The best way I have found for currency transfer of amounts like this is wise app. The exchange rate for Nepalese Rupee is almost exactly the market rate currently. However, the app appears to limit me to adding 980,000 rupee at most in one transaction. If I were to add that, it would be at rate of 133.425 rupee per dollar. The fee to do so is $63.74. So it is saving you a fairly large amount compared to the $300 exchange rate loss plus any fees for the wire they may charge through PayPal as well if any. Nepalese rupee doesn’t appear to have all functions of the currencies I use in Wise app so please be sure to do your own due diligence that it would meet your needs. It does appear to give a much better exchange rate though to get the rupee into Nepal. Answer from Mindless_Hearing9662 on reddit.com
PayPal
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
Send money internationally online with speed and security through PayPal. Transfer money abroad to over 110 countries in various currencies.
Wise
wise.com › us › blog › does-paypal-accept-international-wire-transfers
Does PayPal Accept International Wire Transfers? Know the Process - Wise
December 3, 2024 - The sender will need to link their bank account to PayPal to make an international wire transfer if you want to use PayPal to accept the payment. If the sender has a PayPal account, the process is easy.
Videos
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How To Send Money Through Paypal Internationally (Step By Step) ...
Are there fees to send money internationally with PayPal?
International personal payments and purchase payments are subject to cross-border fees. They’re paid by either the sender or recipient of the payment, not both. The sender of the payment generally determines who pays the fee. International personal payments and purchase payments are subject to cross-border fees. Read more about fees here.
paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
Is it secure to send money internationally with the PayPal app?
Yes, your international transactions are secure with the PayPal app. We use encryption to protect your financial information and have systems in place that monitor for fraud 24/7. We do not share your full financial information as part of this process. When you choose to send money via “Good & Services” your eligible purchases are covered by PayPal Purchase Protection. Learn more about PayPal security here. Terms and limitations apply.
paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money-internationally
Send Money Internationally | Transfer Money Abroad | PayPal US
What information is needed for a wire transfer?
To initiate a wire transfer, individuals generally need the recipient’s:
Full name
Bank account number
Bank routing number
For international transfers, additional information may be needed, like the recipient’s:
International bank account number (IBAN)
Bank identifier codes (BIC or SWIFT codes)
Other requirements may vary depending on the type of transfer, the transferring platform, and other factors.
paypal.com
paypal.com › us › money-hub › article › what-is-a-wire-transfer
What Is a Wire Transfer? Cost, Speed, and Types | PayPal US
Wise
wise.com › us › blog › can-i-receive-a-wire-transfer-to-my-paypal-account
Can I Receive a Wire Transfer to My PayPal Account? Guide & Tips - Wise
November 4, 2024 - The easiest way to receive a PayPal ... from their US bank account to your PayPal account. International bank wire/transfers from bank to bank can't be sent directly into PayPal. PayPal can only move money between PayPal accounts ...
PayPal
paypal.com › us › money-hub › article › what-is-a-wire-transfer
What Is a Wire Transfer? Cost, Speed, and Types | PayPal US
November 7, 2025 - International wire transfers refer to transfers between accounts in different countries. These types of wire transfers: May require additional steps, like intermediary routing ... May have varied fees and processing times depending on the institution, transfer amount, and sending and receiving countries
Reddit
reddit.com › r/banking › international wire transfer: paypal or direct from bank?
r/Banking on Reddit: International Wire Transfer: Paypal or Direct from Bank?
December 10, 2023 -
I am transferring US dollars from my bank in the US to an account in Nepalese rupees in Nepal. I recently found out you can use Paypal (technically Xoom, through Paypal) to wire money internationally. However, I noticed the currency conversion spread Paypal uses seems to me to be somewhat steep. If I recall, when I looked yesterday the average rate of Nepalese rupees to dollars was around 131/1, and Paypal was giving me something like 129/1, which would result in a loss of about $300 on a transfer of around $10,000. My question is, would it be any cheaper to go to the bank branch itself in the US and transfer it that way? What kind of currency spread to banks use when conducting international wires themselves?
Top answer 1 of 3
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The best way I have found for currency transfer of amounts like this is wise app. The exchange rate for Nepalese Rupee is almost exactly the market rate currently. However, the app appears to limit me to adding 980,000 rupee at most in one transaction. If I were to add that, it would be at rate of 133.425 rupee per dollar. The fee to do so is $63.74. So it is saving you a fairly large amount compared to the $300 exchange rate loss plus any fees for the wire they may charge through PayPal as well if any. Nepalese rupee doesn’t appear to have all functions of the currencies I use in Wise app so please be sure to do your own due diligence that it would meet your needs. It does appear to give a much better exchange rate though to get the rupee into Nepal.
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Xoom doesn't do wires. Not every international transfer is a wire. Wire is expensive: wire transfer fees + you lose on conversion rate. Any remit app will beat wires: wise.com , remitly, riamoneytransfer, etc. For wise, you need to use domestic wire transfer to their American account, which costs you $20. Other apps just do ACH pulls from your US bank accounts (not wires).
Wise
wise.com › us › blog › paypal-wire-transfer
PayPal Wire Transfer: How to Send a PayPal Wire - Wise
October 30, 2024 - Learn how to send and receive wire transfers with PayPal. Our guide explains the process, fees, and international transfers.
