Hello! Generally 2 forms of ID would be required. A utility bill or car registration would work fine for this! https://community.microcenter.com/discussion/14970/using-the-micro-center-insider-credit-card-before-receiving Answer from PaulL on community.microcenter.com
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Micro Center
microcenter.com › site › content › mcinsidercard.aspx
The Micro Center Insider Credit Card
Special Financing for 18 Months with approved credit* Minimum purchase of $999 required. Offer valid only on select products. See store for details. SELECT PRODUCTS · 48 months 0% APR5 With credit approval, use your Micro Center Insider® credit ...
Price   $-$$
Address   3089 Nutley St, 22031, Fairfax
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Micro Center
microcenter.com › site › customer-support › credit-card-prequalification.aspx
The Micro Center Insider ® Credit Card Pre-Qualification
Meet Micro Center Member Pricing · Unlock savings on the products you love with Member Pricing today! Completely free until 2027 · No credit card needed to join · Sign in with your verified account to qualify · Even more savings on top of ...
Price   $-$$
Address   3089 Nutley St, 22031, Fairfax
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Micro Center
microcenter.com › home › credit cards accepted
Credit Cards Accepted | Micro Center
Choose your payment method. At Micro Center stores and Micro Center Online, you can shop using your MasterCard, VISA, American Express, Discover Network Card, Diners Club, Micro Center Credit Card and Debit Cards. We accept the Revolution card for in-store purchases only.
Price   $-$$
Address   3089 Nutley St, 22031, Fairfax
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Micro Center
community.microcenter.com › knowledge base › store information
What forms of payment can I use? - Micro Center
February 2, 2021 - Credit Cards Accepted At Micro ... Microcenter.com and at our Micro Center store locations, you can shop using MasterCard, VISA, American Express, Discover®…...
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Micro Center
microcenter.com › home
Micro Center | Micro Center Credit Card
1 The Micro Center credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $249 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period.
Price   $-$$
Address   3089 Nutley St, 22031, Fairfax
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SuperMoney
supermoney.com › reviews › personal-credit-cards › micro-center-insider-credit-card
Micro Center Insider® Credit Card Reviews: Is It Any Good? (2025) - SuperMoney
Is Micro Center Insider® Credit Card right for you? These reviews can help you decide. Discover its key features and pros & cons.
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Micro Center
community.microcenter.com › store information and policy
Micro Center Credit Card — Micro Center
April 18, 2021 - We're sorry the card is not available for online shopping. If you have a non-microcenter credit card for example a Visa or MasterCard, that can be used for Microcenter online shopping.
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myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Micro-Center-WFFNB › td-p › 4600694
Micro Center WFFNB - myFICO® Forums - 4600694
December 16, 2016 - I got the card years ago before I was monitoring my credit score. So I don't know what my score was when I applied, and I guess maybe it was better than I think, but I got it as a starter/rebuild card, not with a strong portfolio of established accounts. Again, I don't know for sure since I wasn't actively monitoring, but I think I got the card at one of the lowest points in my credit history, and I didn't have trouble being approved.
Find elsewhere
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Reddit
reddit.com › r/microcenter › microcenter insider credit card (wells fargo) -- approval process sucks -- my experience
r/Microcenter on Reddit: Microcenter Insider Credit Card (Wells Fargo) -- Approval process sucks -- My experience
March 5, 2024 -

I decided to apply for the Microcenter Insider credit card to take advantage of the 5% discounts. After applying on-line and expecting an immediate decision, I received an email indicating that "additional analysis would be performed" and that the results of it would be mailed to my home.

15 days later, I received a letter in the mail from "WELLS FARGO BANK". It stated:

"Dear JaSONJayhawk:

We're writing to let you know we are unable to approve your application for a MICRO CENTER credit card account for the following reasons:

Unable to authenticate identity of applicant

My credit score is 820 out of 850. Key factors for the decision, it states, are "No recent bankcard balances" and "No recent revolving balances" and "Lack of recent installment loan information."

Since when was my credit score an "I love going into credit card debt" score?

I then checked my TransUnion report and discovered Wells Fargo pulled a HARD CREDIT file on me. I would have been fine with this, but how could they claim (and write a letter to me) that my identity was unknown, if everything matched up to the security questions that I approved?

Does anyone know of any other way to join the Insider Club without a credit card? It seems unfair that it membership is exclusive to a credit card club.

edit: accidentally typed "Chase", but meant to say Wells Fargo pulled a hard credit request. Grrr!

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WalletHub
wallethub.com › popular credit card questions
Micro Center Credit Card Payment
August 15, 2024 - You can also set up an automatic credit card payment either online or by phone at (877) 805-7744. You can choose to pay the entire balance, the minimum amount due, or a customized amount. Also, your bank account will be debited on the payment due date.
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Credit Karma
creditkarma.com › credit cards › insights › the micro center insider® credit card
The Micro Center Insider Credit Card | Intuit Credit Karma
March 20, 2025 - The average credit limit for members who have matched with this card or similar cards is $2,960, with $3,400 being the most common.
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Micro Center
community.microcenter.com › store information and policy
Particulars about Microcenter Credit Card — Micro Center
November 4, 2023 - I know good and well that when ... Microcenter about this, or either open 2 credit cards -one for 6 month no interest promotion purchases, and the other for smaller interest bearing purchases! ... Thank you for contacting micro center....
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Micro Center
community.microcenter.com › store information and policy
Financing options — Micro Center
November 20, 2020 - With credit approval, use your Micro Center Insider® credit card for special financing for 6 months. Minimum purchase of $240 required.
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Micro Center
community.microcenter.com › store information and policy
microcenter credit card — Micro Center
August 18, 2022 - The other thing is to tell people ... solution. MicroCenter and Wells Fargo need to alter that 18 months to a reasonable amount of time like 36 months or even 48 months considering the kinds of products they sell....
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Micro Center
community.microcenter.com › general discussion
Use credit card at any location — Micro Center
April 13, 2022 - The Micro Center Credit Card is private label and can only be used at Micro Center, but can be used at all of them! No need to worry if you forget your credit card, the CSR(cashier) can assist you and print out a temporary bar code anytime, not just on the first one!
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Micro Center
community.microcenter.com › store information and policy
How so I apply for credit — Micro Center
January 30, 2023 - You can apply for our in-store credit card on our website here: https://www.microcenter.com/site/content/mcinsidercard.aspx · Alternatively, you're more than welcome to visit your local Micro Center location and the associate helping you pick out your items would be more than happy to guide ...
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Micro Center
microcenter.zendesk.com › hc › en-us › articles › 24427437651351-What-forms-of-payment-can-I-use
What forms of payment can I use? – Micro Center
Micro Center and Micro Center Online accept major credit cards including American Express, Discover, MasterCard, Visa, and offers a Micro Center Insider store card. We also partnered with Affirm for and accept Mobile wallets using Tap-to-Pay.
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Tom's Hardware Forum
forums.tomshardware.com › home › legacy › opinions and experiences
microcenter credit card | Tom's Hardware Forum
January 25, 2017 - Be very skeptical of any such deals no matter who the offeror may be or the credit card company backing the issuance. If you miss a payment or make any error of omission or commission the interest is likely to be applied retroactively and possible with a penalty.