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My spouse and I are reorganizing our household financials and one of the things we want to do is have a weekly allowance for gasoline and at- or post-work drinks and snacks. We would prefer to have reloadable cards to prevent overspending as opposed to keeping track of receipts and keeping a running total.
Thing is, most of what we're seeing either has a number of fees associated with it, isn't reloadable directly from home by us (we must go to a business to get it reloaded) or is just a gift card that requires an activation fee.
Closest thing we've found so far is Bluebird from Walmart/Amex and Chime. Both of those require visits to either a Walmart or a Walgreens (plus a number of other choices that involve fees) to reload the card.
Our bank no longer offers reloadable cards, we discovered, but still has a service grandfathering in existing users.
Are we chasing a unicorn? What we'd like to do is reload the cards from our checking accounts, set up a weekly deposit to them, and disable any kind of overdraft--once the week's allowance is gone that's it until it reloads.
EDIT: For those suggesting "cash", we would prefer not to carry cash on our persons. We'd like to keep it to a card.
The Bluebird American Express Debit Card Accounts is going to be shutting down all services in next year including The Serve Accounts next year. So I'm looking for a Prepaid Debit Card that is similar to The Bluebird American Express Debit Card. What has been everyone's experience with using The Walmart MoneyCard? I read that it has a Monthly Fee so that's kind of discouraging me from ordering/ buying one. Is The Walmart MoneyCard similar to The Bluebird American Express Debit Card? What are The Pros and Cons of having The Walmart MoneyCard? If anyone can suggest any Prepaid Debit Cards That are similar to The Bluebird American Express Debit Card I'm open to different suggestions.