rbc virtual credit card

RBC virtual debit card - did anyone figure out what it is for? Looks like it's a "card" for people that cant get a credit card. Right?

reddit.com › r › PersonalFinanceCanada › comments › xldjxx › rbc_virtual_debit_card_did_anyone_figure_out_what

It's no different than a regular Visa Debit or MasterCard Debit. It allows those who don't want to use or can't get a credit card to be able to pay for things online. Personally, I'm not a fan of Visa/MC Debit as it increases risk (yes, I know zero liability but your funds are held until investigation is over and they refund you. With credit card, it's the card issuer's funds being held). However, I do understand there's people who likes the option to use a Visa/MC Debit. RBC offers this as a virtual card option instead of incorporating their physical cards as Visa/MC Debit. Answer from deltatux on reddit.com

RBC Royal Bank

rbcroyalbank.com › business › credit-cards › commercial-cards-program › virtual-credit-cards.html

Virtual Credit Cards - RBC Royal Bank

A virtual credit card is a 16-digit credit card number, with its own expiry date and CVV code that is tied to your RBC Commercial credit card program.

reddit.com › r/personalfinancecanada › rbc virtual debit card - did anyone figure out what it is for? looks like it's a "card" for people that cant get a credit card. right?

r/PersonalFinanceCanada on Reddit: RBC virtual debit card - did anyone figure out what it is for? Looks like it's a "card" for people that cant get a credit card. Right?

September 30, 2021 -

RBC virtual debit card - did anyone figure out what it is for? Looks like it's a "card" for people that cant get a credit card. Right?

So it's almost useless.

I thought I could use it for online purchases and enable/disable it at will if seller is not reputable... I got that card, but now realized it's not what I thought it was.

Edit1 For example, I want to be able to use a credit card number to pay for sthg, then disable that number and generate another number for another vendor.

Is this not possible with any card in Canada?

Is it a card for people with bad credit? (so that they can have a card for online purchases directly drawing from their chequing account).

Edit2: I think I get it now.

RBC and these other review sites give you the impression that it is a solution to avoid DATA BREACHES (it is NOT).

So, it's marketing and bullshit to basically say:

"The RBC virtual credit card is for people who can't get a credit card so that they can pay for things online."

It is useless for people with credit cards that were looking for a way to avoid DATA BREACHES.

God, it's not that hard to explain things this way.

/rant

Videos

facebook.com

Use the RBC Mobile app to activate and add your RBC Virtual ...

00:07

YouTube

RBC Virtual Visa Debit: The debit card designed to shop online. ...

July 19, 2019

00:16

YouTube

The Lost Card Bop – Lock and unlock your RBC credit card - YouTube

August 21, 2018

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Facebook

facebook.com › rbc › posts › with-rbc-virtual-visa-debit-shop-online-securely-anywhere-visa-is-accepted-activ › 989098879925187

With RBC Virtual Visa Debit, shop online securely ...

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RBC Royal Bank

rbcroyalbank.com › dms › campaign › vvd › index.html

Shop Online with Debit

After selecting your primary chequing account, select the Manage Cards page (⋮ menu at top), and choose your primary Client Card number. Choose 'Activate your Virtual Visa Debit' and follow the steps to review terms & conditions, and securely activate your new Virtual Visa Debit. Your credentials are now active and ready to use! Just copy and paste into your browser and checkout. ... All other trademarks are the property of their respective owner(s). ... RBC Mobile is operated by Royal Bank of Canada.

RBC Royal Bank

rbcroyalbank.com › banking-services › vvd.html

Simplify Your Life with RBC Virtual Visa Debit

Explore the personal banking services and products available from RBC Royal Bank to help you manage your finances, buy a home, invest and more.

YouTube

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How To Get RBC Virtual Visa Debit Card (2025) - Quick Fix - YouTube

01:25

How To Get RBC Virtual Visa Debit Card - Quick FixWant to shop online securely without carrying your physical card? This video shows you how to request and a...

Published April 17, 2024

RBC Royal Bank

rbcroyalbank.com › visa-debit › visa-debit-mailer.html

Activate and Start Paying with RBC Virtual Visa Debit – RBC Royal Bank

Provide your RBC Virtual Visa Debit Number and expiry date, which are both listed on the front of your Reference Card.

Facebook

facebook.com › rbc › videos › tap-pay-abroad › 438713952615318

You can now tap your RBC Virtual Visa debit card to pay for ...

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Find elsewhere

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RBC

rbc.com › newsroom › news › article.html

Article - RBC

Royal Bank

apps.royalbank.com › uaw0 › iao › apply › occa

Let's activate your credit card!

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RBC Royal Bank

rbcroyalbank.com › ways-to-bank › mobile › mobile-pay › index.html

Mobile Pay - RBC Royal Bank

Whether you prefer Apple or Android, ... personal RBC credit or debit cards to your mobile device to make day-to-day purchases with a tap or in-app and online. ... Now enjoy faster online checkouts, in-app purchases, and the freedom to shop internationally in-store, using funds directly from your bank account. Learn More about Virtual Visa Debit(opens ...

RedFlagDeals

forums.redflagdeals.com › careful-rbc-virtual-visa-debit-card-1234209

Be careful with RBC Virtual Visa Debit Card - RedFlagDeals.com Forums

July 11, 2015 - Visa Debit follow the money you have in your debit card, if your debit card only have $25 then you can only purchase $25 else the transaction will fail or NSF. Unless OPs have lot of fund in his/her credit card I don't see the scenario going to happen. ... My girlfriend had one of these, also from RBC, and her experience was similar.

RBC Royal Bank

rbcroyalbank.com › business › credit-cards › commercial-cards-program › commercial-visa.html

Commercial Visa Card - RBC Royal Bank

At no additional cost, RBC NextLogic allows your company to create unique single- or multi-use virtual credit cards to pay suppliers or give to employees, instead of sharing your actual credit card information

RBC

rbc.com › accessibility › available-services.html

Available Services - RBC

The Virtual Assistant is currently available in Canada and the US. To speak to someone, please call us at 1-800-769-2511 or contact us at TTY 1-800-661-1275 or through your regular Relay Services. An Advice Centre agent can help you with the activation of a replacement or reissue credit card and can arrange to have the credit card delivered to you.

reddit.com › r/rbc › unable to view virtual visa debit card

r/rbc on Reddit: Unable to view Virtual Visa Debit Card

June 6, 2024 -

Hey! It's been a while since I've last used my RBC account, and for some reason I can't find my Virtual Visa Debit Card on the RBC app. Hitting Details or Manage Cards doesn't show it, I just get an option to lock my card (which is disabled). Does anyone know what's going on? It was working fine for me a few hours ago.