santander savings accounts belgium

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curvo.eu › article › best-savings-account-belgium

Best savings accounts in Belgium 2026: a comparison

4 days ago - The Ritme account by vdk bank yields a 2.85% interest rate, which is currently the highest in Belgium. But it limits deposits at €500 per month. The Santander Vision Plus account has a lower 1.65% interest rate but doesn't limit your deposits.

Santander

santander.be › nl

Financiële oplossingen en verzekeringen | Santander

Santander Consumer Finance. Online, vlot, transparant en aan een goedkoop tarief! Alle informatie over onze producten, onze geschiedenis, onze bedrijfscultuur, en veel meer. Welkom!

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Keytrade is currently at 2,55% with their High Fidelity account. You will also get a €50 for Free when creating a new account. (Google “ Keytrade 50inmypocket “). They’re a free bank, which makes it even better. Argenta will have their “ groeirekening “ at 3% starting from the first of December. But the deposit is limited to €500 per month. The basic Argenta account should also be free. KBC will have their Start2Save at 2.55% starting from the first of December. It’s also limited to €500/month. They also have a free account if you want. Santander is also very interesting, but I prefer something a bit more local.

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You can find a pretty good list here: https://www.guide-epargne.be/epargner/tarifs-epargne.html It compares all the savings accounts available in Belgium with base and loyalty interest rate, guarantees, and other limitations (e.g. minimum amounts).

Trustpilot

trustpilot.com › home › money & insurance › banking & money › financial institution › santander consumer finance belgië / belgique reviews

Santander Consumer Finance België / Belgique Reviews | Read Customer Service Reviews of santander.be

October 29, 2025 - En outre, Santander Consumer Bank vous permet d'ouvrir un compte d'épargne avec les taux d'intérêt les plus élevés du pays. Chez nous, le service à la clientèle est essentiel et le client passe avant tout.

Call 092355060

Address Guldensporenpark 81, 9820, Merelbeke-Melle

(4.2)

Santander Bank

santanderbank.com › personal › savings

Personal Savings Accounts | Santander Bank - Santander

Our interest-bearing CDs, money market savings, and savings accounts are fit for your short- and long-term goals. Let us help you get started. ... Enjoy better rates and benefits with your Santander Select relationship*. Exclusively available to Santander Select® Checking account holders.

reddit.com › r/befire › advice for low-risk savings - santander/medirect or etf?

r/BEFire on Reddit: Advice for low-risk savings - Santander/MeDirect or ETF?

April 16, 2024 -

Hello,

Not sure whether this is the right group, feel free to redirect me.

Last year, I put a sum in the one year state bond (more than 1.000, less than 10.000). I currently have a savings account with BNP Paribas Fortis, but I am aware that their intrest rates are shit. I don't want to put the sum from the state bond back on my savings account.

I wish to stay ahead of inflation, but the security of my money is very important to me. The lower the risk, the better. I do not plan on big stock market investing.

I know Santander and MeDirect offer much better intrest rates than Fortis, especially on one-year saving plans. MeDirect also allows you to sign up for the new state bond with an extra bit of net intrest. I am also interested in ETF's, but I'm afraid the tax on the gains from those would make them less interesting. Again security is a priority here.

All advice welcome!

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If you are extremely afraid of losing, stock market isn't for you. Although we know a good ETF (whole world, developed world or S&P 500) will strongly beat inflation long term, the long term can be 20 years and you will at some point see an unpleasant negative when the periodical recession happens. You then have to ride it out, not try to jump out of a moving roller coaster. If you can handle some risk, consider trying to put some money in an ETF but not all. Like for example decide 10% stock market and the rest not. Then after 5-10 years you can re-evaluate, see it's not that bad and shift to more ETF's. Or decide you can't handle it and try something else. There will be some half decent savings plans coming out now as the banks want some of the over 20 billion coming free, so do look around. For example, this is the latest ING announced: https://www.hln.be/geld/ing-pakt-uit-met-hoogste-rendement-op-termijnrekeningen-tot-4-bruto~a21813e8/

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Why on earth would you have a savings account at BNP Paribas? At the very least, use Santander or NIBC, you'll get 2,85 and 2,75 % respectively, insured and guaranteed up to 100.000 €.

reddit.com › r/befire › looking for experiences from people who had r have a savings account with nibc direct or santander consumer bank

r/BEFire on Reddit: Looking for experiences from people who had r have a savings account with NIBC direct or Santander consumer bank

January 16, 2023 -

Hi,

After reading the following article (https://www.vrt.be/vrtnws/nl/2023/05/19/politiek-wil-dat-banken-hogere-rent-ook-doorrekenen-aan-spaarder/), I concluded that it is perhaps time to switch bank for my savings account. Currently have all my savings at KBC but according to spaargids.be, I will get a higher intrest at NIBCdirect and at Santander consumer bank (both roughly 1,9% on a yearly basis).

Now I'm not sure wich I should chose. Does anyone have any personal experiences to share?

