Some of us sometimes make some weird art. Some of that art is the type of stuff that pays the bills but we definitely don't want our full names behind. Nothing fucked up but just something cringeworthy or very weird that someone is willing to pay high amounts of money for. I asked other places about this idea and I was met with hostility, including people thinking I'm a drug dealer for some reason. But I'm wanting to ask, for those who did create a business account for paypal were there any problems you ran into that just make it more of a hassle then going through with it?

I live in Australia and have been wanting to set up a PayPal account so that I can set up art commissions and get a little bit of money that way.

My understanding of the personal PayPal account type (which is what I currently have, as my mother said I wasn't eligible for a business account) is that receiving money is a bit more tricky. My mother (she's probably going to feature heavily in this post, I'm afraid) said that I would have to get people to tick the "from a friend or family member" box when receiving payments, although as I understand it that's 1: against PayPal's rules and 2: makes it so that the customer can't get their money back via chargeback.

The reason my mother said I wasn't eligible for a business account is because, legally, I do not have a business, and it wouldn't be something I could maintain as I would not be doing a high number of commissions. Do I actually have to be running a business to set up a business PayPal account? I've had a bit of a look around and it seems like I don't but I wanted to double check.

Thank you!