There is no actual annual fee on either card; however, you need to be an Amazon Prime member to have the Chase Amazon Prime Visa. The Chase Amazon Prime Visa earns 5% on Amazon purchases while the Chase Amazon Visa only earns 3%. Alternatively, you can do what I do which is to have the Affinity FCU Visa Signature that earns 5% on Amazon and bookstores, though not Whole Foods, with no Amazon Prime membership required. Answer from cws-21 on reddit.com
Reddit
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r/CreditCards on Reddit: Chase Amazon Visa vs Prime Visa?
April 21, 2024 -
Shop on Amazon a lot so might as well. My main bank account is also on chase, and I have the freedom unlimited card. My main gripe is the annual fee. If they're both 0 annual, then Prime Visa is the better choice. But I don't get it, some say you have to have Amazon Prime (I do have that, for now) for it to have none, the website does not specify that. Which one should I go with?
Top answer 1 of 3
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The is no AF on either of Chase’s Amazon cards. Some like to make the case that since you need Prime to get the Prime version of the card, then that is essentially the AF. That argument is completely BS, as people pay for Prime for the expedited free shipping, and Prime video, not just so they can get the credit card. If you have Prime, then you should obviously go with the Prime card. 3% vs 5% cash back.
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There is no actual annual fee on either card; however, you need to be an Amazon Prime member to have the Chase Amazon Prime Visa. The Chase Amazon Prime Visa earns 5% on Amazon purchases while the Chase Amazon Visa only earns 3%. Alternatively, you can do what I do which is to have the Affinity FCU Visa Signature that earns 5% on Amazon and bookstores, though not Whole Foods, with no Amazon Prime membership required.
Prime Visa vs Other Credit card + Amazon Prime
If you would be a Prime subscriber regardless of the credit card, its the easiest way to get 5% back. And you sometimes get 6-7% back if you choose a slower shipping option. More on reddit.com
Is Amazon Prime membership and Prime's Chase Visa card worth it?
Long story: it's worth it if the bonuses or benefits outweigh the costs. I have it because I save at least $140 a year using it, easily. Just my xmas gifts alone have paid out $100 in Amazon cash. 6% cash back if you wait for delivery adds up quickly. My Prime membership is essentially free, and then some. So look at your purchases over the last year and see if it's worth it. More on reddit.com
Amazon Prime Credit Card Worth It?
Yes. 5% Amazon including Whole Foods is good. No AF, no FTF. and Chase does sometimes do promos on the card. They've done two targeted 5% dining/gas/groceries this year. Cashback available after transaction posts, and you can cash out as little as a penny More on reddit.com
Amazon Prime Visa - Good card to go with??
I like the card too much but yeah if you're an Amazon warrior it's a non brainer. The Amazon prime fee can also be paid with the card for 5 percent back. More on reddit.com
Does the Prime Visa have intro APR offers?
Currently, the Prime Visa card does not feature APR offers for new purchases or balance transfers. If you are looking for a card with an intro APR offer, check out our list of best 0 percent APR cards.
bankrate.com
bankrate.com › credit cards › reviews › amazon prime rewards visa signature card review
Amazon Prime Visa Vs. Bank of America Customized Cash ...
What credit score do you need for the Prime Visa?
While several factors help with approval odds for the Prime Visa, generally you will need good-to-excellent credit (FICO score above 670) to be a good candidate for this card.
bankrate.com
bankrate.com › credit cards › reviews › amazon prime rewards visa signature card review
Amazon Prime Visa Vs. Bank of America Customized Cash ...
What bank issues the Amazon Prime credit card?
The Amazon Prime credit card (and the non-Prime version) is issued by Chase and the Amazon Store cards and secured cards are issued by Synchrony. The Amazon business cards and issued by American Express.
cnbc.com
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
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Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Amazon Credit Card, which is better? - Bogleheads.org
The Amazon store card is issued by Synchrony. ... I think I read that they have 3 tiers around 5 years ago, obviously all to get you to spend. Prime Visa (Chase Bank) - mid to great credit Prime Store Card (Synchrony Bank) - low to mid credit, with payment plans for debt build up, this is not a VISA/MC, it's a store card Prime Secured Card (Synchrony Bank) - bad credit, this is not a VISA/MC, it's a store card
WalletHub
wallethub.com › popular credit card questions
Chase Freedom Unlimited vs. Amazon Prime Visa
1 week ago - You should get the Chase Freedom Unlimited card if you're looking for cash back rewards across a wide range of spending categories plus the option to finance your purchases. But if you're a Prime member and do a lot of shopping at Amazon or Whole Foods, the Amazon Prime Visa could be your perfect match
Amazon
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Amazon.com: Prime Visa and Amazon Visa benefits: Credit & Payment Cards
The amounts listed in the promotional offers include the 5% back you already earn on Amazon.com purchases with your Prime Visa card, and the extra % back you can earn with these promotions. These promotional offers only apply to the portion of net qualifying purchases (purchases less returns and other credits) of eligible items paid for with your Prime Visa card at Amazon.com.