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Recently opened a savings account with Santander. Very smooth and easy process, fully online.

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I've been a customer of Santander as of 2016 (or 2017). All those years it's been the highest yielding savings account that's still regulated. I've not once had an issue and have moved quite large amounts in the past (60K+). Whenever another party offers a higher yield, they are quite quick to adjust theirs.

The Banks

thebanks.eu › home › banks by country › belgium

SANTANDER CONSUMER FINANCE SA (Belgium) - Products and Services

SANTANDER CONSUMER FINANCE SA (Belgium) Company Profile - Business Description: SANTANDER CONSUMER FINANCE SA provides retail banking services. SANTANDER CONSUMER FINANCE SA offers current accounts, payment cards, savings accounts, time deposit ...

reddit.com › r/befire › high-yield savings account in belgium?

r/BEFire on Reddit: High-yield savings account in Belgium?

August 13, 2021 -

Hi guys

I’m just wondering, what do you guys use for your emergency cash fund?

Currently I’m holding it in a classic savings account from a traditional bank, which gives interests worth a smarties and a kiss on the cheek

So, since it’s money I’m not supposed to touch unless something bad happens, I figured I might put it in a high-yield savings account, but I don’t even know who offers this option in Belgium

So:

is it a good idea? I vaguely remember that these types of accounts are not insured if the institution goes under
which product would you recommend?
is it worth it from a costs perspective?

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I recently got a whole €1,20 interest on my €10k emergency fund. A whole euro and twenty cents! Doesn't even cover the monthly costs of my regular account. Normally I send it to my regular account to keep a nice round number in my emergency fund but this time I'm keeping the €1,20 to remind me how expensive it is to have too much in cash. Edit: I know it's on the high side for an emergency fund, but it's a mental piece of mind thing. I don't want to be forced to sells ETFs in what I consider a bad timing.

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I have my emergency fund with MeDirect Maandsparen Max. It’s free, takes 10 minutes to create the account and 0,70% certainly beats 0,11%.

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Santander Consumer Bank Belgique | Facebook

Santander Consumer Bank Belgique. 108 likes · 458 talking about this. Santander Consumer Bank offre des comptes d'épargne en ligne sur le marché belge.

Santander UK

santander.co.uk › home › savings and isas

Savings and ISAs

We have a range of ISAs and savings accounts to suit you. Learn more about our ISAs, fixed term bonds and savings accounts and start comparing today.

Santander Bank

santanderbank.com › personal › savings › savings

Santander Savings | Santander Bank - Santander

Santander® Money Market Savings, Santander Select® Money Market Savings, and Santander® Private Client Money Market Savings accounts can only be opened online in conjunction with an online checking account opening. Certificates of Deposit and Individual Retirement Accounts can only be opened ...

Banco Santander

bancosantander.es › en › select › ahorro-inversion

Savings and investment products for Select customers - Santander

Find the type of investment you need to invest your savings and plan for your retirement. Learn about Select savings and investment products.

Google Play

play.google.com › store › apps › details

Santander Consumer Bank - Apps on Google Play

Manage your savings safely and easily from your smartphone thanks to the Mobile Banking application by Santander Consumer Bank Connect with your username and manage your operations wherever you are: Check your balance Execute Transfers Manage your personal information Open a new account Use the simulator and interest calculation Download your account statements and annual report Secured access : Once your application is installed, access it with your username and password.

Rating: 3.7 - 242 votes

Santander Bank

santanderbank.com › personal › resources › checking-savings › saving-faqs

Frequently Asked Savings Account Questions | Santander Bank - Santander

Find the answers to common savings account questions, including how to open a savings account and how much interest savings accounts earn each year.

Santander International

santanderinternational.co.uk › personal › products › savings

Savings Accounts | Personal Banking

The Notice Account is a variable rate savings account which requires written notice for any withdrawals Find out more · Fixed Deposit Contracts allow you to fix your money at an agreed interest rate for a set period of time Find out more · The Regular Saver Account allows you to save a regular monthly amount for a period of 12 months.

Banco Santander

bancosantander.es › en › particulares › ahorro-inversion

Savings and investment products for individuals – Banco Santander

View, study and manage your investment funds, pension plans, securities accounts and stock exchange investments.

xe.com › en-ca › swift-codes › countries › belgium › santander consumer finance, s.a.

Branches for Santander Consumer Finance, S.a. in Belgium

Use the below table to find your Santander Consumer Finance, S.a. branch in Belgium and get detailed information about its respective SWIFT code.

Santander

santander.co.uk

Personal | Santander UK

Welcome to Santander. We offer current accounts, savings, mortgages, loans, credit cards and much more. Here to help you prosper

Wise

wise.com › gb › blog › best-santander-savings-accounts

Best Santander savings accounts in the UK - Wise

August 4, 2023 - Discover the best Santander savings accounts in 2023. Compare rates and benefits of regular, easy access, ISAs, and fixed-rate bonds accounts.