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XDA Developers
xda-developers.com › home › mobile › samsung wallet vs apple wallet: what's the difference?
Samsung Wallet vs Apple Wallet: What's the difference?
June 22, 2023 - Of course, there are a few exceptions here and there — but for the most part, they serve the same purpose. For example, Samsung offers password support, while Apple supports that in the Settings app (instead of Wallet).
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Business.com
business.com › home › business finances › finance tools
Samsung Pay vs. Google Pay vs. Apple Pay Comparison
August 21, 2025 - Samsung Pay, Google Pay and Apple Pay are differently branded services that work similarly for consumers and merchants alike. Michael Seaman, CEO of Swipesum, explained that these payment methods and their corresponding digital wallets (Samsung Wallet, Google Wallet and Apple Wallet) store payment information securely and use tokenization to process transactions.
People also ask

How do mobile wallets work with credit card processing?
The best credit card processors allow merchants to accept one or more digital payment methods in addition to credit cards. The transaction process is essentially the same; just instead of the customer swiping, inserting or tapping their physical credit card to pay, they tap their phone to use their mobile wallet. Clover is a leading processor that lets merchants accept Apple Wallet, Google Wallet and Samsung Wallet. All of its card readers support NFC payments, helping you accommodate consumers with different payment method preferences. Read our in-depth review of Clover for more information.
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business.com
business.com › home › business finances › finance tools
Samsung Pay vs. Google Pay vs. Apple Pay Comparison
Are there alternatives to Samsung Pay, Google Pay and Apple Pay?
Yes, there are alternatives to Samsung Pay, Google Pay and Apple Pay. Among the most popular is PayPal. In fact, in 2023, it was the most widely used digital wallet in the U.S., with 69 percent of digital wallet users reporting that they use it, according to a Morning Consult report. By comparison, 56 percent of digital wallet users said they use Google Pay, 53 percent use Apple Pay and 52 percent use Samsung Pay. More niche alternatives include MasterCard PayPass and Meta Pay. Although all of these platforms serve virtually the same function, each is slightly different, with various strengths
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business.com
business.com › home › business finances › finance tools
Samsung Pay vs. Google Pay vs. Apple Pay Comparison
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Wise
wise.com › gb › blog › apple-pay-vs-samsung-pay
Apple Pay vs Samsung Pay: How do they compare? (2025 UK guide) - Wise
December 20, 2024 - Samsung Pay can only be used with compatible Samsung devices, and the Samsung Wallet app often comes pre-installed. The main difference between Apple Pay and Samsung Pay is device compatibility.
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Android Authority
androidauthority.com › home › general technology › google wallet vs apple pay vs samsung wallet: which is right for you?
Google Wallet vs Apple Pay vs Samsung Wallet: Which is right for you?
March 10, 2025 - Android phone owners are best served with Google Wallet. However, if you own a Samsung phone, Samsung Wallet is integrated just a little better. Which one is better will depend on multiple factors, and what you value.
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OneMoneyWay
onemoneyway.com › home › apple pay vs samsung pay
Apple Pay vs. Samsung Pay: Which digital wallet is better?
March 18, 2025 - Apple Pay and Samsung Pay simplify payments, but differ in device compatibility and features. Apple Pay excels in privacy and seamless integration with Apple devices, while Samsung Pay stands out with rewards and support for older terminals via MST.
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OneSafe
onesafe.io › home › blog › samsung wallet vs apple pay: compare on fees, features & benefits
Samsung Wallet vs Apple Pay: Compare on Fees, Features & Benefits - OneSafe Blog
August 25, 2025 - Unique features like broad compatibility with various payment terminals and enhanced security measures, such as biometric authentication and tokenization, set Samsung Wallet apart from other payment solutions. Apple Pay is a mobile payment service introduced by Apple Inc.
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Times of India
timesofindia.indiatimes.com › news › gadgets news
Wallet: Explained: Difference between Apple Wallet and Samsung Wallet - Times of India
June 22, 2022 - For instance, Samsung Wallet can store passwords, whereas Apple saves them in the Settings option inside the app. Meanwhile, the Apple app supports boarding passes from several airlines including Korean Air.
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Tom's Guide
tomsguide.com › computing › software › finance software
Samsung Wallet is here to take on Apple Wallet — and it has seriously smart features | Tom's Guide
June 16, 2022 - Samsung has just launched the Samsung Wallet, a new payment platform that combines Samsung Pay with Samsung Pass into one service to rule all your digital IDs, payment and loyalty cards, keys and more. In effect, this will give Samsung phone users, such as those with the Galaxy S22, a tool that’s much like the Apple Wallet available on iPhones.
