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WillowPays
willowpays.com
Pay Any Bill with Credit Card | Split Bills into 4 Payments | WillowPays
Pay bills with your credit card even when providers don't accept cards. Split any bill into 4 easy payments with no interest. Pay utilities, insurance, childcare & more today. No credit check required.
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Paylaterr
paylaterr.com
Split Bills and Manage Payments Online with PayLaterr
We cannot provide a description for this page right now
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Deferit
deferit.com › en-us › how
Pay bills in 4 | Deferit
Pay bills in 4 flexible installments. Upload a bill, we pay it upfront, you pay it back over time. Get started today!
Discussions

Any apps/websites that split bills into 4 payments?
Unfortunately no suggestion, but love this idea and following for suggestions. I also struggle with just having a “reminder” system and prefer autopay More on reddit.com
🌐 r/budget
5
4
October 25, 2024
Startup Idea - Small Bills Rolled Into One (or 4) Payments

Probably a good idea but really complex and expensive to start. Anything to do with finance needs big VC funding.

None of the big Buy Now Pay Later firms are profitable: https://youtu.be/R1JaMRpcDrQ?si=Zi0er-mTpvRpvPhj

More on reddit.com
🌐 r/Entrepreneur
2
1
December 29, 2022
PayPal’s “pay in 4” has seriously saved me many times
Honestly, I don’t know why people are shaming you for this. I think it’s a great option! 0% interest and automatic payments. I was having a conversation with my husband yesterday that I honestly am a fan of these “spread your payment’s out with no fee places” it’s much better than putting it on a credit card. And also you are handling your finances! Don’t let anyone tell you you’re not allowed to make a purchase that’s spread out, just keep managing it, like you are! More on reddit.com
🌐 r/povertyfinance
59
289
September 6, 2023
pay bill in installments???
Hi all. This is an automated and general reminder to all that this post is an ADVICE post, not a Request. Please don't request, offer or accept financial or material assistance on this post. u/Background_Winter_95 , we have compiled a Wiki with tons of advice and helpful information , which we recommend you check out, too. I'm a bot. This comment was posted automatically. More on reddit.com
🌐 r/Assistance
20
1
June 1, 2023
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Zip
zip.co › us › shop › bills
Pay your Bills with Zip in easy installments | Zip
Zip makes it effortless to pay unexpected bills in 4 installments,1 including utilities such as gas, electric, water, internet, phone Simply find your provider in the Zip app and choose the “Pay with Zip” option.
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Google Play
play.google.com › store › apps › details
Deferit: Pay bills in 4 - Apps on Google Play
October 24, 2025 - Split your bill payments and stay ... Payments and Pay in 4: Buy Now Pay Later for Bills - Simply upload any of your bills – just take a photo, screenshot, or add a file....
Rating: 4.6 ​ - ​ 15.6K votes
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App Store
apps.apple.com › us › app › deferit-pay-bills-in-4 › id1454473561
Deferit: Pay bills in 4 App - App Store
Move payments and stay on top of your bills, all from within one powerful app. Split Payments: Pay in 4 - Simply upload any of your bills – just take a photo, screenshot, or add a file. - Select the amount you want to pay your biller.
Rating: 4.8 ​ - ​ 20K votes
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Neonforlife
neonforlife.com
Neon For Life | Pay Bills In Installments
Pay Rent and Utilities in Installments. Get flexible plans to Pay in 4, 6, or 12 installments at APR as low as 0%.
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Google Play
play.google.com › store › apps › details
Papaya: Pay Any Bill - Apps on Google Play
Papaya is the quickest way to pay your bills. Just snap a photo of your bill and Papaya takes care of the rest! It's free, secure, and unbelievably easy. That's right. No more mailing checks, making phone calls, or logging into twelve different ...
Rating: 4.7 ​ - ​ 22K votes
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App Store
apps.apple.com › us › app › papaya-securely-pay-any-bill › id1050870627
Papaya: Securely Pay Any Bill App - App Store
Ready for a new way to bill pay? Papaya is a Free, award-winning app that lets you pay all of your bills in a snap. That's right. No more mailing checks, making phone calls, or logging into twelve different accounts to make payments.
Rating: 4.8 ​ - ​ 117K votes
Find elsewhere
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National Grid
nationalgridus.com › NY-Home › Bill-Help › More-Time-to-Pay
More Time to Pay | National Grid
Standard Payment Agreement: 15% downpayment with the balance payable in 10 monthly installments (plus your current bill).
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New York State Tax Department
tax.ny.gov › pay › pay-bill.htm
Pay a bill or notice
3 weeks ago - Pay directly from your bank account for free, or pay with your credit or debit card for a fee. ... Log in to (or create) your Online Services account. Select ≡ Services menu in the upper-left corner of your Account Summary homepage. Select Payments, bills and notices, then choose Make a payment ...
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Sniip
sniip.com › home › bnpl with sniip
BNPL With Sniip - Sniip
February 14, 2025 - You can enjoy the flexibility to pay bills in 4 Australia by using popular services like Afterpay and Zip pay. With the Sniip app, which is tailored to make pay bills in 4 instalments simple, you have the power to manage your bill payments with ease.
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Klarna
klarna.com › us › store › f8e23248-88c7-434c-996e-d8e32a3185dc › Bills-Outlets › pay-with-klarna
Buy now pay later at Bills Outlets - Pay in 4
Access Klarna's flexible payment options anywhere and unlock cashback rewards at top stores — exclusively in the Klarna app.
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GoCardless
gocardless.com › en-us/resources › payments › pay in 4: should you offer it?
Pay in 4: Should You Offer It? | GoCardless
March 11, 2022 - The customer usually pays the first installment at the time of purchase, and the following three at regular intervals over the next few weeks. These interval timings will vary by provider.
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PayPal
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.
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Reddit
reddit.com › r/budget › any apps/websites that split bills into 4 payments?
r/budget on Reddit: Any apps/websites that split bills into 4 payments?
October 25, 2024 -

