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Apple Support
support.apple.com › guide › watch › set-up-apple-pay-apd285b3ae01 › watchos
Set up Apple Pay on Apple Watch - Apple Support
Tap My Watch, then tap Wallet & Apple Pay. ... A new card or previous card: Tap Add Card, then follow the onscreen instructions.
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Apple Support
support.apple.com › en-us › 108398
Set up Apple Pay - Apple Support
On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.
Discussions

Using Apple Pay
I used it a lot on my trip to New York. The subway has tap and go and using my watch was the easiest way to do it!! More on reddit.com
🌐 r/AppleWatch
210
355
August 25, 2025
No option to enable Apple Pay on Watch - Ask Different
I have Apple Pay enabled on my iPhone (6S) and it used to be available on Apple Watch (original edition) too. I wiped and restored my watch, and now there is no Apply Pay available. The instruction... More on apple.stackexchange.com
🌐 apple.stackexchange.com
March 17, 2017
How can I fix it? "Could not set up Apple Pay. An error occurred while setting up Apple Pay."
With one of my cards I ran into that when I didn’t have the bank app installed and logged in on my phone. Not sure how that has anything to do with it, but maybe try that? More on reddit.com
🌐 r/AppleWatch
18
3
May 13, 2022
Primarily use Apple Pay on my Watch
99% of the time use my phone rather than watch. Primarily because it’s it my hand already - I use my local grocery store’s app for a shopping list. Now if Apple notes came to the watch I wouldn’t need my phone in my hand for my shopping list at some stores like Costco. I thought I would use my watch more to scan into the gym, but the app I use to track my workouts is phone only so I can’t leave my phone at home or in the car. More on reddit.com
🌐 r/AppleWatch
270
213
March 7, 2025
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Lifewire
lifewire.com › guide-to-using-apple-pay-on-an-apple-watch-8751557
How to Use Apple Pay on an Apple Watch
December 6, 2024 - The instructions apply to compatible ... or later. You can set up Apple Pay on your Apple Watch using available cards in the Wallet app on your iPhone or with a new card....
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Apple Support
support.apple.com › guide › watch › use-apple-pay-for-contactless-payments-apdbe9c11bba › watchos
Use Apple Pay for contactless payments on Apple Watch - Apple Support
When you’re shopping in an app on your Apple Watch, choose the Apple Pay option during checkout. Review the payment, shipping, and billing information, then double-click the side button to pay with your Apple Watch. See alsoSet up Apple Pay on Apple WatchUse Apple Cash on Apple WatchUse Apple ...
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Wareable
wareable.com › home › complete guide: how to use apple pay and wallet on the apple watch
Complete guide: How to use Apple Pay and Wallet on the Apple Watch - Wareable
April 24, 2025 - Under ‘My Watch’, find and tap ‘Wallet & Apple Pay’. Tap ‘Add Card’, then follow the steps for adding a ‘Debit or Credit Card’ or ‘Travel Card’, or choose from a ‘Previous Card’. If you haven’t set up a passcode on your Apple Watch, you will be prompted to do so.
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Apple Support
support.apple.com › en-us › 109015
Set up your Apple Watch - Apple Support
On cellular models of Apple Watch, you can set up cellular. If you have an Apple Watch model that supports gestures, you'll see animations demonstrating the wrist flick and double tap gestures. You can also choose options for the Depth app, and if you have Apple Watch Ultra you can choose options for the Action button. Finally, you can set up Apple Pay.
Published   3 days ago
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Apple Support
support.apple.com › en-us › 102626
Make purchases using Apple Pay - Apple Support
November 12, 2025 - Your default card opens automatically. Scroll down to choose another card. Hold the display of your Apple Watch near the contactless reader until you feel a gentle tap and hear a beep. Want to see your recent purchases? Learn how to check your Apple Pay transaction history.
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Reddit
reddit.com › r/applewatch › using apple pay
r/AppleWatch on Reddit: Using Apple Pay
August 25, 2025 -

Often when I pay via my Apple Watch, the person behind the counter will be delighted to see it, telling how cool that is. About half the time, I point and say, “The Apple Watch you’re wearing will do this too!”

I am surprised at how many people don’t set up and use Apple Pay on the Watch. It’s very simple and much easier than digging out one’s iPhone or wallet.

