Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

Unlimited cash back. Earn 3% cash back at Walmart - 5% for Walmart+ members - and 1.5% cash back everywhere else. All with no annual fee.

Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

Shop Walmart.com today for Every Day Low Prices. Join Walmart+ for unlimited free delivery from your store and free shipping with no order minimum. Start your free 30-day trial now!

Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

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As part of the program, OnePay and Synchrony will introduce both a general-purpose card, which will serve as the program’s signature card and be available to use anywhere Mastercard is accepted, and a private label card, which will be exclusively for Walmart purchases. The credit card functionality will be embedded inside the OnePay app, offering millions of Walmart’s U.S.

Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

Provide the email address associated with your Walmart.com account & Walmart+ membership in your OnePay CashRewards credit card application to ensure seamless account setup. Once you receive your account access, we will use this email to link the card account to your Walmart.com account & set your OnePay CashRewards Card as your default payment method for Walmart.com purchases to earn unlimited 5% cash back.

Sign in to access your Credit One Bank account to pay your bill, view your statements or see your eligible offers. Or Pre-qualify for a credit card with rewards or points, credit score access & zero fraud liability.

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Get help with Credit Builder, Direct Deposit, Debit Rewards, our digital wallet, our free credit score checker, and more

October 14, 2025 - One note, the virtual card can be added to a few mobile wallets like Google Pay and Samsung Pay, but not Apple Pay; for that, you'll have to wait for the physical card. The OnePay CashRewards Card offers limited redemption options and requires a minimum of 25 points to activate. Your OnePay Points can be redeemed in the OnePay app for a statement credit or cash back into your OnePay Cash account.

November 5, 2025 - When you submit an application, you'll first be considered for the more flexible and rewarding OnePay CashRewards Card. If you don't meet the credit qualifications for it, you'll then be considered for the store-only OnePay Walmart Spend Card.

October 29, 2019 - You’ll need to pay for a Walmart+ membership to earn the card’s coveted 5% back at Walmart, and that could be considered a de facto annual fee. But keep in mind that you can still earn an uncapped 3% back for all Walmart purchases even without a membership — for a $0 annual fee. » MORE: NerdWallet's best credit cards to use at Walmart ... Walmart also offers the OnePay Walmart Spend Card, which can be used only with Walmart. When you submit an application, you’ll first be considered for the OnePay CashRewards Card.