Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it. Answer from deltatux on reddit.com
Canadian Tire Bank
ctfs.com › content › dashpublic › en › login.html
CTFS Triangle Mastercard Online Account Login
Manage your Triangle Mastercard online account with CTFS. Conveniently login and access your account details. Experience secure and easy account management.
Triangle
triangle.canadiantire.ca › en › credit-cards › triangle-mastercard.html
Triangle Mastercard: Apply For Yours Today | Triangle
Redeem your CT Money at Canadian ... stores. No fee, no interest financing^ on equal monthly payments with your Triangle Mastercard when you spend $150 or more on qualifying purchases at any of our participating retailers...
Videos
02:13
How To Apply Canadian Tire Credit Card - Full Guide (2025) - YouTube
04:50
Canadian Tire Credit Card Review (when Rebuilding Credit) - YouTube
11:13
Canadian Tire Triangle World Elite Mastercard Review (2025) - YouTube
Triangle World Elite Mastercard | Underrated AF & Hidden Feature!
Carte de crédit canadian tire
Was just signed up for a Canadian Tire Mastercard-- is it worth it or should I just cancel it?
Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it. More on reddit.com
279
121
May 11, 2025Canadian tire world elite mastercard
The world elite is a no brainer. Get it. Just be aware that the “cash back” is in canadian tire money only. You won’t get real cash back. To do the bill payments you have to use a desktop or laptop computer and go to their website ctfs. It basically looks like a bank account and thats how you pay utility bills and property taxes. Just navigate to manage payee or something to that effect. Pay your bill and wait for that sweet 1% cashback on something you had to pay for anyways. If you dont care for the canadian tire money cash back, you also get free roadside assistance that renews every year. Normally $100, but you get it free with the world elite version only. So if your car dies, get a flat/blown tire, get stuck in a ditch and/or need a tow, need a boost? All free only with world elite version, which is still no annual fee. It’s a super card. More on reddit.com
195
139
July 12, 2025Canadian tire triangle mastercard (credit card)
If you can get the Triangle World Elite Mastercard it's better especially if you have a car, as it's also no annual fee and comes with free roadside assistance (as well as slightly better earn rates and whatnot). I keep it pretty much just for that. More on reddit.com
104
10
December 9, 2023Guide to Maximizing Canadian Tire Triangle Rewards
Great write up. I’m a huge fan of Triangle Rewards. A couple of things I want to add. Regarding the reward multipliers in the Triangle Rewards app. You can swap for rewards to increase the multiplier. For example you may see a 5x multiplier for an item you are interested in buying but you should check to see if there is a 10x or even 20x multiplier you can swap for to increase your reward. Just tap on the ‘Swap Offers’ tab. If you buy something on a regular basis or you’re planning on making a purchase of a particular item add it to your wish list in the Canadian Tire app. You’ll be notified in advance when it goes on sale. More on reddit.com
78
57
March 21, 2025Canadian Tire Bank
ctfs.com › content › ctfs3 › en › homepage.html
Canadian Tire Bank - Mastercard and Banking Solutions
Explore the benefits of Canadian Tire Bank's Mastercard credit cards. Earn rewards and enjoy exclusive offers at Canadian Tire. Apply today!
Canadian Tire Bank
ctfs.com › content › dash › en › public › enrolment.html
Canadian Tire Bank Online Account Enrolment - Convenient Banking Solutions
Choose credit cards including Triangle® Credit Cards, Canadian Tire Bank issued Mastercards® or Canadian Tire Bank Deposit Accounts
Reddit
reddit.com › r/personalfinancecanada › was just signed up for a canadian tire mastercard-- is it worth it or should i just cancel it?
r/PersonalFinanceCanada on Reddit: Was just signed up for a Canadian Tire Mastercard-- is it worth it or should I just cancel it?
May 11, 2025 -
So today I went over to Canadian Tire to pick up some batteries when some sales guy there started chatting me up. He started talking about what I thought at first was a rewards card, but the more he went on the more it became apparent that this was an entirely new credit card-- the Canadian Tire Triangle Mastercard. I was a little overwhelmed, especially given how quickly the salesperson was bombarding me with info and asking for my own info, and just stood there saying yes. I'll admit, it is not a moment I'm proud of; I struggle with anxiety, and found myself in a situation where exiting the convo, or saying no, would have at that moment felt incredibly awkward.
