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When I open a checking account online, can I also open a savings account?
After opening my account online, when will I receive my debit card and online credentials to log in?
When opening an account online or in branch, what do I need?
For some reason it won’t let me sign up for an account online. I think it’s because there are no branches in my city. Is there anyway to circumvent this?
Openbank by Santander (FDIC Cert #29950) https://www.openbank.us/ has a high yield savings account which as of today has a 5.25% APR. Santander is a bank Spanish bank but I only stumbled upon Openbank today. Openbank in Spain from Santander https://www.openbank.es/ appears to be a full-service (online) bank.
Has anyone had experience using Openbank (US) for a HYSA?
Openbank's only current product appears to be its HYSA (no CDs or other types of bank accounts). According to the website is does business in every state in the US except for Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, and Rhode Island where Santander has physical branches. (You can't have both an account at a Santander branch and Openbank.)
Openbank has a customer service telephone number buried deep in their website, but you can't speak with anyone unless you have already opened an account online.