Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it. Answer from deltatux on reddit.com
Canadian Tire Bank
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CTFS Triangle Mastercard Online Account Login
Manage your Triangle Mastercard online account with CTFS. Conveniently login and access your account details. Experience secure and easy account management.
Canadian Tire Bank
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Canadian Tire Bank - Mastercard and Banking Solutions
Explore the benefits of Canadian Tire Bank's Mastercard credit cards. Earn rewards and enjoy exclusive offers at Canadian Tire. Apply today!
Videos
02:13
How To Apply Canadian Tire Credit Card - Full Guide (2025) - YouTube
04:50
Canadian Tire Credit Card Review (when Rebuilding Credit) - YouTube
11:13
Canadian Tire Triangle World Elite Mastercard Review (2025) - YouTube
Triangle World Elite Mastercard | Underrated AF & Hidden Feature!
Carte de crédit canadian tire
Triangle
triangle.canadiantire.ca › en › credit-cards › triangle-mastercard.html
Triangle Mastercard: Apply For Yours Today | Triangle
Redeem your CT Money at Canadian ... stores. No fee, no interest financing^ on equal monthly payments with your Triangle Mastercard when you spend $150 or more on qualifying purchases at any of our participating retailers...
Reddit
reddit.com › r/personalfinancecanada › was just signed up for a canadian tire mastercard-- is it worth it or should i just cancel it?
r/PersonalFinanceCanada on Reddit: Was just signed up for a Canadian Tire Mastercard-- is it worth it or should I just cancel it?
May 11, 2025 -
So today I went over to Canadian Tire to pick up some batteries when some sales guy there started chatting me up. He started talking about what I thought at first was a rewards card, but the more he went on the more it became apparent that this was an entirely new credit card-- the Canadian Tire Triangle Mastercard. I was a little overwhelmed, especially given how quickly the salesperson was bombarding me with info and asking for my own info, and just stood there saying yes. I'll admit, it is not a moment I'm proud of; I struggle with anxiety, and found myself in a situation where exiting the convo, or saying no, would have at that moment felt incredibly awkward.
Anyway, I've been approved for the card; it may arrive in the mail soonish. However, while I have the digital version of the card, I have NOT used it to purchase anything. Not until I do some research and decide next steps.
So, with regard to those next steps:
Is the Canadian Tire Triangle Card worth it at all? I anticipate I may get some gardening equipment from Canadian Tire soon, but otherwise I have no idea if I may be making any big expenditures from them in the near future. Possibly not.
Can I cancel the card ASAP, or will that negatively affect my credit history?
They collected a lot of my info-- my address, my SIN, my work info, etc etc to see if I was approved for this card. As far as I know, the Canadian Tire Card is a completely legal thing, but all the same, does anything about this feel suspicious to you all?
Thanks in advance.
Top answer 1 of 109
297
Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it.
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42
It's a good card. BUT you should never sign up for something - very much including credit cards - without having researched it and fully understanding it. Practice saying either "no, thank you" with a smile or "I will think about it" because next time you may not get so lucky.
Canadian Tire
canadiantire.ca › mastercard
Triangle Credit Cards: Which Mastercard Is Right For You? | Canadian Tire
Apply Now · Earn 4% back in CT Money on just about everything at your favourite stores*. Every dollar earned in CT Money is $1 that you can redeem at any of your favourite stores*. No fee, no interest financing^ on qualifying purchases of $150 ...
Reddit
reddit.com › r/personalfinancecanada › canadian tire triangle mastercard (credit card)
Canadian tire triangle mastercard (credit card) : r/PersonalFinanceCanada
December 9, 2023 - That link didn't help me much - but it sounds like it works out to essentially getting 1% off Canadian tire items. ... No it's not percentage "off" items, it's essentially a store credit you can use for anything. Example: You pay $5000 per year in property tax. You can pay it via a regular bank, and get nothing. Or you can pay it with the Triangle Mastercard, and earn $50 in CT Money.
App Store
apps.apple.com › ca › app › triangle › id1343453471
Triangle App - App Store
Triangle Mastercard, Triangle World Mastercard and Triangle World Elite Mastercard are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Terms and Conditions apply to collecting and redeeming.
Canadian Tire Bank
ctfs.com › content › ctfs3 › en › cards.html
Compare and Apply for the Best Mastercard Credit Card with Instant Approval - Canadian Tire Bank
Compare and apply for the Mastercard with instant approval. Find the perfect credit card that suits your needs today!
