Santander UK
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Santander Edge Student current account | Santander UK
Make student life easier with our Student current account. You’ll get a free 4-year Santander 16-25 Railcard and an interest-free arranged overdraft.
Santander Bank
santanderbank.com › personal › checking
Checking Overview - Santander
Your PIN is mailed separately from the debit card and both are mailed to the address on file. Once you receive your card, be sure to sign the back of the card. You can activate your debit card through our Mobile Banking App, at any Santander ATM, or by calling ... If you open your account online, you will need to make an initial deposit.
What are the ways I can fund my checking account?
If you open your account online, you will need to make an initial deposit. You may fund your account with a debit card, credit card, ACH transfers, check, or by depositing cash. Speak to a banker about the different ways to fund your account.
santanderbank.com
santanderbank.com › personal › checking
Checking Overview - Santander
When I open a checking account online, can I also open a savings account?
Yes. A Santander Savings account or Santander Money Market Savings account may be opened online in conjunction with any checking account opened online. Santander Select Money Market Savings account requires a Santander Select checking account and Santander Private Client Money Market Savings account requires a Santander Private Client checking account.
santanderbank.com
santanderbank.com › personal › checking
Checking Overview - Santander
After opening my account online, when will I receive my debit card and online credentials to log in?
Your new debit card will typically arrive in 5-7 business days. Your PIN is mailed separately from the debit card and both are mailed to the address on file. Once you receive your card, be sure to sign the back of the card. You can activate your debit card through our Mobile Banking App, at any Santander ATM, or by calling 877-726-0631.
santanderbank.com
santanderbank.com › personal › checking
Checking Overview - Santander
Videos
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Santander Edge student account review - YouTube
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Banco Santander
bancosantander.es › en › jovenes
Zero-fee accounts for young people - Banco Santander
Discover our accounts for young people with no fees or terms and conditions, and enjoy exclusive services. Current accounts as smart as you.
Santander
santander.co.uk › assets › s3fs-public › AD_documents › santander_edge_student_current_account_key_facts_document_bank_0548_feb_24_ipg_cd.pdf pdf
Page 1 of 12 Santander Edge Student current account
You can have this account if you’re a student, 18 or over and live in the UK. If you already have a current account with Santander, you’ll need to transfer or close it before you
Wise
wise.com › gb › blog › santander-student-account
Santander student account: a comprehensive guide - Wise
June 29, 2023 - This is fee free for the duration of your student account if you stay within the arranged overdraft limit - but you may find you need to pay fees on this facility after you finish studying, depending on the account type you transfer to. The Santander 1|2|3 Student Current Account has many great features for students, but there are also fees and charges to be aware of.
Santander
santander.co.uk › assets › s3fs-public › documents › 123-student-current-account-kfd_0.pdf pdf
1|2|3 Student Current Account Key Facts Document
To remain eligible for the interest-free and fee-free Arranged Overdraft, railcard and credit interest, you must pay money into your 1I2I3 Student · Current Account with a minimum of £500 each academic term. Refunded amounts from your Santander debit card, interest and transfers from
MyBankTracker
mybanktracker.com › checking › reviews › santander-student-checking-account-review-292645
Santander Student Checking Account 2025 Review
January 1, 2025 - As a student, a checking account will be your financial lifeline. You want one that is low cost while also providing the features that you need during your time in school. Being a large regional bank in the Northeast and in Florida, Santander Bank is an option you might consider for a student checking account.
Santander
santander.co.uk › assets › s3fs-public › documents › 123_student_current_account_key_facts_document_jan21.pdf pdf
1I2I3 Student Current Account
Student Current Account with a minimum of £500 each academic term. Refunded amounts from your Santander debit card, interest and
Smart Money People
smartmoneypeople.com › home › santander › student current account
Santander Student Current Account reviews | 7 reviews rated 3.86* - Smart Money People
The Santander 1|2|3 Student Current Account is free to open and manage. It comes with a range of benefits, including a travel card, fee-free spending abroad and interest-free overdraft options.
Pave
paveapp.com › home › blog › what you should know about the santander student account
What You Should Know About the Santander Student Account
December 16, 2022 - This could save you as much as 33% on rail travel throughout the UK while you visit family, travel for holiday, or attend events for your studies. In addition, the Santander student account features fee-free international withdrawals at Santander cash machines, making the account an attractive option with ambitions for travelling.
The Student Room
thestudentroom.co.uk › showthread.php
how does santander student account work? - The Student Room
what happens if you don't pay at least £500 into your account every 4 months? If it's the Santander Edge Student account then you lose the the interest-free and fee-free arranged overdraft limit, nothing else. The £500 only apply to the ovedraft limits, there is no other fee to maintain the ...
Santander
santander.co.uk › about santander uk › media centre › press releases › santander supercharges student account with launch of £100,000 cash prize draw
Santander supercharges student account with launch of £100,000 cash prize draw | Santander UK
This can increase up to £1,800 in the fourth year and up to £2,000 in the fifth year (Subject to status, and if students continue with their studies). No fees for using Santander cash machines abroad. Access to Santander Regular Saver account at 5.00% AER/gross (fixed) for 12 months.
