You could ask them to create an invoice which should be payable by card. That way only allows Goods & Services payments though. Answer from lupus0802 on reddit.com
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Wise
wise.com › us › blog › how-to-pay-someone-with-paypal
How To Send Money On PayPal – With Or Without An Account - Wise
September 26, 2022 - To make a payment through PayPal without opening an account yourself, you’ll have to have the recipient send you an invoice or money request.
People also ask

How do I receive money using PayPal?
To accept money sent via PayPal, you must open a PayPal account and confirm your email address. Here’s how to request money with the PayPal app: Go to Request Select the person you are requesting money from Enter the amount and add a note if you’d like Select Review Review your request and select “Request Now”
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paypal.com
paypal.com › us › digital-wallet › send-receive-money
Send and Receive Money | Transfer Money Online | PayPal US
What are the fees for sending money using PayPal?
Sending domestic personal transactions fees:​ If the payment method is your linked bank account, debit card, PayPal balance, or Amex Send Account, there is no fee; if the payment method is another card, the fee will be {{paypalFees.domesticPersonal.cardStatic}} + a fixed fee. International fees apply for money sent abroad. Learn more about our fees here.
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paypal.com
paypal.com › us › digital-wallet › send-receive-money
Send and Receive Money | Transfer Money Online | PayPal US
Do You Need a Bank Account for PayPal?
No, you do not need a bank account for PayPal.
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statrys.com
statrys.com › blog › payments rulebook
How to Pay with PayPal with and without an Account | Statrys
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PayPal
paypal.com › va › webapps › mpp › send-money-online
Send Money Securely Online with PayPal | PayPal VA
You can send money to almost anyone with an email address, without sharing your financial information with the recipients. Use their email address and they'll get the money in a simple, faster and more secure way.
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Quora
quora.com › How-do-I-send-someone-money-through-PayPal-if-they-dont-have-an-account
How to send someone money through PayPal if they don't have an account - Quora
Answer (1 of 2): You can’t because the receiver must be on the PayPal company database for any transaction to happen. It is the same with any bank account. You can’t wire money to another person unless that person has a bank account to receive the funds. That is why we have Western Union and Mon...
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PayPal
paypal.com › us › digital-wallet › send-receive-money
Send and Receive Money | Transfer Money Online | PayPal US
You must have an account with PayPal and use the PayPal app. Just share a PayPal link from our app over to the person you want to send to via text, DM, email, or a messaging app you prefer.
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Statrys
statrys.com › blog › payments rulebook
How to Pay with PayPal with and without an Account | Statrys
November 7, 2025 - If however, you would like to instruct a payment (without any kind of request), log in to PayPal. After having logged in you will be faced with the dashboard. Near the top of the dashboard, you will be able to see a “ Send and Request” button, ...
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Reddit
reddit.com › r/paypal › how can someone send money (not pay or purchase) via paypal without an account?
r/paypal on Reddit: How can someone send money (not pay or purchase) via PayPal without an account?
May 15, 2023 -

It seems like if you just want to send your friend money you HAVE to have an account.

Everything else I find just mentions buying/paying

Find elsewhere
Top answer
1 of 3
6

The answer is more complicated than "No, there is no way".

There is no guaranteed way. You may need to create a PayPal account, and it is recommended that you do so. All you need is an email address to sign up, and you will have more protections this way.

However, if you really want to try paying as a guest (not recommended), you can do so in various ways -- most directly with a link like this (which you will need to edit to suit the recipient, item, and purchase amount):

https://www.paypal.com/webscr?cmd=_xclick&[email protected]&item_name=WHAT_YOU_ARE_BUYING&amount=777.88&currency_code=USD

This simulates a "Buy Now"-style button. If the seller has an account in a country that allows payments from a guest, and you have an IP address in a country that allows paying as a guest, and many other anti-fraud criteria are met, you may be able to pay as a guest.

It is not recommended that you pay as a guest. Just sign up for a personal PayPal account, since having one is useful, painless, and gives more protections to you.

2 of 3
2

You can indeed pay someone without a paypal account, but the caveat is you need the seller to generate an invoice within their paypal account and send you a "pay now" email. The email will have a link in it, and when you click on the link, you will be presented with the option to pay with a credit or debit card, which does not require an account. Of course, you will be prompted with the option to create an account, but an account is not required in order to use paypal to make the payment, if you are paying with a debit or credit card.

