You can have more than one savings account. The Digital Regular Saver has the best rate of interest at 6% (which is why you can only put £150 a month in), but there’s also an instant access savings account called the Flexible Saver, and there’s a Cash ISA (which allows you to save £20,000 per year tax free). All three of these accounts are instant access. If you wanted more information you can call in to your nearest branch, read through the savings range in the app (they’re under the ‘apply’ tab) or even book a financial health check with an advisor (they’ll talk to you about your goals and give you information to help achieve them). The handy thing about the app is that you can also set savings goals and even turn on round-ups (if you buy something in a shop it’s rounded ip to the nearest pound and the difference is put into your savings account to help you save. So say you bought a pasty at Gregg’s for £2.35, it’s rounded up to £3 and the extra 65p goes into your savings account. It’s an easy way of saving without even noticing you’re doing it). Answer from AlunWH on reddit.com
NatWest
natwest.com › support-centre › general-banking-information › general › what-savings-accounts-do-you-have-on-offer.html
Available Savings Accounts Options | NatWest Support Centre
November 6, 2023 - To see what savings accounts we currently have on offer take a look at our savings pages(opens in a new window) to see which suits your needs.
NatWest International
natwestinternational.com › savings › savings-account-rates.html
Savings Account Rates | NatWest International
On 13th October 2025, we will be reducing the interest rates paid on the following savings accounts: Instant Saver account · Savings Builder account · Premium Saver account · First Saver account · Card Plus account · Rate change effective from 13/10/2025 ·
Which savings account to open?
You can have more than one savings account. The Digital Regular Saver has the best rate of interest at 6% (which is why you can only put £150 a month in), but there’s also an instant access savings account called the Flexible Saver, and there’s a Cash ISA (which allows you to save £20,000 per year tax free). All three of these accounts are instant access. If you wanted more information you can call in to your nearest branch, read through the savings range in the app (they’re under the ‘apply’ tab) or even book a financial health check with an advisor (they’ll talk to you about your goals and give you information to help achieve them). The handy thing about the app is that you can also set savings goals and even turn on round-ups (if you buy something in a shop it’s rounded ip to the nearest pound and the difference is put into your savings account to help you save. So say you bought a pasty at Gregg’s for £2.35, it’s rounded up to £3 and the extra 65p goes into your savings account. It’s an easy way of saving without even noticing you’re doing it). More on reddit.com
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May 20, 2024Is it worth opening a natwest account just for a savings
Is it worth opening yes, over a long period of time it’s the better regular saving as you can save up to £5k at 6%. Whereas with most other regular savings you have to renew the account every 12 months. I’ve had mine for years, with £5k plus, so I just pay in £1 a month to ensure that I get my 6%. Plus NatWest pay interest monthly on that account, which suits you as you want the money for Christmas. Also you don’t need a current account to have the regular saver unless they’ve changed that. More on reddit.com
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December 24, 2024Hi! I’m a young student, insanely confused and baffled about NatWest’s saving accounts.
You have a £1000 of tax free interest before you start paying anything on it. That's not a £1000 in total you can save before it's taxed, it's the actual interest payments you get. The highest interest rate on any natwest account I believe is 5.5%, which means you'd have to put in £20,000 at the very start to get enough interest for tax liability, the account only lets you put in £150 a month though so that's impossible anyway. Basically, you've got nothing to worry about. You won't have anywhere near enough in there for tax to be an issue. Open the one with the highest interest amount, put in the max they let you every month and put the rest into another account with no deposit restrictions. In the unlikely case you do make enough in interest to pay tax, you can open an ISA account where everything put into it is tax free no matter how much you make. Only restriction is £20,000 a year max. More on reddit.com
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May 24, 2025Paying more than £50 a month into a Natwest Savings builder account?
You get interest on the total account balance. But you only get that interest if you increase the balance by at least £50 in a month. It doesn't matter how many payments or withdrawals you make or how much, as long as at the end of the month the balance has increased by at least £50. More on reddit.com
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February 29, 2020Videos
NatWest
natwest.com › savings.html
Savings accounts | Compare savings accounts | NatWest
3 weeks ago - Instant access savings account. Save between £1 - £150. Apply online in only 5 minutes. AER / Gross p.a. (variable) ... Get interest paid monthly on your savings. ... You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with NatWest Bank in any tax year up to £20,000.
NatWest International
natwestinternational.com › savings › instant-saver.html
Instant Access Savings Account | NatWest International
October 28, 2025 - Our Instant Saver account is ideal if you want an everyday savings account that gives you instant access to your savings, while still earning interest.
NatWest
natwest.com › savings › manage-your-savings › Interest-Rates-FCA.html
Savings bank accounts interest rates | NatWest
2 weeks ago - Pick from the drop-downs below to see the rates for each product. If you previously had an Instant Saver, it's now a Flexible Saver. ... Interest is calculated on a daily basis and paid into your account on the first business day of the month.
NatWest
natwest.com › current-accounts › childrens-accounts.html
Kids' and Teen Accounts | NatWest
November 28, 2025 - If you have parental responsibility for a child and are 18 or over, you can open a NatWest Invest Junior ISA for them if they are under 14 years old and living in the UK. The account will be in the name of your child, but cannot be withdrawn until they turn 18. ... To open a First Saver, you need to be aged 18 or over, and be opening the account in trust for a child aged 16 or under, you both need to reside in the UK and you need to have a NatWest current account.
Reddit
reddit.com › r/natwest › which savings account to open?
r/Natwest on Reddit: Which savings account to open?
May 20, 2024 -
Hi! I’m a new member to Natwest, and it’s my first time having my own card altogether… My main problem is that I have no idea what savings to open!
