preferred mutual insurance reviews

Any Reviews on Preferred Mutual for Auto Insurance ?

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I am thinking if it has to something with talking to an Agent Winner winner, turkey dinner Answer from Diet_Coke on reddit.com

reddit.com › r/insurance › any reviews on preferred mutual for auto insurance ?

r/Insurance on Reddit: Any Reviews on Preferred Mutual for Auto Insurance ?

October 10, 2022 -

I am shopping around for Auto Insurances for a new car, this is the first time I am buying a car and an Insurance. I reached out insurance agents in my area, and they sent me over a quote of 1.4K for a year for Preferred Mutual. I am kinda surprised as all the other places I am looking at are easily quoting me a price of 1 to 1.2 K for 6 months (Progressive seems to be the cheapest among them). So I wanted to understand and know how good is Progressive Mutual and what have others experience been with them. I live in MA if that helps the case, and most of the coverage is pretty similar with other policies. The other quotes that I got are mostly online quotes so I am thinking if it has to something with talking to an Agent or usually Preferred Mutual is cheap. I don't see a lot of online reviews about them in general (on reddit as well ? ).

People also ask

Does Preferred Mutual have good high-value homeowners insurance?

Preferred Mutual provides a wide selection of insurance products for individuals and businesses, including high-value home insurance. The carrier’s high-value home insurance provides higher limits than regular homeowners policies in the following categories:

Personal injury
Water damage caused by sewers, drains, and sumps
Physical losses to covered property
Replacement costs of valued property
Identity fraud
Misplacement or loss of valued property

Coverage is ideal to protect the following valuables:

Money
Rare and/or valuable coins
Silverware
Gold and pewter
Recreational motor vehicles

Your independent insurance agent can help you find even more information about Preferred Mutual’s high-value home insurance, as well as the carrier's many other products.

trustedchoice.com

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Preferred Mutual Insurance Company Review 2025 | Trusted Choice

What is the average cost of Preferred Mutual car insurance?

The average cost of Preferred Mutual car insurance is $73 per month for liability and $150 for full coverage. Your coverage cost will depend on your driving record, age, ZIP code, and more. The best way to secure a lower cost for your next policy is to compare quotes from multiple insurers.

insurify.com

insurify.com › car insurance › companies › preferred mutual

Preferred Mutual Auto Insurance: User Reviews and Quotes (2025) ...

Is Preferred Mutual legitimate?

Yes. Preferred Mutual is a legitimate insurance company with a long history. Founded in 1896, the company has its headquarters in New Berlin, New York. Preferred Mutual offers insurance products in only a small area of the U.S., including Massachusetts and New York. For specific information about what type of insurance or service is available in each state, you should contact a Preferred Mutual independent agent.

insurify.com

insurify.com › car insurance › companies › preferred mutual

Preferred Mutual Auto Insurance: User Reviews and Quotes (2025) ...

A.M. Best

ratings.ambest.com › CompanyProfile.aspx

Preferred Mutual Insurance Company - Company Profile - Best's Credit Rating Center

Domiciliary Address One Preferred Way New Berlin, New York 13411 United States · Assigned to insurance companies that have, in our opinion, an excellent ability to meet their ongoing insurance obligations. View additional news, reports and products for this company. Best's Credit Ratings · Financial Strength View Definition · Long-Term Issuer Credit View Definition · Financial Size Category View Definition · u Denotes Under Review Best's Rating ·

Insurify

insurify.com › car insurance › companies › preferred mutual

Preferred Mutual Auto Insurance: User Reviews and Quotes (2025) | Insurify

November 13, 2025 - It has received around 240 customer reviews on Google reviews with an average rating of 3.4 out of 5 stars. When it comes to financial strength, Preferred Mutual has an A (Excellent) rating from AM Best.

WalletHub

wallethub.com › profile › hoi › preferred-mutual-insurance-company-13016531i

Preferred Mutual Insurance Company Reviews: 260 User Ratings

If you question that decision they start quoting parts of the policy that though even apply to your question or claim. Several agents in Massachusetts, some of them really good first class agents are dropping This company. Trust me. Go away any of the mutual insurance companies other than Preferred Mutual.

Indeed

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Working at Preferred Mutual Insurance Company: Employee Reviews | Indeed.com

Just like the title of this review, this has been the best company that I have ever worked at! I have worked for organizations where I've had no flexibility, no options for remote work, where my time was monitored minute by minute, where it was very...Show more ...