Creating an invoice is a trivial effort for the seller (it takes all of about 10 seconds) and someone who is eagerly awaiting your money should be happy to do so.

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PayPal
paypal.com › ca › cshelp › article › how-do-i-send-money--help293
How do I send money? | PayPal CA
Select your payment method, review your information, and tap Send. After the payment is sent, your recipient will receive an email notification. If the recipient doesn’t have a PayPal account, we'll explain how to sign up for one.
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Mural
muralpay.com › blog › how-to-add-money-to-paypal-without-a-bank-account-5-easy-methods
How to Add Money to PayPal Without a Bank Account (5 Easy Methods, 2025) - Mural
Another quick route to funding PayPal—especially if you don’t want to link your bank account—is to receive money from someone you know: Friend-to-Friend Transfers: Ask a friend or family member to send money directly to your PayPal email address or phone number.
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Dukefcu
dukefcu.org › assets › files › RgZJ4T90 › Send-Money_Paypal-FAQ2.pdf pdf
Person to Person transfers with Send Money Send money instantly
Recipients without PayPal accounts are prompted to set one up. Once the account setup is complete, the funds will appear. Then, the recipient can transfer the · funds to an account at another financial institution. While funds are transferred right away, it · can take up to three business ...
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PayPal Community
paypal-community.com › t5 › Payments-Archives › Sending-money-without-registering-for-Paypal › td-p › 464493
Solved: Sending money without registering for Paypal - PayPal Community
So if the recipient do not have ... the money and start using them. To send money without a PayPal account just go to PayPal's front page and from there click the link Send Money> Send Money Online....
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Dhgate
smart.dhgate.com › home › how to send money via paypal without an account: a simple step-by-step guide
How to Send Money via PayPal Without an Account: A Simple Step-by-Step Guide - Smart.DHgate – Trusted Buying Guides for Global Shoppers
November 5, 2025 - Ever wondered if it's possible to send money via PayPal without actually signing up for an account? The answer, thankfully, is yes—with a few caveats. PayPal
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Reddit
reddit.com › r/paypal › can i send someone money even if i don't have funds in my paypal acc. but is linked to my bank account with money?
r/paypal on Reddit: Can i send someone money even if i don't have funds in my Paypal acc. But is linked to my bank account with money?
October 6, 2022 -

Just like the title says. I'm from the Philippines and i commissioned someone from Poland to translate a manga for me.

But when i try to click the "Transfer funds" it says "There’s nothing to transfer right now. Try again when you have a PayPal balance."

But i have my bank account linked to my paypal account.

So does this kind of payment menthod work?

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Wise
wise.com › us › blog › can-i-use-paypal-without-a-bank-account
Can you use PayPal without a bank account? - Wise
June 25, 2024 - Unverified accounts have lower transaction limits, and you may find you can’t access all services. You may be able to use PayPal to receive money without adding a bank account or card.
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HackMD
hackmd.io › ceZw6JtWTICyj6lTSpUb3A
How Do I Send Money to Someone’s PayPal Without an Account? - HackMD
### Steps to Use Guest Checkout: 1. The recipient sends you a PayPal invoice or PayPal.me link. 2. You click the link, which redirects you to PayPal’s secure checkout page. 3. Instead of logging in, choose “Pay with Debit or Credit Card.” ...
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Costa Verde
costa-verde.com › início › how to pay with paypal without having an account?
How to pay with PayPal without having an account? - Costa Verde
April 5, 2023 - In case you prefer not to create an account with PayPal, select "No, I don't want an account now" and next select "Pay Now".
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Quora
quora.com › Can-someone-send-me-money-on-Paypal-without-me-or-him-having-to-need-a-bank-account-or-credit-debit-card-If-yes-how
Can someone send me money on Paypal without me or him having to need a bank account or credit/debit card? If yes, how? - Quora
Answer (1 of 3): Let us start with you. If you are on PayPal, Then your own PayPal account is tied in to some sort of financial institution, whether it be a bank account, or a checking account, or a savings account, or a credit union account, or a credit account, or a credit card account, or a de...
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Chron.com
smallbusiness.chron.com › pay-someone-paypal-account-dont-one-43952.html
How to Pay Someone With a PayPal Account If You Don't Have One
March 10, 2019 - Although you'll need a credit or debit card to register, using it to make a payment on PayPal will incur a small fee. However, making a payment or sending money using your checking account number is free.