I actually created my own because I’m an Excel lover, and it is indeed color-coded in soothing pastels! I have the budget tracker tab hooked up to a net worth calculator tab and also a savings bucket tab for any major purchases we’re planning. Answer from revengeofthebiscuit on reddit.com
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Microsoft Excel
excel.cloud.microsoft › create › en › personal-budget-planner
Personal budget planner and tracker | Microsoft Excel
Plan a monthly budget, track spending, and review changes over time with free budget templates and a budget tracker in Microsoft Excel.
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Microsoft Excel
excel.cloud.microsoft › create › en › budget-templates
Free budget template spreadsheets to customize | Microsoft Excel
Find customizable budget templates for Microsoft Excel to simplify budgeting that helps monitor spending, plan savings, and stay on track financially. ... Browse easy‑to‑use budget templates for tracking expenses, planning monthly spending as well as organizing business and personal financial goals.
Discussions

Your favorite, free expense tracking spreadsheets?
I actually created my own because I’m an Excel lover, and it is indeed color-coded in soothing pastels! I have the budget tracker tab hooked up to a net worth calculator tab and also a savings bucket tab for any major purchases we’re planning. More on reddit.com
🌐 r/MoneyDiariesACTIVE
51
39
December 24, 2024
Looking for an Excel Template to Track Daily Expenses with Specific Options
This google sheet may meet your needs. It includes graphs for a high-level overview of where your $ is going, and how much of your expense is fixed vs optional. https://www.lumifin.co/expense-tracker More on reddit.com
🌐 r/excel
26
13
May 31, 2023
Looking for monthly budget spreadsheet template
This one by Money Smart should give you a good start. You can mix and match your frequency of payments/expenses and then output a budget to various time frames including monthly. The monthly output will make adjustments based on your entries (eg work out a monthly allocation for quarterly bills). More on reddit.com
🌐 r/AusFinance
23
75
December 28, 2022
Any free Budgeting Template
If you have access to a Google account, Google Sheets has monthly and yearly budget templates for free. More on reddit.com
🌐 r/budget
22
5
March 25, 2024
People also ask

How do I keep track of monthly expenses in Excel?
You have the option to set up a monthly expense tracker in Excel — use a by default or a custom template version and create a spreadsheet from scratch.
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nomoredebts.org
nomoredebts.org › credit counselling society › financial education › monthly expense tracker 2026: free excel & personal finance budgeting
Monthly Expense Tracker 2026: Free Excel & Personal Finance Budgeting
Budget Apps vs. Spreadsheets
Spreadsheets win over budget apps in many ways — they’re free, popular and easily customizable. However, you may consider budget apps if you’re looking for an easy setup.
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nomoredebts.org
nomoredebts.org › credit counselling society › financial education › monthly expense tracker 2026: free excel & personal finance budgeting
Monthly Expense Tracker 2026: Free Excel & Personal Finance Budgeting
What are budget spreadsheets?
A popular budget management tool used by accounting and finance professionals, budget spreadsheets help to keep track of monthly expenditures so that you can monitor and find ways to save money.
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nomoredebts.org
nomoredebts.org › credit counselling society › financial education › monthly expense tracker 2026: free excel & personal finance budgeting
Monthly Expense Tracker 2026: Free Excel & Personal Finance Budgeting
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Smartsheet
smartsheet.com › free-expense-report-templates
Free Expense Report Templates
June 27, 2025 - Download expense report templates for Excel, Microsoft Word, Adobe PDF, Google Sheets, and Google Docs formats. Includes monthly, weekly, and travel.
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Credit Counselling Society
nomoredebts.org › credit counselling society › financial education › monthly expense tracker 2026: free excel & personal finance budgeting
Monthly Expense Tracker 2026: Free Excel & Personal Finance Budgeting
March 31, 2026 - You have the option to set up a monthly expense tracker in Excel — use a by default or a custom template version and create a spreadsheet from scratch. Spreadsheets win over budget apps in many ways — they’re free, popular and easily customizable.
Find elsewhere
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Excel X
excelx.com › home › top income and expense tracking excel templates
Income and Expense Tracking Templates Excel — 11 Free Downloads 2026 | Excelx.com
April 11, 2026 - 11 free Excel income and expense tracking templates — income tracker, expense tracker, personal, business, daily, weekly & monthly versions. Auto-calculations, customizable categories. No macros.
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Tiller
tiller.com › home › tiller blog › featured spreadsheet templates › 7 best free excel budget templates for 2026
7 Best Free Excel Budget Templates For 2026 | Tiller
Free Excel budget templates for monthly budgets, annual tracking, and automated spending. Includes the only Excel budget template recommended by Microsoft. Updated 2026.
Published   July 13, 2020
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Microsoft
microsoft.com › en-us › microsoft-365-life-hacks › budgeting › top-5-excel-tools-for-budgeting
Microsoft Excel | Free Online Spreadsheets Software
Show your professionalism and save time with Excel templates for over 40 categories. ... Take control and manage your expenses with these helpful articles and tips with Excel.
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Canva
canva.com › home › templates › budget
Free and customizable budget templates | Canva
Plan and manage your finances with visual trackers from free budget templates you can customize.
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Smartsheet
smartsheet.com › top-excel-budget-templates
Free Excel Budget Templates
July 30, 2025 - From personal expenses to business budgets, this one-stop collection of free Excel budget templates and spreadsheets gives you the tools to track income and expenses, organize your money, gain financial clarity, and make smarter budgeting decisions.
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Moneysmart
moneysmart.gov.au › budgeting › budget-planner
Budget planner - Moneysmart.gov.au
3 weeks ago - Our free online budget planner helps you track, plan and prioritise where your money is going.
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Google Docs
docs.google.com › spreadsheets › d › 1YlGTsomx1Y47jdc9HMdV4iVLP9vtZEcNJZQWHLTc1jk › edit
PERSONAL MONTHLY BUDGET TEMPLATE - Google Sheets
JavaScript isn't enabled in your browser, so this file can't be opened. Enable and reload · A browser error has occurred. Please hold the Shift key and click the Refresh button to try again · We group notifications for a better experience. They may take up to 30 minutes to receive
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Microsoft Support
support.microsoft.com › en-us › office › manage-your-household-budget-in-excel-6b30a89b-b5ff-4cfe-944f-a389a40c3174
Manage your household budget in Excel | Microsoft Support
Creating a budgeting plan for your household can feel overwhelming and hard, but Excel can help you get organized and on track with a variety of free and premium budgeting templates. The purpose of a household budget is to summarize what you earn against what you spend to help you plan for long and short-term goals. Using a budgeting spreadsheet can help make your financial health a priority by keeping spending in check and savings on the rise! ... Prefer to do things yourself? This Excel template can help you track your monthly budget by income and expenses.
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Tiller
tiller.com › home › tiller blog › featured spreadsheet templates › expense tracking templates
8 Best Free Expense Tracker Templates For 2026 | Tiller
December 10, 2019 - Free expense tracker templates for Google Sheets and Excel. See exactly where your money goes, by category, automatically. 8 options for every tracking style. Updated 2026.
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Reddit
reddit.com › r/excel › looking for an excel template to track daily expenses with specific options
r/excel on Reddit: Looking for an Excel Template to Track Daily Expenses with Specific Options
May 31, 2023 -