Everybody has been telling me to open a Digital Regular Savers account, but it says I can only put in £150 a month… I’m looking to put more than that in monthly. The other ones look so wordy that it’s confusing my brain!!!
Unless I’ve somehow misread the Digital Regular Savers, does anyone know which one I should apply to?
I’m not too sure how much I want to be putting in yet, but I know that I want £800 to go straight in, more than £150 per month, and that I want to be able to withdraw at any time.
What is my best option do you guys think?
Thanks in advance! x
Top answer 1 of 3
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You can have more than one savings account. The Digital Regular Saver has the best rate of interest at 6% (which is why you can only put £150 a month in), but there’s also an instant access savings account called the Flexible Saver, and there’s a Cash ISA (which allows you to save £20,000 per year tax free). All three of these accounts are instant access. If you wanted more information you can call in to your nearest branch, read through the savings range in the app (they’re under the ‘apply’ tab) or even book a financial health check with an advisor (they’ll talk to you about your goals and give you information to help achieve them). The handy thing about the app is that you can also set savings goals and even turn on round-ups (if you buy something in a shop it’s rounded ip to the nearest pound and the difference is put into your savings account to help you save. So say you bought a pasty at Gregg’s for £2.35, it’s rounded up to £3 and the extra 65p goes into your savings account. It’s an easy way of saving without even noticing you’re doing it).
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Definitely pop into a branch or ask NatWest online. But I agree with the above. Flex savers are high rate but you may lose interest if you withdraw more than x times. Branch can give you current advice and you should be comfortable checking in to ensure you are still getting best rate.
Wise
wise.com › gb › blog › natwest-savings-account
Natwest savings account: Rates, features and more - Wise
August 18, 2022 - A savings account for existing current account customers which offers higher interest if you can leave your money untouched each month. You can open a NatWest Premium Saver with just £1, and earn the higher rate of interest on balances between ...
NatWest
natwest.com › savings › what-is-instant-access.html
Instant access accounts | Savings accounts | NatWest
November 5, 2025 - Create savings goals in our NatWest mobile app to work out how much you need to set aside and by when. ... You can only save what you can afford to. Use our Budget Calculator to compare your goals against your income and expenses. ... You know how much you can afford to save each month. Consider a standing order for payday to set aside savings before they get spent. ... Eligible instant access savings account required.
NatWest
natwest.com › support-centre › general-banking-information › general › why-are-we-making-changes-to-the-interest-information-on-savings-accounts.html
Why are we making changes to the interest information on Savings accounts?
November 6, 2023 - Big changes on our Savings accounts - you can now view your account's interest rate on paper and online statements. Keep track of your earnings easily!
NatWest
natwest.com › support-centre › general-banking-information › general › can-i-get-a-card-with-my-savings-account.html
Savings Account Card Eligibility | NatWest Support Centre
November 6, 2023 - Cards aren’t available on our Savings accounts with the exception of a Primary Savings account.
NatWest International
natwestinternational.com › savings.html
Compare Savings Accounts | NatWest International
Find which savings account is right for you with our instant access accounts or fixed term deposits.
NatWest
natwest.com › savings › limited-edition-saver.html
Limited Edition Saver | Fixed Bonus Rate | Instant Access
November 18, 2025 - Switch & Save with NatWest and benefit from a 12 month fixed bonus on balances between £50,000 and £3,000,000 with full access to your funds anytime. Instant access so you can take money out whenever you need to, with no early withdrawal charges.
Finder
finder.com › uk › savings accounts › best natwest savings accounts compared
NatWest savings accounts review | Rates up to 5.5%
October 2, 2025 - If you're set on saving with a high street bank, NatWest could be worth considering, but in this overview we call out which of its savings rates come up short against competitors'. NatWest's top savings rate of 5.5% is available on its regular ...
NatWest
natwest.com › savings › savings-guides › how-many-savings-accounts-can-i-have.html
How Many Savings Accounts Can I Have? | NatWest
January 6, 2025 - Check out Digital Regular Saver Open in new window · Instantly access your money. Pay cash in whenever it suits you. Earn variable interest on your savings. ... To apply, you must be 16+ and hold a NatWest current account and be a UK resident.
MyLostAccount
mylostaccount.org.uk
My Lost Account
We trace lost bank and building society accounts and lost National Savings and Investments (NS&I) products.
NatWest
natwest.com › life-moments › managing-your-money › regular-saving-for-a-happier-you.html
Regular saving could be the secret to a happier and healthier you | NatWest
January 30, 2025 - Set up a standing order to move ... savings account on pay day, before you have the chance to spend it. ... Want to get better at saving regularly? Our Digital Regular Saver could help. When you save between £1 and £150 a month, we'll reward you with our highest interest rate on balances up to £5,000. Find out more in our Savings hub. To apply you must be 16+, and hold a NatWest current account, ...
MoneySuperMarket
moneysupermarket.com › home › compare our best savings rates › providers
Compare NatWest Savings Accounts | MoneySuperMarket
December 1, 2025 - Digital regular saver: Save between £1 and £150 per month with easy access to your savings. Earn higher interest on your first £5,000, and top up the account with cashback from credit and debit card spending, and when you round up card payments.
NatWest
natwest.com › business › support-centre › savings-support › how-to-open-and-manage-your-business-savings-account0.html
How to open and manage your business savings account | Natwest Business Banking
An instant access business savings account* allows you to access your funds freely while also earning interest.
Yahoo!
uk.news.yahoo.com › natwest-santander-halifax-lloyds-customers-112000946.html
NatWest, Santander, Halifax, Lloyds customers told to consider closing accounts - Yahoo News UK
November 22, 2025 - She added: “Regular savers can earn up to 7.50 per cent AER, outpacing inflation by over 3 per cent, but it’s vital to check the terms and conditions for any restrictions.”