So I use SmartPay to automatically pay my note every other week, (makes it easier so I don't have $389 coming out of one check), which also sneaks in a few extra payments so I'm on track to pay off my car early. But I don't really like the fact that it doesn't have an app or an accessible website. The only way to do anything is to call.

Is there an app or website that maybe does something similar? I'm keeping my car note on SmartPay but I'd like to start splitting my other bills up as well. I get paid weekly, so splitting my bigger bills into weekly payments I feel is the better way to make all my payments, while still have money to buy groceries/gas, etc each week. Especially for the paycheck that rent is due.

Eventually I plan to move my bills to my credit cards to maximize my cash back, but the whole reason for budgeting is to pay off my cards that are maxed out and start a savings. I get paid every Friday from my main job and then every other Thursday at my part time job, but the hours at my second job vary a LOT so I don't even have that income considered into my budget because the paychecks vary too much (I get paid by the project @ 11.50/hr so some paychecks only have 14 hours on them and others have 25 hours).

Any suggestions? Most of the apps I've found only payments every other week and like I said, I'd like to make payments every week. I'm not that good at keeping track of stuff, otherwise I'd just make a reminder in Google Calender or Notion to make a payment on something. Automatic payments are easier.

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Consumer Financial Protection Bureau
files.consumerfinance.gov › f › 201507_cfpb_ways-to-pay-your-bills.pdf pdf
Ways to pay your bills - files.consumerfinance.gov.
without enough money in your · account, the bank or company · you send the check to may · charge you fees. §§ · You have to remember to pay a · bill using a check each time it is · due (not automated). §§ · Postage costs of mailing · the payment. 2 of 4 ·
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Los Angeles Department of Water and Power
ladwp.com › home › account › customer service › bill & payment
Bill & Payment | Los Angeles Department of Water and Power
Option #3 – Payment Extension** •Request a short, additional amount of time to pay the account balance in full •Extends the current balance due date to the next meter read date (2 days prior to the next bill issue date) Option #4 – 10% Initial Payment / 12 Months Pay Plan* (for Residential Customers only) •Up to 12 months to pay delinquent balance •10% of delinquent balance is required for first payment •First payment must be paid within seven (7) calendar days •This option is only available for EZ-SAVE and Lifeline Rate customers.
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Smartpay
smartpay.com
SMARTPAY
The best part of it helps payoff bills early. I recommend SMARTPAY to all my friends. Thanks to them we saved money by paying the car off early. It really helps you manage money wisely. The SMARTPAY has been an outstanding asset to me. I've been able to pay-off over $20,000 in car payments without any stress or emotional pressure.
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Wagetap
wagetap.com › bill-split
Best Payment Plan App to Split Your Bills | Wagetap
Here is how we determine your payments: • If your bill is less than $300, your bill will be split into 3 repayments. • If your bill is more than $300, your bill will be split into 4 repayments.