Find elsewhere
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The Mac Observer
macobserver.com › home › how to set up and use apple pay on apple watch: full guide
How to Set Up and Use Apple Pay on Apple Watch: Full Guide
September 3, 2025 - Return to the Watch app and confirm the card status shows Ready on Apple Watch. Set a Default Card in Wallet & Apple Pay for faster checkout. Optionally enable Express Transit and transaction updates if supported by your issuer.
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CNET
cnet.com › tech › mobile › smartwatches › how to set up and use apple pay on the apple watch
How to set up and use Apple Pay on the Apple Watch - CNET
April 21, 2015 - Open the Apple Watch app on your iPhone, click Passbook & Apple Pay, and add a new credit or debit card. You can choose to use a card that's already on file with iTunes or scan in a new one.
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Business Insider
businessinsider.com › business insider › how to use apple pay on your apple watch, and make purchases by saving a credit or debit card to your watch
How to use Apple Pay on your Apple Watch, and make purchases by saving a credit or debit card to your watch
February 11, 2025 - Pressing the side button twice will bring up your default card. Abigail Abesamis/Business Insider · 2. Hold your Apple Watch near the contactless reader, within a few centimeters, until you feel a soft tap.
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Wells Fargo
wellsfargo.com › help › mobile-features › apple-pay-faqs
Apple Pay Frequently Asked Questions – Wells Fargo
When setting up a new device, you will have the opportunity to add eligible Wells Fargo cards, or you can always open the Apple Wallet app to add cards at any time. Please note, Apple Pay on the Apple Watch is set up through the Apple Pay Watch app on an iPhone® paired to the Apple Watch.
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Clipper Card
clippercard.com › ClipperWeb › apple-pay
Apple Pay | Clipper
Clipper is the all-in-one transit card used for contactless fare payments throughout the San Francisco Bay Area.
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TechRadar
techradar.com › health & fitness › smartwatches
How to use Apple Pay on your Apple Watch | TechRadar
June 22, 2024 - Open the Apple Watch app on your iPhone and select My Watch then Wallet & Apple Pay. Tap Add by a card you want to use. Open the Wallet app on your Apple Watch and select the menu three button icon.
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Apple
apple.com › apple-pay
Apple Pay - Apple
Open the Apple Watch app on your iPhone, tap Wallet & Apple Pay, and then tap Add Card. Go to Settings Wallet & Apple Pay and tap Add Card.
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Gadget Hacks
watchos.gadgethacks.com › how-to › set-up-use-apple-pay-your-apple-watch-0161630
How to Set Up & Use Apple Pay on Your Apple Watch << Apple watchOS :: Gadget Hacks
December 20, 2018 - Open the Apple Watch app on your iPhone, scroll down and tap on "Passbook & Apple Pay," then select "Add Credit or Debit Card" to connect your card. ... If your card is already set up with Apple Pay on your iPhone, the Apple Watch app will ask ...
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Savvywithtech
savvywithtech.com › home › apple › how to set up apple pay on iphone and apple watch (and why the watch is a game-changer)
How to Set Up Apple Pay on iPhone and Apple Watch
August 31, 2025 - Just tap Add next to the card(s) you want on your Watch. Follow any quick verification steps from your bank (if needed). Now I’ll show you how to use Apple Pay in Stores, Apps and online. So you have set up Apple Pay, but how do you use it?
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Reddit
reddit.com › r/applewatch › how can i fix it? "could not set up apple pay. an error occurred while setting up apple pay."
r/AppleWatch on Reddit: How can I fix it? "Could not set up Apple Pay. An error occurred while setting up Apple Pay."
May 13, 2022 -

If Apple Can't help me, I believe in Reddit:

So... I bought an used Apple Watch Series 3 and the watch is perfect, but, the Wallet don't add cards to be used for Apple Pay.

When I try to add an card, this error appears: "Could not set up Apple Pay. An error occurred while setting up Apple Pay.*".*In my original language (Brazilian Portuguese): Não Pôde Configurar o Apple Pay. Ocorreu um erro durante a configuração do Apple Pay.

The Apple Care support don't know why this is happening and how to fix that. They think that "maybe" is a hardware problem. Conclusion: they can't and don't know how to help me.

(I already did the unpair, system restore... Nothing works).

Anyone know how can I fix that problem? 😥

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Forbes
forbes.com › sites › anthonykarcz › 2019 › 07 › 21 › how-to-use-apple-pay-on-your-apple-watch
How To Use Apple Pay On Your Apple Watch
July 26, 2019 - Open the Watch app and select Wallet & Apple Pay. Scroll down to Transaction Defaults and make sure the card you want to use is selected as the Default Card. If you don't have billing address information setup, you can set it here as well.