I have it for about a year now. If I remember correctly I got a confirmation lesson then 24 hours. It is very easy. I do have 2 Credit cards, a checking and savings account. All in just a swipe to switch between. Hope they will won’t decrease the %. When I singed it was 4.35% now we are at 4% Answer from CoastSpecialist2185 on reddit.com
American Express
americanexpress.com › en-us › banking › online-savings › account
American Express® Online Savings Account - Official Website
November 27, 2025 - Interest Rate and APY of a Certificate of Deposit account is fixed once the account is funded. [There is no minimum balance required to open your Account, to avoid being charged a fee, or to obtain the Annual Percentage Yield (APY) disclosed to you]
American Express
americanexpress.com › credit intel › saving & budgeting
What Is an American Express® Savings Account?
July 8, 2025 - This account has no monthly fees or minimum balance requirements.1 · You can apply for a new High Yield Savings Account online in just a few minutes. Accounts offered by American Express National Bank.
Just opened a High Yields savings account, what is your experience?
I have it for about a year now. If I remember correctly I got a confirmation lesson then 24 hours. It is very easy. I do have 2 Credit cards, a checking and savings account. All in just a swipe to switch between. Hope they will won’t decrease the %. When I singed it was 4.35% now we are at 4% More on reddit.com
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November 23, 2024Anyone use American Express High Yield Savings Account?
I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open More on reddit.com
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February 9, 2023AMEX HIGH YIELD SAVINGS ACCOUNT
I use it for my car savings, for ins, license etc. I also have my emergency fund in an hysa. My checking acct I keep 1k as my 0 balance and also my vacation savings account because I want quicker access to that money and my debit isn't set up to take overdraft from my savings. It's all what works for you though, which you'll need to figure out. You'll get all kinds of answers here. I get paid weekly so I pay my bills weekly and don't have any credit cards set to auto-pay. That isn't what a lot of people do but it works for me. Others will keep nothing in their checking and just mover over enough to pay their bills when due. And others will have everything on auto-pay so they don't have to worry about it. Eta I would only keep an amount you are comfortable not being able to access immediately in it but also, I figure I have credit cards and can use them and then transfer money that I need. I generally don't need quick access to more cash I have in my actual bank. More on reddit.com
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September 18, 2024High Yield Savings
well define what is « good » for you More on reddit.com
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April 23, 2025Is American Express High Yield Savings a good account?
American Express’ High Yield savings account is a great option if you’re looking for a competitive rate with no monthly fees or minimum balance requirements.
forbes.com
forbes.com › advisor › banking › savings
American Express Savings Rates – Forbes Advisor
How can I fund my Amex Rewards Checking account?
After your account is created, you’ll need to fund your account within 60 days to keep it open. Your available options include:Making a deposit online: After linking one of your other bank accounts, you can enable an online transfer into your Amex Rewards Checking account.Setting up direct deposit: Use your routing and account number provided on your Amex Rewards Checking account home page to set up direct deposit directly into your checking account.Using mobile check deposit: You can deposit a check quickly right from your mobile device using the American Express App. Available on iOS and And
americanexpress.com
americanexpress.com › en-us › banking › checking-account
Checking Accounts | Open Online Checking Account | Amex US
Who is eligible to apply for an American Express Rewards Checking account?
Applying for an American Express Rewards Checking account can be completed in minutes. We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank (AENB) with at least 5 days tenure. We may also accept applications from Additional Card Members on a U.S. Basic Consumer Card issued by AENB, Customers with an existing High Yield Savings Account and CD with at least 5 days of tenure who are not existing US Basic Card Members. Submitted applications will be reviewed promptly with decisions that can be provided within minutes.
americanexpress.com
americanexpress.com › en-us › banking › checking-account
Checking Accounts | Open Online Checking Account | Amex US
Videos
AMEX High Yield Savings: Worth It in 2026? The Truth - YouTube
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AMEX High Yield Savings: What You Must Know in 2026 | Pros & Cons ...