Glassdoor

glassdoor.com › reviews › preferred mutual

Preferred Mutual Reviews: Pros And Cons of Working At Preferred Mutual

Preferred Mutual has an employee rating of 3.7 out of 5 stars, based on 87 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Preferred Mutual employee rating is in line with the average (within 1 standard deviation) for employers within ...

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Clearsurance

clearsurance.com › insurance-reviews › preferred-mutual-insurance-company-5835ece073b103329e91abb4

Preferred Mutual Insurance Company Customer Reviews | Clearsurance

November 24, 2021 - Read reviews about Preferred Mutual Insurance Company or share your experience with their insurance products by writing your own review.

Clearsurance

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Preferred Mutual Insurance Company Customer Ratings | Clearsurance

Preferred Mutual Insurance Company’s rating is based entirely on customer reviews written on Clearsurance.

reddit.com › r/insurance › preferred mutual insurance

r/Insurance on Reddit: Preferred Mutual insurance

April 10, 2024 -

Hello All. We are leaving liberty mutual and are shopping around. One of the brokers we have been working with is recommending Preferred Mutual insurance for auto, home and umbrella. I know they are a smaller regional New York but I can not find any detailed reviews. Any thoughts?

He also mentioned NYCM but said it would cost a little more.

Thanks for any feedback. Much Appreciated!

Top answer

1 of 2

I'm not familiar with any of those, I dont line in NY, but a lot of times those small carriers are just as good as the bigger ones.

2 of 2

Actually just came here to see what was said about Preferred Mutual--I got effed over by AllState and am now switching to them. So far, so good over here!

Department of Financial Services

dfs.ny.gov › system › files › documents › 2023 › 03 › 15024f21.pdf pdf

REPORT ON EXAMINATION OF PREFERRED MUTUAL INSURANCE COMPANY

All significant reinsurance agreements in effect as of the examination date were reviewed and found · to contain the required clauses, including an insolvency clause meeting the requirements of Section 1308 ... incorporated in New York, which in turn wholly-owns Preferred Group, Inc.

Facebook

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Preferred Mutual | New Berlin NY | Facebook

Preferred Mutual, New Berlin. 35,374 likes · 1,021 talking about this · 136 were here. Providing property & casualty insurance coverage through independent agents in NY, NJ, MA & NH. Protecting what...

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preferredmutual.com

Home, Auto and Business Insurance | Preferred Mutual Insurance Company

Preferred Mutual offers home insurance, auto insurance and business insurance. Learn how to get a free quote at Preferredmutual.com.

Better Business Bureau

bbb.org › us › ny › new-berlin › profile › insurance-companies › preferred-mutual-insurance-company-0041-73000340 › customer-reviews

Preferred Mutual Insurance Company | BBB Reviews | Better Business Bureau

Auto Home Business and Business Auto. Saved me a ton of money and their claims process is amazing! You have to meet their underwriting guidelines, that's how they keep their rates low.

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preferredmutual.com › our-difference › press-room › - › 2023 › 07 › 14 › am-best-reaffirms-a-(excellent)-financial-strength-rating

AM Best Reaffirms ‘A’ (Excellent) Financial Strength Rating | Preferred Mutual

Preferred Mutual has held the ‘A’ rating for 21 consecutive years.

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preferredmutual.com › products › personal

Personal Insurance - Auto, Home, Renters & More | Preferred Mutual

Preferred Mutual provides insurance for all your personal needs including auto insurance, homeowner’s insurance and other coverages such as renter’s, boat, umbrella and valuable personal property.

Yelp

yelp.com › financial services › insurance › home & rental insurance

PREFERRED MUTUAL INS - Updated June 2025 - 1 Preferred Way, New Berlin, New York - Home & Rental Insurance - Phone Number - Yelp

3 reviews of PREFERRED MUTUAL INS "In my opinion, they are liars and thiefs. They have no intention to pay what your vehicle is worth and will fight you every step of the way. I'm going on my 4th month after vehicle has been deemed a total loss ...

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preferredmutual.com › our-difference › press-room › - › 2022 › 06 › 30 › am-best-reaffirms-preferred-mutual-s-a-(excellent)-financial-strength-rating-for-20th-consecutive-year

AM Best Reaffirms Preferred Mutual’s ‘A’ (Excellent) Financial Strength Rating For 20th Consecutive Year | Preferred Mutual

A.M. Best affirms "A" rating for Preferred Mutual for the 20th consecutive year!