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Once you've got the railcard they can't take it off you, regardless of whether you switch out later or not. My advice would be to open the Santander student account (remember to apply via topcashback for the £25 on top) then open the Edge account at the same time (apply via quidco for another £22, remember fee is optional if you read the Ts&Cs carefully) to get the 7% edge saver. You are then free to go round the other student accounts getting all the freebies (NatWest/RBS will give you £100 each, HSBC will probably come up with something etc), before finishing up on the one that will give you the biggest 0% overdraft to stooze. I'd avoid the TSB one though as it doesn't offer much worth having, 0% overdraft is one of the smaller ones and 5% can be beaten in savings accounts elsewhere and will be very unlikely to be as profitable as stoozing a large 0% OD so isn't worth having IMHO.
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Although this is beermoneyuk, not bankmoneyuk, we very much like bank bribes. But we now receive a lot of bank switch-related questions. So we might remove this post. If we do, its probably because your question/post is covered in one of the two recurring posts mentioned below. Our guide to setting up direct debits to use for bank switching: The Best Direct Debits post Our weekly thread for questions about bank switching: The Bank Switcher Question Post And the BeermoneyUK guide to bank switching, which contains all of the information about the current switch offers: The BeermoneyUK Bank Switch Bribe Bible I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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Be Clever With Your Cash
becleverwithyourcash.com › santander-student-account-review
Santander Edge Student account review: free railcard - Be Clever With Your Cash
November 10, 2025 - Find out what we thought of the Santander Student Account which comes with a guaranteed £1,500 overdraft and a free railcard.
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Santander
santander.co.uk › about santander uk › media centre › press releases › free railcard, cash prizes and more with santander edge student current account
Free railcard, cash prizes and more with Santander Edge Student current account | Santander UK
Customers can also switch using the Current Account Switching Service. Free four-year Santander 16-25 Railcard, worth £115, which gives customers a third off train travel across England, Scotland, Wales, and the London Underground when the card is linked to an Oyster card.
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Santander
santander.co.uk › about santander uk › media centre › press releases › santander's free four-year railcard for students and apprentices
Santander's free four-year railcard for students and apprentices | Santander UK
To help students through their journey, the account includes a free four-year 16-25 Railcard, exclusive to Santander student customers, which gives them a third off standard rail fares. As lockdown measures are eased and more people return to train travel, students will benefit by saving an ...
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Santander
santander.co.uk › about santander uk › media centre › press releases › santander’s free four-year railcard goes digital to help students and apprentices on their journey
Santander’s free four-year railcard goes digital to help students and apprentices on their journey | Santander UK
The digital Santander 16-25 Railcard, available through the Railcard App3, gives students and apprentices (levels four to seven) a third off most rail fares across Great Britain, saving an average of £728 over the course of the four-years. Andrea Melville, Director of Current Accounts, Savings ...
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The Student Room
thestudentroom.co.uk › showthread.php
Santander student bank account digital rail card? - The Student Room
It's only a plastic card but if you're using something like trainline, you just add it as a 16-25 railcard and if someone checks your tickets, they ask to see your railcard. It worked that way for me when I went on a train to London, they check both the ticket and the railcard.
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TOTUM
totum.com › discount › santander › offer
Santander | TOTUM Student Discount | Free 4-year railcard, interest free overdraft, win up to £100K, guaranteed at least £20, every spend on your card is a prize draw entry (max 40 entries per month). Spend by 31 Dec '25.T&Cs apply'
Free 4-year railcard, interest free overdraft, win up to £100K, guaranteed at least £20, every spend on your card is a prize draw entry (max 40 entries per month). Spend by 31 Dec '25.T&Cs apply' - An interest-free arranged overdraft of £1,500 ...
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Santander
santander.co.uk › about santander uk › media centre › press releases › new santander edge student customers to get free four-year railcard and the chance to win their tuition fees
New Santander Edge Student customers to get free four-year railcard and the chance to win their tuition fees | Santander UK
The Santander Edge Student current account also comes with a free four-year Santander 16-25 Railcard, which gives card holders a third off train travel across England, Scotland, Wales, and the London Underground when the card is linked to an Oyster card.
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Santander
santander.co.uk › about santander uk › media centre › press releases › students - get your railcard free with 1|2|3
Students - get your railcard free with 1|2|3 | Santander UK
Santander's 1|2|3 Student Current Account offers interest of up to 3%, a free 4-year 16-25 Railcard and is once again set be the most popular UK student account2.
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Santander
santander.co.uk › assets › s3fs-public › documents › 123_student_current_account_key_facts_document_aug21.pdf pdf
1I2I3 Student Current Account
Railcard. These can also be found at 16-25railcard.co.uk/help/railcard-terms-conditions/. To be eligible for the Railcard you must: a) Open a 1I2I3 Student Current Account with Santander.
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16-25 Railcard
16-25railcard.co.uk › help › faqs › santander
Santander 16-25 Railcard FAQs - 16-25 Railcard
I already have a Santander bank account, can I have a Santander Railcard? ... Santander Railcard is not available to existing Student Account holders.
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The Student Room
thestudentroom.co.uk › showthread.php
Santander railcard - The Student Room
You do get to keep the railcard, you're given a code for a four year railcard and this is yours to keep. Hope this helps! Brilliant, thanks! ... I'm thinking about opening a Santander student account initially for the railcard, and then probably switching to Starling/similar as I prefer the function of it...
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16-25 Railcard
16-25railcard.co.uk › help › faqs › how-do-i-get-my-santander-16-25-railcard
How do I get my Santander 16-25 Railcard? - 16-25 Railcard
You will need to enter your Santander promotional code correctly in the box below ‘If you have a valid Santander 16-25 Railcard promotional code, please enter it below’ to continue. You will be asked to register if you do not already have a Railcard account or log in using your registered email address and password.
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MoneySavingExpert.com
moneysavingexpert.com › home › news › 2025 › april
Last chance: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
[Note: since Martin recorded his ... "I should also mention that if you're a student, then you get the same railcard via opening its student bank account as well....
Published   May 27, 2025
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Fly Finance
fly.finance › fly finance › student bank account › santander edge bank account for international students | fly finance
Santander Edge Bank Account for International Students | Fly Finance
December 27, 2024 - For international students, the Santander 123 Student Account is a fantastic all-around option. In exchange for signing up, it offers a free 16–25 railcard and an interest-free overdraft.
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The Guardian
theguardian.com › money › 2013 › jun › 29 › santander-free-railcard-students
Santander hopes free railcard proves just the ticket for students | Student finance | The Guardian
June 28, 2013 - It has landed an exclusive contract with the Association of Train Operating Companies to provide the 16-25 Railcard, which offers a third off most tickets. The card, which normally costs £30 a year, will be valid for four years to anyone in ...
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TikTok
tiktok.com › discover › santander-railcard-student
Santander Railcard Student | TikTok
August 18, 2025 - To open the account: - Must be ... for Freshers. Discover the perks of the Santander UK Edge Student account, including a free Railcard and more!...