PayPal Community
paypal-community.com › t5 › Business-Tools-Archives › Recieving-International-Bank-Wire-as-a-payment › td-p › 1670160
Solved: Recieving International Bank Wire as a payment. - PayPal Community
PayPal can only move money between PayPal accounts internationally. An international bank wire/transfer from bank to bank can't be sent directly into PayPal. Once the intl wire transfer funds are available in your bank account and it is linked to your PayPal, you can add funds to your PayPal ...
Instarem
instarem.com › wire-transfer › paypal
Paypal Wire Transfer: Transfer Time, Fees, and Limits | Instarem
June 12, 2024 - Learn how to send or receive money through Paypal Wire Transfer. Get step-by-step instructions, fees and estimated processing times.
Reddit
reddit.com › r/paypal › can i receive a bank wire transfer into paypal?
r/paypal on Reddit: Can I receive a bank wire transfer into Paypal?
May 23, 2022 -
A domestic (California) ride-hailing platform The King of Bumfuckistan, now living in secret exile, has a bunch of money he'd like to deposit into my Paypal account for safekeeping, and for which he'll give me 6 of his wives and 14 camels. The money MUST be a wire transfer from his bank.
Can I just use the direct deposit routing and account numbers displayed on the https://www.paypal.com/myaccount/bundle/vba?intent=eip-ui .
If not, is there another way? I just have the basic no-frills paypal account.
Top answer 1 of 3
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Received an invoice that you were not expecting: then ignore it. An invoice is just a request to be paid. If you don't owe them money, are not doing business with them, then that invoice is a scam and you just ignore it. This is a very old scam (pre-dates PayPal even...) where invoices are sent out with the hope that whoever receives them will pay without realizing it is a scam. Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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No you cannot international - PayPal not a bank That person can open a PayPal account and send it that way! Always be weary of people doing weird shit on apps that are made to work and they work well a certain way
Xoom
xoom.com
Xoom, a PayPal Service | Send Money Online
Transfer money online securely and easily with Xoom and save on money transfer fees. Wire money to a bank account in minutes or pick up cash at thousands of locations.
PayPal
paypal.com › us › digital-wallet › send-receive-money
Send and Receive Money | Transfer Money Online | PayPal US
Use the money you receive immediately.1 It’s fast, safe, and simple. All in one app.1 ... From settling household bills to the dinner check, PayPal links2 lets you send or request money from anyone, whether they use PayPal or not. Just share a link by text, DM, email, or chat. ... Dogsitting for a neighbor or splitting brunch with friends? Get paid back the flexible and secure way.1 ... Send money to friends, family, and sellers internationally in 110+ countries and markets using our Xoom service.3
Wise
wise.com › us › blog › paypal-international-money-transfer
How to make international money transfers with PayPal (and more) - Wise
January 22, 2025 - Here are a few to consider: ... If you’d rather process your international money transfer — also known as a wire transfer — in person, then you can always call your local bank.
PayPal
paypal.com › us › money-hub › article › safely-send-money-overseas
How to safely send money overseas during the holidays | PayPal US
December 11, 2024 - It’s possible to send and receive money safely and securely with PayPal.2 With the peer-to-peer feature (P2P), users can quickly send money to other PayPal account holders in 110+ countries.
SDLC Corp
sdlccorp.com › home › blogs – sdlc corp › streamlined guide to making a wire transfer using paypal in 2025
Streamlined Guide to Making a Wire Transfer Using PayPal in 2025
November 10, 2025 - PayPal handles the transaction securely, and once the recipient approves the request, the funds are transferred directly into your PayPal account. For international transactions, PayPal also offers the option to use its “PayPal.me” feature, ...
PayPal
paypal.com › us › digital-wallet › send-receive-money › send-money
Send Money Online | Transfer Money Online Fast | PayPal US
It’s your do-it-all digital wallet. Load up on offers before you shop. And manage it all on the go. ... An account with PayPal is required to send and receive money and create a Link.
Tipalti
tipalti.com › blog › what to know about paypal wire transfers (& how to do them)
How to Make a Wire Transfer Through PayPal
July 31, 2025 - This means PayPal takes the exchange rate of a third party and adds its conversion spread. This can vastly increase charges depending upon the mid-market rate. That’s what makes Xoom and Transferwise smart alternatives for international business. When arranging to send or receive money overseas, PayPal account holders generally use Xoom.
BOSS Revolution
bossrevolution.com › home
How to make international money transfers with PayPal - BOSS Revolution
Once registered, link your bank account, debit card, or credit card so you can fund transactions. After PayPal verifies your account, you can start making international transfers. There are no fees for receiving personal transactions.
Wise
wise.com › us › blog › how-to-accept-international-payments-on-paypal
How to accept international payments on PayPal - Wise
May 3, 2023 - ... Go to Home on the website or app. Choose which currencies you’d like to hold money in by clicking Open. This allows you to receive like a local to these currencies, free of PayPal cross border fees.
Business Insider
businessinsider.com › reviews › tech › yes, paypal does work internationally — here's how to transfer funds between more than 200 different countries
Yes, PayPal does work internationally — here's how to transfer funds between more than 200 different countries
August 23, 2022 - PayPal does work internationally for transferring money into a foreign bank account, sending money physically, and more, though fees apply.
PayPal
paypal.com › us › brc › article › how-to-accept-foreign-currency-with-your-business-account
How to accept international business payments | PayPal US
May 17, 2025 - Payments received in currencies other than U.S. dollars will be automatically converted to U.S. dollars. The amount is converted at the latest applicable conversion rate and is then credited to your PayPal Business account.