Find elsewhere
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Financial IT
financialit.net › blog › mobile-wallet › mobile-wallet-wars-apple-pay-vs-samsung-pay-vs-android-pay
Mobile wallet wars: Apple Pay vs Samsung Pay vs Android Pay | Financial IT
All of this comes into the open just as Samsung ramps up its entry into the wallet war market, and Samsung have one big advantage over Apple, according to Time Magazine:
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Worldpay
worldpay.com › en › insights › articles › apple-pay-vs-samsung-pay-vs-android-pay
Apple Pay Vs Samsung Pay Vs Android Pay | Insights | Worldpay
A 2018 study by Auriemma Consulting Group found that Samsung Pay users were the most engaged among the Pays” with Samsung Pay users making 7.3 transactions per month, compared to 5.5 transactions per month for Apple Pay and Google Pay users. Google's mobile payment solution was originally known as Android Pay which was first released in the US in September 2015, though its roots go back even further to the Google Wallet mobile payment solution that first appeared in 2011.
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Nimble App Genie
nimbleappgenie.com › home › google pay vs. apple pay vs. samsung pay
Google Pay vs. Apple Pay vs. Samsung Pay: Which Is Better?
November 7, 2025 - Apple Pay vs. Samsung Pay, the dilemma of choosing the right mobile payment solution for users has been around for a while. Some find Google Pay to be the best mobile wallet for its varied device support, some find Apple Pay to be more readily available and convenient for their iOS device, and for some, Samsung Pay is the ultimate choice on their Samsung device.
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CNET
cnet.com › tech › mobile › phones › samsung launches mobile wallet app to compete with apple and google
Samsung Launches Mobile Wallet App to Compete With Apple and Google - CNET
June 16, 2022 - Samsung just launched its mobile wallet platform for storing digital IDs, credit cards, car keys and other essentials. Smartphone makers are attempting to replace the physical wallet with digital alternatives. Google recently announced a similar revamp to its Wallet app, while Apple is adding new features to Apple Pay.
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Quora
quora.com › Which-mobile-payment-system-is-more-successful-Apple-Pay-Samsung-Pay-or-Android-Pay
Which mobile payment system is more successful: Apple Pay, Samsung Pay, or Android Pay? - Quora
Answer: I can’t speak for Apple Pay but Samsung Pay transactions prevents the store from making add’l future purchases without using your phone again. I made a Google pay once and their company charged me for a revolving credit that I didn’t authorize. I purchased from them online using ...
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ur.co.uk
ur.co.uk › news › samsung equivalent to apple pay
Samsung Equivalent to Apple Pay: A Comprehensive Guide - ur.co.uk
May 30, 2024 - With Samsung Wallet, Samsung phone ... more convenient. Apple Wallet and Google Wallet offer similar convenience, making payment cards digital and even replacing physical car keys with digital car keys....
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Samsung Community
r2.community.samsung.com › saudi arabia › منتدى النقاش › خدمة › samsung pay
Samsung wallet vs. apple pay - Samsung Members
December 17, 2024 - Look at this while adding money from stc pay we can see Apple pay logo in iphone devices but samsung devices doesn't have samsung wallet pay logo ,
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Tom's Guide
tomsguide.com › phones › android phones › samsung phones
Samsung Wallet is getting two big upgrades for Galaxy phones — including this Apple Wallet feature | Tom's Guide
January 25, 2025 - Except Samsung Wallet does one better than Apple Wallet; since transactions can be tied to linked accounts and debit cards, not solely through Samsung Pay, it'll offer support for third-party digital wallets as well.
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Reddit
reddit.com › r/apple › apple pay vs samsung pay
r/apple on Reddit: Apple Pay vs Samsung Pay
April 23, 2016 -

If Samsung Pay can pay transactions at non contactless reader (NFC-enabled devices) isn't it actually more advanced than Apple Pay? As long as I concern, Apple Pay only works with contactless reader that support NFC while Samsung Pay works both on contactless reader and more traditional swipe debit or credit card machine. Also if Apple wanted to reach more people to use Apple Pay why didn't they did something like Samsung did with magnetic strip reader?

PS: I dont know how exactly Samsung Pay works with magnetic strip reader, that'll be great if any of you guys can explain it to me.