Hey there!

I'm on the lookout for an Excel template that can help me keep track of my daily expenses. I have a few specific requirements in mind, and I was wondering if anyone here knows of an existing template that fits the bill.

Here's what I'm looking for:

  1. Daily Expense Tracking: I want to easily record the date, description, and amount for each expense I incur throughout the day.

  2. Categories: It would be great if the template already has preset categories like rent, electricity bill, food, transportation, and more. I'd also like to see the total expenses for each category, and it would be helpful to identify the most and least expensive ones.

  3. Family Member Expenses: Since multiple family members contribute to our expenses, I'd love it if the template allows me to assign expenses to specific individuals. That way, I can track each person's spending and see who has the highest and lowest expenses.

I know Excel can be customized, but I'm hoping to find a template that already includes these features. If you know of any existing templates or have suggestions for where I can find one, please share your insights!

Thanks a bunch for your help and recommendations!

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INDZARA
indzara.com › personal finance › free excel budget template 2025 - personal finance manager
Free Excel Budget Template 2025 - Personal Finance Manager
This is a simple free Personal Finance management excel template that focuses on making it easy for you to know what’s happening with your financial situation especially when you have multiple bank accounts, credit card accounts and cash.
Published   November 8, 2024
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Shoeboxed
shoeboxed.com › blog › excel-expense-spreadsheet
Free Excel Expense Report Template (+ Sheets, PDF, CSV), Updated for
February 27, 2024 - A free expense report template built from looking at 2.4 million real small-business receipts. Excel, Google Sheets, PDF, and CSV. No signup.
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My Online Training Hub
myonlinetraininghub.com › home › blog › excel income & expense tracker
Excel Income & Expense Tracker • My Online Training Hub
January 12, 2026 - In this guide, you'll learn how to create an easy and effective, interactive income and expense tracker in Excel (or Google Sheets) that categorizes your finances and provides insightful reports. Best of all, this setup takes under 15 minutes, and once configured, it updates automatically! ... Too busy to build the Income & Expense Tracker yourself? Get the free template here and modify it for your needs:
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Vertex42
vertex42.com › ExcelTemplates › personal-budget-spreadsheet.html
Personal Budget Spreadsheet Template for Excel
If you've just entered the real world as a newly independent adult, or if you've been spending more money than you can afford, it's time to figure out a budget. To get started, you can use my free personal budget spreadsheet template in Excel or Google Sheets to track your income and expenses using a common set of budget categories.
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Vena
venasolutions.com › fp&a templates › reporting templates
Free Financial Excel Templates | Vena Solutions
Download free financial Excel templates, including Budget vs. Actual, Executive Dashboard, Rolling Forecast, What-if Analysis, Workforce Planning and more.