Any apps/websites that split bills into 4 payments?
Startup Idea - Small Bills Rolled Into One (or 4) Payments
Probably a good idea but really complex and expensive to start. Anything to do with finance needs big VC funding.
None of the big Buy Now Pay Later firms are profitable: https://youtu.be/R1JaMRpcDrQ?si=Zi0er-mTpvRpvPhj
More on reddit.comPayPal’s “pay in 4” has seriously saved me many times
pay bill in installments???
So I use SmartPay to automatically pay my note every other week, (makes it easier so I don't have $389 coming out of one check), which also sneaks in a few extra payments so I'm on track to pay off my car early. But I don't really like the fact that it doesn't have an app or an accessible website. The only way to do anything is to call.
Is there an app or website that maybe does something similar? I'm keeping my car note on SmartPay but I'd like to start splitting my other bills up as well. I get paid weekly, so splitting my bigger bills into weekly payments I feel is the better way to make all my payments, while still have money to buy groceries/gas, etc each week. Especially for the paycheck that rent is due.
Eventually I plan to move my bills to my credit cards to maximize my cash back, but the whole reason for budgeting is to pay off my cards that are maxed out and start a savings. I get paid every Friday from my main job and then every other Thursday at my part time job, but the hours at my second job vary a LOT so I don't even have that income considered into my budget because the paychecks vary too much (I get paid by the project @ 11.50/hr so some paychecks only have 14 hours on them and others have 25 hours).
Any suggestions? Most of the apps I've found only payments every other week and like I said, I'd like to make payments every week. I'm not that good at keeping track of stuff, otherwise I'd just make a reminder in Google Calender or Notion to make a payment on something. Automatic payments are easier.