Anyway, I've been approved for the card; it may arrive in the mail soonish. However, while I have the digital version of the card, I have NOT used it to purchase anything. Not until I do some research and decide next steps.
So, with regard to those next steps:
Is the Canadian Tire Triangle Card worth it at all? I anticipate I may get some gardening equipment from Canadian Tire soon, but otherwise I have no idea if I may be making any big expenditures from them in the near future. Possibly not.
Can I cancel the card ASAP, or will that negatively affect my credit history?
They collected a lot of my info-- my address, my SIN, my work info, etc etc to see if I was approved for this card. As far as I know, the Canadian Tire Card is a completely legal thing, but all the same, does anything about this feel suspicious to you all?
Thanks in advance.
Top answer 1 of 109
297
Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it.
2 of 109
42
It's a good card. BUT you should never sign up for something - very much including credit cards - without having researched it and fully understanding it. Practice saying either "no, thank you" with a smile or "I will think about it" because next time you may not get so lucky.
Canadian Tire
canadiantire.ca › en › my-account › manage-triangle-card.html
Manage Triangle Card | Canadian Tire
If you already are a Triangle Rewards ... Triangle Mastercard to an existing Triangle Rewards account, click on the link below. ... Great customer service is important for us. If you don't find what you need in our FAQ, please contact us - we're more than happy to help. If you would like a physical Triangle Rewards card, you can pick one up at Canadian Tire, Sport Chek, ...
Canadian Tire
canadiantire.ca › mastercard
Triangle Credit Cards: Which Mastercard Is Right For You? | Canadian Tire
Apply Now · Earn 4% back in CT Money on just about everything at your favourite stores*. Every dollar earned in CT Money is $1 that you can redeem at any of your favourite stores*. No fee, no interest financing^ on qualifying purchases of $150 ...
Canadian Tire Bank
ctfs.com › content › ctfs3 › en › support.html
Customer Support
Customer Support for Canadian Tire Bank Get help with credit cards, deposit products, digital services, FAQs, and how to contact us.
Triangle
triangle.canadiantire.ca › mastercard
Triangle Credit Cards: Which Mastercard Is Right For You? | Triangle
Apply Now · Earn 4% back in CT Money on just about everything at your favourite stores*. Every dollar earned in CT Money is $1 that you can redeem at any of your favourite stores*. No fee, no interest financing^ on qualifying purchases of $150 ...
Canadian Tire Bank
ctfs.com › content › ctfs3 › en › credit-cards.html
Apply for the Triangle Mastercard: Easy-to-Get Mastercard with Exclusive Benefits
Apply for the Triangle Mastercard – the easiest credit card to get. Discover the benefits of our Mastercard, earn rewards, and enjoy exclusive offers. Start your financial journey with us today!
Triangle
triangle.canadiantire.ca › en › support › mastercard-customers.html
Triangle Mastercard Customers | Triangle
Bonuses, like our exclusive email offers, flyer offers and Triangle Bonus Day events, are in addition to the 4% back in Canadian Tire Money® that you collect every day on qualifying purchases at Canadian Tire, Sport Chek, Mark's, L'Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey, and participating Sports Experts stores.
Canadian Tire Bank
ctfs.com › content › ctfs › en › digital.html
Canadian Tire Bank Digital Banking - Enrol Now for Mobile & Online
Manage your Canadian Tire Bank credit card account and deposit accounts online, anytime, anywhere.
Triangle
triangle.canadiantire.ca › en › partners.html
Partners Help You Earn More Faster | Triangle | Triangle
To earn 3x CT Money you must link your eligible RBC debit or credit card (excluding RBC commercial credit card) to your Triangle Rewards account, and present your Triangle Rewards card when you make a qualifying purchase at Canadian Tire or designated Partner locations, and pay with your Linked RBC Card.
Ratehub.ca
ratehub.ca › credit-cards › canadian-tire
The best Canadian Tire credit cards in Canada 2025 | Ratehub.ca
December 31, 2024 - The Canadian Tire Mastercard is a store reward credit card that lets you earn “Canadian Tire Money” everywhere you shop.
Canadian Tire
canadiantire.ca › en › triangle-registration.html
Triangle Registration | Canadian Tire
CANADIAN TIRE® and the CANADIAN TIRE Triangle Design are registered trade-marks of Canadian Tire Corporation, Limited · ±Was price reflects the last national regular price this product was sold for