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A card has a magnetic strip with the information (account number and other info) encoded as magnetic "bumps" on the surface. When you swipe a card, the reader reads those bumps by measuring how does the electromagnetic field change as you swipe. The issue with that is that your account number and card info are legible to the reader. The store can track you by your card number. If someone wants to steal your info, they can copy your card through the magnetic swipe and use it later on. Samsung Pay works by having a magnetic beacon on its side. When you register a card for it, the beacon transmits electromagnetic waves that interact with the card reader in the same way as your card does. The benefits of that is that it uses the age-old magnetic technology that is already installed everywhere. The issue is that it's just as insecure as the old magnetic strip payment, and in fact, the only way that Samsung Pay works is because magnetic strips are vulnerable to be copied like that. Apple Pay (and NFC payments in general) works differently. You hold your phone/watch close to the terminal, and then they perform a series of complex mathematical "checks" with each other to confirm the transaction and the validity of the "card". In an ELI5 manner, the terminal poses a unique question to your phone, and it responds in a unique way back. For example, the terminal asks "a?" and your phone knows to increment that by 2 letters and answer "c", authorizing the transaction. In real life, the algorithms used are much more complex so that they can't be easily reverse engineered, and part of it is baked into the hardware of the phone/watch so it can't be copied to another device. As a payment process it's much more secure than a magnetic strip, the actual account number is never revealed to the scanner, and you cannot do a transaction without the NFC device being present. If someone "listens" to the communication between your phone and the reader, they can't use that data to authorize future transactions, because every time you pay, your phone/watch emits a different, unique "answer" to the terminal. Samsung's solution isn't "better" or "newer", it is perpetuating an antiquated payment model with all its insecurities in the name of convenience. Apple has (correctly, in my opinion), gone with a more advanced and secure payment processing mechanism instead of using old and obsolete technology. The cost of that is that we need new terminals to be deployed worldwide before NFC can truly replace the old magnetic strip. Apple vs Samsung aside, look at bank cards nowadays: banks are moving to a chip mechanism, that carries the same advanced security features. Europe had it for years, and the US has finally started pushing for chip cards the last couple of years. Credit card companies are changing their rules: if someone's card info is stolen and the magnetic strip is used for a scam, the store will be liable for the fraud - but if the store has a chip or NFC reader and customers use those options, in the case of a stolen card or fraud, the store will not be found liable. edit: To everyone who either helpfully or aggressively have pointed out how Samsung implements their system more securely than what I initially described - I apologize and I give you that. I'm then describing the problems with old magnetic credit card technology in general. I still think that by allowing magnetic strips to exist, they are perpetuating the use of magnetic readers, which, in my opinion, should be totally replaced by chip and nfc scanners in the future. Force vendors to upgrade their systems instead of introducing this sort of compromise to a 20th century technology.
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Also if Apple wanted to reach more people to use Apple Pay why didn't they did something like Samsung did with magnetic strip reader? Because it's not as elegant for the user (who must manually invoke it), it's a short-term stop-gap solution that would primarily be used in only one country, and it still doesn't get you full compatibility anyway (especially since so many card terminals are not accessible to customers). It's obvious that they considered it and rejected it, and those are the reasons why I think they decided the way they did. Others are welcome to make different decisions, as Samsung did (buy buying LoopPay, which Apple had equal opportunity to do but didn't). I think this is a nice parallel with Apple's abandonment of floppy drives, and later optical drives, and also their quick embrace of USB back in the day without legacy ports as backup. They'd rather move on to the better technology, even if the broader ecosystem isn't fully there yet. This is what being an early adopter is all about. Remember when people clamored for Flash on iPhones and iPads? Can you imagine where we'd be if Apple had embraced it? It's long past time for magnetic stripe payments to go away, and I don't want to give merchants any excuse to drag their feet. Oh, and contrary to claims in the current top-rated comment in this thread, the security for Apple Pay and Samsung Pay is the same, even for the magnetic transactions. Samsung Pay still uses a token and dynamic secure codes regardless of how it transmits it. The transmission technology is irrelevant. Did you know NFC transactions are unencrypted plain text too? How the numbers get into the terminal isn't nearly as important as the fact that the numbers themselves are useless if stolen.
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SourceForge
sourceforge.net › software › compare › Apple-Wallet-vs-Samsung-Wallet
Apple Wallet vs. Samsung Wallet Comparison
Compare Apple Wallet vs. Samsung Wallet using this comparison chart. Compare price, features, and reviews of the software side-by-side to make the best choice for your business.
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Listerhill
listerhill.com › home › blog › apple wallet, samsung wallet & google wallet: why they're safer than the card
Samsung & Google Pay: Safer Than a Card? | Listerhill Credit Union
June 5, 2024 - To use Apple Pay, you’ll need to use TouchID, FaceID or input your PIN. For Samsung Pay, you’ll have to authenticate your fingerprint, input a PIN or confirm an iris scan. If your phone gets swiped, a thief will have a hard time using it to go on a shopping spree. In contrast, if a criminal grabs your actual wallet, they can do enormous amounts of damage to your finances and credit score before you even realize it’s gone.