CreditCardGenius
creditcardgenius.ca › credit-cards › canadian-tire-triangle-world-elite-mastercard
Triangle World Elite Mastercard
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Canadian Tire Bank
ctfs.com › content › ctfs3 › en › credit-cards.html
Apply for the Triangle Mastercard: Easy-to-Get Mastercard with Exclusive Benefits
Apply for the Triangle Mastercard – the easiest credit card to get. Discover the benefits of our Mastercard, earn rewards, and enjoy exclusive offers. Start your financial journey with us today!
CreditCardGenius
creditcardgenius.ca › credit-cards › canadian-tire-triangle-mastercard
Canadian Tire Triangle Mastercard November 2025
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What Did It Cost?
davemanuel.com › investor-dictionary › canadian-tire-triangle-mastercard
Canadian Tire Triangle Mastercard - What Does It Mean?
The Canadian Tire Triangle Mastercard also gives you the opportunity to finance large purchases through participating retailers such as Canadian Trie and Hockey Experts without paying any interest or fees.
Canadian Tire Bank
ctfs.com › content › ctfs3 › en › triangle-world-elite-mastercard.html
Triangle World Elite Mastercard - Premium Mastercard from Canadian Tire Bank
Discover the benefits of the Triangle World Elite Mastercard. Apply now for instant approval and enjoy exclusive perks with this premium credit card.
Canadian Tire
roadsideassistance.canadiantire.ca › pages › roadside-assistance-triangle-world-elite-mastercard
Landing Triangle World Elite Mastercard – Canadian Tire Roadside
Did you know a Roadside Assistance Gold Plan Membership is an included benefit of your Triangle® World Elite Mastercard®**? Activate now to receive the benefits. Activate Your Roadside Assistance Membership Select between Member Plan or Vehicle Plan Activate Your Gold Member Plan With the ...
Reddit
reddit.com › r/personalfinancecanada › canadian tire world elite mastercard
r/PersonalFinanceCanada on Reddit: Canadian tire world elite mastercard
July 12, 2025 -
Hi everyone,
Been hearing a lot of buzz about the CT world elite MC. I hear that they give you cash back for bill payments? How does that work exactly? Will it be worth adding it to my current stack of credit cards?
My current stack is Rogers World elite MC (3% back because i have rogers internet), Simplii visa (4% back on takeout) and Amex Simply preferred (4% on gas and i have oil heat at house so it works out).
I have a mortgage, car loans (me and the mrs), student loans, Power, insurance and etc etc. I live in NL for context. Thanks!
Top answer 1 of 4
145
The world elite is a no brainer. Get it. Just be aware that the “cash back” is in canadian tire money only. You won’t get real cash back. To do the bill payments you have to use a desktop or laptop computer and go to their website ctfs. It basically looks like a bank account and thats how you pay utility bills and property taxes. Just navigate to manage payee or something to that effect. Pay your bill and wait for that sweet 1% cashback on something you had to pay for anyways. If you dont care for the canadian tire money cash back, you also get free roadside assistance that renews every year. Normally $100, but you get it free with the world elite version only. So if your car dies, get a flat/blown tire, get stuck in a ditch and/or need a tow, need a boost? All free only with world elite version, which is still no annual fee. It’s a super card.
2 of 4
30
One of the best cards if you're a home owner because of the pay bills feature, groceries 3% back, and free road side assistance. I use the accumulated triangle dollars to buy engine oil for my cars and furnace filters.
Canadian Tire Bank
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Customer Support
Customer Support for Canadian Tire Bank Get help with credit cards, deposit products, digital services, FAQs, and how to contact us.
Ratehub.ca
ratehub.ca › blog › canadian-tire-credit-card-review-triangle-mastercards
Canadian Tire's Triangle Mastercard Review 2023 | Ratehub.ca
July 18, 2024 - It is a no-fee credit card that allows you to earn rewards on your purchases at Canadian Tire and its partner stores, including Sport Chek, Mark's, and Atmosphere. The Triangle Mastercard offers a variety of benefits to cardholders, including:
Triangle
triangle.canadiantire.ca › en › support › mastercard-customers.html
Triangle Mastercard Customers | Triangle
Bonuses, like our exclusive email offers, flyer offers and Triangle Bonus Day events, are in addition to the 4% back in Canadian Tire Money® that you collect every day on qualifying purchases at Canadian Tire, Sport Chek, Mark's, L'Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey, and participating Sports Experts stores.
Canadian Tire Bank
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Logout | Canadian Tire Bank
To protect the security of your personal information, it is important to sign out of My Online Account at the end of each session and close your browser when you have finished using the internet · Due to too many failed attempts during a PIN change, you've been locked out of My Online Account.