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The truth: American Express High Yield Savings Review: Pros Cons ...
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How To Open American Express High Yield Savings Account Tutorial ...
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How To Open American Express Savings Account Tutorial - YouTube
American Express account opening india zero balance ...
American Express
americanexpress.com › en-us › banking › checking-account
Checking Accounts | Open Online Checking Account | Amex US
No fee to open, no minimum deposit, and no monthly fees.1 · 24/7 world-class customer service and fraud monitoring. Your checking, savings, and eligible Card accounts are available 24/7 in the award-winning American Express® App4, or online.
American Express
americanexpress.com › credit intel › saving & budgeting
Types of Savings Accounts
April 30, 2025 - All Credit Intel content is written by freelance authors and commissioned and paid for by American Express. During economic downturns, the Federal Reserve can cut interest rates, leading to near-zero interest on savings. Here are three higher-interest alternatives. ... See tips for parents on how to save for college, including using a 529 savings plan, investing wisely, developing a strategy, and understanding costs. ... Health Savings Accounts can help you save money on medical costs and be used for long-term tax-free savings – as long as you have a high deductible health plan.
Reddit
reddit.com › r/amex › just opened a high yields savings account, what is your experience?
r/amex on Reddit: Just opened a High Yields savings account, what is your experience?
November 23, 2024 -
Hello everyone! I just opened a high yields savings account with Amex. I did my research and compared other banks and even consulted few of my friends who have experience on this field! however I do have 2 questions of my own:
1- How long does it take for the application to be approved?
2- Is the app friendly? is the money transfer really all that easy?
If you have advices or suggestions feel free to! im a college student im still figuring stuff out. The more advice the better! thank you! :)
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I have it for about a year now. If I remember correctly I got a confirmation lesson then 24 hours. It is very easy. I do have 2 Credit cards, a checking and savings account. All in just a swipe to switch between. Hope they will won’t decrease the %. When I singed it was 4.35% now we are at 4%
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I’ve had Amex hysa for years. Rate clearly fluctuates based on fed funds. Few years ago very low and just before cuts I think 4.5 or so.
Yahoo! Finance
finance.yahoo.com › personal finance › banking
10 best high-yield savings accounts for January 2026: Earn up to 4% APY
2 days ago - American Express High-Yield Savings Account made our top 10 list thanks to its competitive 3.4% APY and lack of minimum opening deposit or minimum balance requirements.
American Express
americanexpress.com › en-US › account › login
Log In to My Account | American Express US
All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review · © 2025 American Express. All rights reserved
Reddit
reddit.com › r/personalfinance › anyone use american express high yield savings account?
r/personalfinance on Reddit: Anyone use American Express High Yield Savings Account?
February 9, 2023 -
Got an email offer for $350 for depositing at least $25,000 into the account and holding it there for like 2 or 3 months. Just want to know if they are a good savings account for the interim just to get the bonus or if they are a nightmare to deal with and not worth the effort. The money is just sitting in my Ally account so if I can get an extra $350 off of it, I figure why not
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I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open
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I've used them for a similar bonus in the past and had no problem. If you already have a credit card with them, you can access your banking and credit cards with the same logins, though it's not as seamless as other providers such as CapitalOne and Discover. At $350 bonus for 3 months, that's equivalent to 5.6% APY. Combined that with their current rate of 3.4% and you're basically getting a 9% 3 month CD. I would do it. You can easily close the account later--which is what I did. Just check if there is any closing fee/period. Though I don't think there is.
American Express
americanexpress.com › en-us › banking › online-savings › support › printable-forms
Online Forms | American Express® Savings
Log in to your American Express Savings account.
