To cover full project governance, supply a portfolio view, resource/capacity planning/raid log/defect-risk-issue tracking/project financial data/gantt chart/phase gate controls it can be done in Excel......however you would need an Excel guru, and either they are also gurus in Visual Basic, pivot tables and db lookups or you hire multiple people. Even then the workbook gets to a point of being unmanageable. You're better off getting a PPM tool like planview or clarity. The savings in labor alone will cover the costs of those PPM tools. PPM tool also provides you a project document repository. Excel also has the issue of formulas getting corrupted or broken. More on reddit.com

Here is one that I made and use. Download it for yourself, don't try to edit it.

This is a fairly straightforward template. I deleted all the stuff that is personal to me. you make your categories on the first page. You decide what your regular expenses are, what you want to save for, and what cards you use. I use multiple credit cards so it is useful for me to track all the balances here, since I'm logging transactions anyway.

On the second page you are logging the transactions. Date, card used, amount, brief description, and where it is coming from.

The third page shows how your savings are spread out and what how much you should have going at your current rate.

I'm on mobile, so if something doesn't work right, let me know and I can fix it later.

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