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May 15, 2025 - “Previously your passkey was used as one of the two authentication methods with PayPal,” the email explained; “Soon, it will verify your login in a single step, making it even easier and faster to pay with PayPal.” ... Essentially, 2FA uses a one-time code that is generated by your app, or sent by SMS depending on the system in place, and this identifies you as someone who has access to that “second factor” on top of your already entered username and password. Passkeys, on the other hand, work by “saving a unique code on your device that proves it's really you,” PayPal said, “and combining it with a second action like using your face or fingerprint to log-in.”

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