Forbes Advisor
forbes.com › advisor › banking › savings
American Express Savings Rates – Forbes Advisor
2 weeks ago - Savings rates and details as of 12/30/2025. ... There is no minimum balance required to open your Account, to avoid being charged a fee, or to obtain the Annual Percentage Yield (APY) disclosed to you
The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › american express high yield savings review
American Express® High Yield Savings Account Rates & Review 2026 | The Motley Fool
November 17, 2025 - Open Account for American Express® High Yield Savings Account · On American Express's Secure Website. ... 3.30%¹ Rate info 3.30%¹ annual percentage yield as of January 1, 2026.
Bankrate
bankrate.com › banking › savings
American Express Savings Account Interest Rates | Bankrate
July 9, 2024 - An American Express National Bank high-yield savings account comes with an interest rate that is much higher than the national average. The online-only bank requires no minimum deposit to open an account and charges no monthly service fees.
US Open
usopen.org › en_US › visit › american_express_on_site_benefits.html
American Express On Site Benefits
Plan your visit to the US Open. View the schedule of Gate Opening Times · Check out the 2018 Tournament Schedule
American Express
americanexpress.com › en-us › banking › online-savings › support
FAQ | Support | American Express® Savings
Here are some approaches that could help you become a better saver. ... Not finding what you need? Ask us anything, 24/7. ... Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. ... * The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.
Wallethub
wallethub.com › savings-accounts › american-express-13000208i
Compare American Express Savings Accounts
I recommend any depositor look elsewhere and in fact, lots of higher paying interest accounts are out there now, much higher that American Express bank rates. ... I have been with Amex CD for about two years plus and watched my money grew exponentially. I receive quarterly information from Amex and has access to my account. I will continue to have business with them. ... I could tell the customer service agent had been sleeping and just woke up when I first called to open this account.
American Express
americanexpress.com › en-us › banking › online-savings › articles › all-about-high-yield-savings
The Basics of High Yield Savings Accounts
Learn what is a High Yield Savings Account and how it works before you open an account online. HYSA offers higher interest rates than traditional savings account.
Business Insider
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Review: High-Yield Options for Smart Savers
May 8, 2025 - The American Express® High Yield Savings Account lets you earn 3.60% (as of 5/8/25) APY while paying zero monthly fees, making it a decent option overall. With no opening deposit or minimum balance requirements to earn the APY, the account may be especially attractive to new savers.
Fortune
fortune.com › article › american-express-bank-review
American Express Bank Review 2026: Rewarding account ...
2 weeks ago - American Express features just one savings account — a high-yield savings account with no monthly fees and generous APY that compounds daily. There’s no minimum deposit required to open this account, either.
American Express
americanexpress.com › en-us › banking › online-savings › beneficiaries
Beneficiaries | American Express® Savings
Access your American Express Savings account and set up and maintain your beneficiaries. Check out our FAQ section to find all the answers.
Reddit
reddit.com › r/amex › amex high yield savings account
r/amex on Reddit: AMEX HIGH YIELD SAVINGS ACCOUNT
September 18, 2024 -
I know maybe this is not the right place to ask but other groups doesn't have that many members. I feel I love amex savings accounts but i feel to use the money it takes some days to be actually active, also it is not immediate transfers which makes me things about sn emergency what could i do? Should i just leave 1k in checking just in case? I love the amex high yield savings account tho but need more details about how to manage it
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I use it for my car savings, for ins, license etc. I also have my emergency fund in an hysa. My checking acct I keep 1k as my 0 balance and also my vacation savings account because I want quicker access to that money and my debit isn't set up to take overdraft from my savings. It's all what works for you though, which you'll need to figure out. You'll get all kinds of answers here. I get paid weekly so I pay my bills weekly and don't have any credit cards set to auto-pay. That isn't what a lot of people do but it works for me. Others will keep nothing in their checking and just mover over enough to pay their bills when due. And others will have everything on auto-pay so they don't have to worry about it. Eta I would only keep an amount you are comfortable not being able to access immediately in it but also, I figure I have credit cards and can use them and then transfer money that I need. I generally don't need quick access to more cash I have in my actual bank.
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If you have the Amex checking, the transfers are instant