Floating-rate CDs adjust their coupon payments by a predefined percentage, or spread, over the reference rate, such as the Consumer Price Index (CPI). The rate of return on a floating-rate CD will depend on changes to its reference rate. Consequently, the initial rate is not used to calculate the yield to maturity. All CDs offered through Raymond James are insured by the FDIC up to $250,000 per bank.

For information regarding our rates, call our Client Service team at 800.718.2265, option 4 or contact your advisor. Certificates of Deposit (CDs) Rates effective December 12, 2025 and are subject to change without notice.

Use this calculator to find out how much interest you can earn on a certificate of deposit (CD). Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Click on the "View Report" button to see a detailed schedule of your CD's balance ...

Raymond James Bank has some amazing cd rates available right now that you can take advantage of for a limited time! Click to learn more.

It was established in 1994 and as of September of 2025, it had grown to 388 employees at 1 location. Raymond James Bank's CD rates are 4X the national average, and it has an A health rating.

October 2, 2023 - If you would like to learn more about cash management instruments like CDs and MMFs, just reach out to me at [email protected] or 541.306.4324. Any opinions are those of Stuart Malakoff and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to ...

Certificates of Deposits offered through insured deposit institutions, including Raymond James Bank, are FDIC insured for up to $250,000 per depositor. Products, rates, terms, and conditions are subject to change. Raymond James & Associates, Inc. and Raymond James Financial Services, Inc.

June 27, 2023 - CDs have a predetermined term, typically ranging from a few months to several years. During this period, you agree to leave your funds with the financial institution, and in return, they pay you interest. The interest rate on CDs is typically higher than regular savings accounts due to the ...

April 5, 2012 - Individual CDs can be purchased for as little as $100. Institutional and jumbo or negotiable CDs can cost $100,000 ... Fixed-rate CDs offer a specified interest rate for the term of your CD.

November 17, 2025 - Investors should discuss the risks inherent in bonds with their Raymond James Financial Advisor. Risks include, but are not limited to, changes in interest rates, liquidity, credit quality, volatility, and duration. Past performance is no ... CDs offer FDIC insurance and a fixed rate of return whereas both principal and yield of investment securities will fluctuate with changes in market conditions.

Interest-bearing CDs pay interest at either a fixed-rate or at a variable rate.

February 3, 2021 - By clicking CONTINUE, you’ll be leaving the TriState Capital Bank website and be directed to a third-party site. If you’d like to return to the previous page, click CANCEL. Note: TriState Capital Bank is an independently chartered Bank subsidiary of Raymond James.

Take advantage of our newest CD rate that delivers reliable growth and keeps you moving toward your financial goals.

Raymond James Bank offers banking options beyond your expectations.

Raymond James Bank's rate for a 3 month certificate of deposit (CD) at $10,000 beats the National average by up to 107% and is eligible for a Datatrac Great Rate Award and earning you as much as $37 over the life of the deposit.

Cash on deposit at FDIC-insured institutions through the Enhanced Savings Program offered by Raymond James Bank is insured by the FDIC up to $250,000 per insurable capacity per depository institution (bank), subject to applicable FDIC rules and limitations. The Enhanced Savings Program relies ...

FDIC insurance covers up to $250,000 (including principal and interest) for deposits held in different ownership categories, including single accounts, joint accounts, trust accounts, IRAs, and certain other retirement accounts, per issuer. FDIC insurance does not protect against principal losses due to sale prior to maturity. Prices of brokered CDs fluctuate during their lifetimes due to general changes in interest rates.

All TCB branch locations will close at 12:00 P.M. CST on Wednesday, December 24, 2025, and remain closed on Thursday, December 25, 2025, in observance of Christmas · All TCB branch locations will be closed on Thursday, January 1, 2026, in observance of New Year's Day

Comprehensive wealth management that is tailored to meet your unique financial and estate planning goals. Various account options and security options through Raymond James Financial Services.

Funds held at Raymond James Bank, TriState Capital Bank and participating third party banks in the Bank Deposit Program are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank, for each account ownership category.