August 4, 2026 - Navy Federal Credit Union offers credit cards right for your financial needs. Choose from Visa, MasterCard, and Amex cards with rewards and rates right for military members and their families.

July 15, 2026 - Enjoy Low intro APR plus no annual fee and no balance transfer fee with the Navy Federal Platinum credit card, available in Mastercard and Visa.

All other Navy Federal credit card rates range from 10.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

Earn unlimited points to redeem for travel, cash and more with our GO REWARDS® credit card. No annual fee, balance transfers and more. Apply today.

Navy Federal Credit Union credit cards are known for low annual fees (usually $0), attractive rewards and only being available to members of the military community. The best Navy Federal credit cards also require good or excellent credit for approval, but if you want to build credit, there are some good options for people with bad to fair credit as well.

Read these frequently asked questions about Navy Federal credit cards and cardholder features and benefits. Learn more and apply today.

For variable-rate loans, the APR, including the 0.25% rate reduction, may not fall below the floor rate.↵ ... Product features subject to approval. Occupancy restriction applies. Subject to funding fee, which may be financed up to the maximum allowed loan amount. VA loans: Subject to all VA program requirements. Navy Federal has no affiliation with U.S. Department of Veterans Affairs or any other government agency.↵ ... cashRewards Plus credit cards earn 2% cash back per dollar spent on eligible purchases.

November 8, 2025 - Second, if your application is approved, you can get instant access to a digital version of your card while you wait for the physical card to arrive. However, this $0-annual-fee card is available only to Navy Federal Credit Union members.

cashRewards Credit Cards: Earn Up to 2% Cash Back. Enjoy 1.99% intro APR on balance transfers and no annual fee. Plus, $0 balance transfer fee.

1 week ago - No balance transfer fees. No foreign transaction fees. ... This card offers a trio of coveted "zeroes": a $0 annual fee, a 0% intro APR offer for balance transfers, and $0 in balance transfer fees.

Different cards will have different perks and benefits, such as cash back rewards and travel discounts. Consider which perks best fit your lifestyle. ... The terms and conditions for each card you’re considering will list interest rate ranges, annual fees (if any) and other important details. ... If you’re worried about being denied, you can see if you prequalify for a Navy Federal Credit Card with no impact to your credit score.

July 14, 2026 - Aimed at helping holders build credit, the card requires a $200 minimum cash security deposit, offers an upgrade path to an unsecured card and earns an unlimited 1% cash back on every purchase.

Your eligibility is determined by your financial institution. If you have a Visa Signature® card, please refer to your Visa Signature Benefits Guide on navyfederal.org.

To continue enjoying all the features ... ... Get our GO REWARDS credit card, and you could get a 0.99% intro APR on purchases for the first 6 months of account opening....

Receive a $100 statement credit each year after you spend a total of $100 or more on eligible airline purchases using your Flagship Premier Visa Signature® Card. Your eligibility for the credit begins on the date your account is opened and ...

No foreign transaction fees, access to your credit score and more features and benefits available to all cardholders. Learn More about Features Included With All Cards · Securely store your credit or debit card details on your mobile device* ...

This card has no annual fee, foreign transaction fee, balance transfer fee, or cash advance fee. ... On the negative side, the Navy Federal Platinum card does not earn any rewards on purchases.

Navy Federal members can see which card they qualify for without any impact to their credit score.

August 5, 2025 - The offers are: ... You can earn $150 cash back by spending $1,000 in the first 90 days of opening the account. You will also have 0% APR on balance transfers for the first six months of card membership.