I’m just curious about this… when I look at the app and credit card products it shows me all the cards. Is there a separate pre-approval section?

Shopping for a new vehicle, first time buying on my own.

as of right now pretty set on going the pre-approval route via navy federal.

All I really know is that pre-approval is generally a quick process, and whatever pre-approval you are granted is good for 90 days which should definitely fit my timeframe that I would expect to go ahead and actually purchase a new vehicle.

What else is there to know about this process? Any tips and tricks etc will be greatly appreciated

We think it’s time to finally have a house, and we would like to know if Home Loan Pre-Approvals with NavyFed get processed quickly. If not, how long is the wait recently? My husband and I have excellent credit scores, we make $180K annually, no student loans, and have saved up $200K for downpayment.

Received a letter in the mail that says that I’m pre-approved for cash rewards card or cash rewards plus card, in the letter it says I’m invited to apply with a code at the bottom….considering applying but don’t wanna take the hit to credit if I don’t get approved. Is this a guaranteed approval? Or just marketing? Credit score isn’t great due to some late payments and credit card debt from moving that I’m almost finished paying off. Been a member for almost a year now.

I've called Cust. Service several times and get a different response each time. I'm going to buy a basic used Honda, Toyota or Mazda of a few years old. Still researching.

Somewhere I read that Navy Federal will pre-approve me (hard pull) for a car loan of whatever they determine I qualify for. Other reps there say I have to know the exact car I want so they can determine the exact rates for that car or if I even qualify.

I'd rather not try to qualify for a car, they do a hard pull, I get rejected, try again with a smaller car, get rejected, go through it all again and end up with 5 hard pulls and a moped.

I am going to have to buy a new car soon. I already have pre approval from Navy Federal. I have read many dealers hate Navy Federal pre-approval, but I have heard no real actual strategy to buying a car knowing this.

I have no family to tell me how to buy a car. They don't help me and basically going to have to figure this out on my own.

Can someone please tell me a real working easy strategy to follow to get a good deal given I will be using Navy Federal to finance my purchase and already have pre-approval?

Ideally, this strategy would involve doing everything up front before I go into the dealer. So I don't have to sit in there for hours playing stupid games.

Can someone please teach me how to buy a car given I will be using Navy Federal for pre-approval? Again, I have zero experience with this and have no one in my family willing to help me figure this out. Thanks if anyone can assist.

So my question is this. I have been looking on the credit card preapproval tool and the only thing that is offering me is a secure card. How reliable is that?

I opened my account with them in July 2025, have direct deposits with them totaling over $13,000 a month with my employer. My credit score sits in the mid to high 600’s to low 700’s. There are no delinquencies. My credit score is primarily driven by seeking new credit and revolving credit balances which are under 30%.

Any thoughts if I would be approved for an unsecured card, and if so potential credit limit and which cards should I try to apply for. Which credit bureau(s) do they pull from? I am very careful now with inquiries, so I only want to apply for a card if I have a high chance of success.

What score did everyone have for a preapproval to show they were eligible for an actual card, not a secured? I’ve been trying forever!

I've been with Navy Federal for about 3 months now. I transferred all my savings, ($20K) into CoDs. I have the nSecured Rewards card with them and I have four pledge loans with NFCU. One has been paid off. Just curious, I tried the pre-approval tool and now I qualify for all the cards. My internal score must have went up. Question, should I wait until my secured card graduates to the cash rewards card, or should I just say YOLO and apply. Pre-approval doesn't guarantee anything but it's nice to see options and doors open up to me. Let's say my secured does graduate to a cash rewards, which card should I apply for next to get the $25K line? Let me know. Thanks.

Approved time to go buy the corvette !! Navy federal is awesome

Do they do a hard pull for the preapproval for credit cards like they do auto loan or is it a soft pull??

Which credit card should I pick I just opened an account with navy fed in April ?

I am curious to determine whether I can add a Navy Federal card to my account credit card. Preferably the platinum, which offers a low APR percentage, or the Navy Federal More card, which provides a substantial range of benefits. However, I do not wish to initiate a hard credit inquiry. Instead, I intend to establish a timeline for myself in the future, should I decide to add one of these cards, knowing that I have been approved. Any information would be appreciated guys!

I'm in the market for a working truck. Before I headed to the dealership, I went online and did a preapproval process. I was surprised that it was preapproved (I'm not sure what that means). The check is being shipped overnight and should be here tomorrow.

So I just got pre-approved for a car yesterday and I've been doing research i've seen some posters mentioned that many dealerships struggle with Navy Federal and say that the pre-approval check "is not a real check it's just a draft" and that Navy Federal is slow to release funds in some cases they won't let you drive the car until Navy Federal releases the funds which could be who knows how long.

I'm wondering if there's any way that I can go in the branch and trade the pre-approval draft check for some kind of certified check that will clear immediately once I have a car deal finalized? Is that a real thing or just stick with the pre-approval method?