Finder
finder.com › uk › current accounts › student bank accounts › santander edge student account review
Santander Student Account review | Free railcard offer
July 10, 2025 - The Santander Edge Student Account is a great all-round choice for students. It offers an interest-free overdraft and sign up incentives, including a 4-year 16-25 Railcard. Get started by visiting Santander's website and open an account.
Santander
santander.co.uk › about santander uk › media centre › press releases › free railcard, cash prizes and more with santander edge student current account
Free railcard, cash prizes and more with Santander Edge Student current account | Santander UK
The Santander Edge Student current account is available to open online or in branch and to all students, regardless of their year of study4.
Fly Finance
fly.finance › fly finance › student bank account › santander edge bank account for international students | fly finance
Santander Edge Bank Account for International Students | Fly Finance
December 27, 2024 - This account provides features such as no monthly fee, a contactless debit card, and access to Santander branches and ATMs nationwide. Students can also benefit from online and mobile banking services.
TikTok
tiktok.com › discover › how-to-open-santander-student-account
How to Open Santander Student Account | TikTok
1 month ago - Santander allows you to open one with a passport, proof of address, and 2 references. #tulum #rivieramaya #mexico #tulummexico #cancun #akumal #playadelcarmen #cozumel #expat #expatlife #expats ...
Santander UK
santander.co.uk › home › current accounts › santander edge student current account › international students
International Students | Basic Current Account | Santander UK
The Basic Current Account might be suitable if you are a student new to the UK
Be Clever With Your Cash
becleverwithyourcash.com › santander-student-account-review
Santander Edge Student account review: free railcard - Be Clever With Your Cash
November 10, 2025 - If you’re packing your bags to head off to uni or about to start a level 4-7 apprenticeship, it’s time to consider getting a student bank account. The Santander Edge Student bank account has an interest-free overdraft and a free 4-year railcard.
Reddit
reddit.com › r/beermoneyuk › if i apply for a santander student account, receive the railcard, and subsequently switch banks for a different account, will the railcard still be valid?
r/beermoneyuk on Reddit: If I apply for a Santander student account, receive the Railcard, and subsequently switch banks for a different account, will the Railcard still be valid?
May 6, 2024 -
The Santander student account offers a Railcard - but no AER. If I open said account, then switched to (for example) TSB for 5% AER, will I still be able to use the Santander rail card?
Top answer 1 of 6
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Once you've got the railcard they can't take it off you, regardless of whether you switch out later or not. My advice would be to open the Santander student account (remember to apply via topcashback for the £25 on top) then open the Edge account at the same time (apply via quidco for another £22, remember fee is optional if you read the Ts&Cs carefully) to get the 7% edge saver. You are then free to go round the other student accounts getting all the freebies (NatWest/RBS will give you £100 each, HSBC will probably come up with something etc), before finishing up on the one that will give you the biggest 0% overdraft to stooze. I'd avoid the TSB one though as it doesn't offer much worth having, 0% overdraft is one of the smaller ones and 5% can be beaten in savings accounts elsewhere and will be very unlikely to be as profitable as stoozing a large 0% OD so isn't worth having IMHO.
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Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, its probably because your question/post is covered in one of the two recurring posts mentioned below. Our guide to setting up direct debits to use for bank switching: The Best Direct Debits post Our weekly thread for questions about bank switching: The Bank Switcher Question Post And the BeermoneyUK guide to bank switching, which contains all of the information about the current switch offers: The BeermoneyUK Bank Switch Bribe Bible I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
Reddit
reddit.com › r/ukpersonalfinance › i opened a santander student account in september but left it alone, and now i have an overdraft alert. what do i do?
r/UKPersonalFinance on Reddit: I opened a Santander Student Account in September but left it alone, and now I have an overdraft alert. What do I do?
April 6, 2024 -
So I was a first-year student and I opened a Santander Student Account solely for their railcard benefit. However, Santander took a while to open it after I initially applied for it so my parents just gifted me a railcard and I just left the account alone. I am now being emailed an alert about overdrafts.
I honestly just forgot about the existence of the card which is kinda stupid. I've never even seen the physical card or received the letter or any physical letters from Santander. In hindsight, I should've done something when there was no letter or card but I truly forgot about it.
I was sent an email yesterday about how I have an overdraft alert on this Santander student account despite never spending money on the account. I've never even got access to online banking or a card. I would like to check the account but the problem is I don't believe I've received a Personal ID and definitely do not have any card details. So there's no way to even log in. I tried calling customer service but the automated message told me to input my personal ID or card number on the keypad.
What do I do? It is difficult to do anything about getting into the account since I don't have a Personal ID or a card. I'm also worried that somebody else is using the account and spending the overdraft. I don't know how to go about this since the only thing to prove that the account is mine is my email, phone number and physical ID.
TLDR; I am getting overdraft alerts on my dormant Santander student account but can't even access the account because I never received the letter or card or personal ID.
Top answer 1 of 2
21
Probably the best thing to do is go into the nearest branch tomorrow and ask them for help accessing the account. Then if that shows that someone is using it report it as fraud. Sometimes these messages are scams though. I sometimes receive messages from NatWest, Halifax etc telling me my account is overdrawn and the click a link to rectify it. I’ve never had accounts with them..
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If you never used it, you've got nothing to worry about. The Alert will be that they are removing your overdraft as you didn't meet the criteria (funded each term). If you're not going to use the account, just ignore it, You probably should try and get access to it however, if you don't want it, get it closed