgrading" credit card from american express to mastercard to family member, is that common or legal?
r/CreditCards on Reddit: U.S. Bank sends notice of "upgrading" credit card from American Express to Mastercard to family member, is that common or legal?
3 weeks ago -

Family member got notice from U.S. Bank that says after account review on said date, we are upgrading your American Express card to a Mastercard in 3 months (in 2026). "Important changes to your account Here are all the benefits... ext." "This will replace your current card..." More details coming in "January 2026.." The fine print says "Offer is valid based on an Account review..." "If you take no action, the upgrade to your new product will occur in February 2026. "

I've never seen anything like this in my life before, is this standard practice or even legal? It would change a 365 American Express card to a different type which is a Altitude Go World Elite Mastercard. I don't see any fine print how this is legal to do? Is this not the same as closing a long time credit history and opening a new one. I don't see any benefit. It doesn't give any instructions on how to "take action," do we just wait? Why or how can U.S. Bank do this without a persons consent?

Thank you for insight!

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