Chase
chase.com › personal › credit-cards › amazon
Prime Visa & Amazon Visa | Credit Cards | Chase.com
With Amazon Visa and Prime Visa · Home · Earn and redeem · Manage your account · Customer service · Earn rewards whether you're shopping on Amazon.com, paying at the pump, or booking your next trip — all with no annual credit card fee. Plus, get an Amazon Gift Card instantly upon approval.
The Daily Navigator
thedailynavigator.com › home › credit cards › best ways to maximize the prime visa card’s $250 limited-time intro offer
The Best Ways To Maximize The Prime Visa Card
August 15, 2025 - The Prime Visa is one of the few store cards that pulls it weight. With a whopping 5% cashback on Amazon purchases, those with an itchy trigger finger when it comes to online shopping can reap some serious rewards. It may not be a points-earning product, but few other cards can come close to the value offered on Amazon spending.
Amazon
amazon.com › Prime-Visa › dp › BT00LN946S
Amazon.com: Prime Visa
1 month ago - Prime Visa or Amazon Visa Cardmembers can apply points to eligible purchases on Amazon.com by selecting to use points at checkout or redeemed at Chase.com for cash back, gift cards or travel. When you use points to redeem for eligible purchases at Amazon.com, or on travel, cash, and gift cards, ...
Bankrate
bankrate.com › credit cards › reviews › amazon prime rewards visa signature card review
Amazon Prime Visa Vs. Bank of America Customized Cash ...
1 week ago - It comes with substantial travel and purchase protections and Visa Signature benefits, making it more worthwhile compared to other store cards. The required Amazon Prime membership is essentially an annual fee.
CNN
cnn.com › money › credit cards
The Amazon Prime Visa now comes with a welcome offer of a $250 gift card | CNN Underscored
2 weeks ago - Our favorite credit card for shopping on Amazon has an elevated, limited-time offer. The Chase Prime Visa Card is offering a $250 Amazon gift card upon approval, instead of the previous offer for a $150 Amazon gift card. The gift card is available instantly upon approval for the Prime Visa, and unlike most welcome offers on credit cards, there’s no need for a minimum spend over a defined time in order to get it.
Forbes Advisor
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Students: Here’s How You Can Use Credit Cards To Save Big On Amazon Prime Day
2 weeks ago - Prime Visa If you’re a Prime member, this card gives you 5% back on purchases at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants and on local transit and commuting (including rideshare), ...
Amazon
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Amazon.com: Equal monthly payments with Prime Visa and Amazon Visa: Credit & Payment Cards
Do I need to apply for equal monthly payments? Amazon Visa cardmembers do not need to apply for equal monthly payments.
Amazon
amazon.com › gp › help › customer › display.html
Upgrade Your Amazon Visa and Earn 5% Back - Amazon Customer Service
You can earn 5% back by joining Prime or by sharing benefits with an eligible Prime member through an Amazon Household. ... Go to Your Account and select Your Payments. Expand the details of your card. If it says that your card could be earning 5% back, select Learn how. If you have multiple Amazon Visa or Prime Visa cards in your wallet, select which card you'd like to earn 5% back with on purchases made at Amazon.com, Amazon Fresh, and Whole Foods Market.
Amazon
amazon.com › gp › help › customer › display.html
Prime Visa and Amazon Visa Rewards Points - Amazon Customer Service
Prime Visa and Amazon Visa offer rewards on every purchase, both on and off Amazon.com.
CNN
cnn.com › money › credit cards
Best credit cards for groceries of December 2025 | CNN Underscored
2 weeks ago - The catch is that, while there’s no annual fee, you must have a $139-per-year Amazon Prime membership to get this card, but that’s an easy bar to clear since an estimated 180 million Americans are Prime members. The cash-back rewards from the card are also worth a penny each, and that’s it. Points and cash back from other cards can be worth more, but you’ll also earn more of them with the Prime Visa when using the card where its earnings are highest.