I noticed that SPDR & Invesco fees are lower than Vanguard or Ishares. For example SPY5 is only charging 0.03%. Are there any issues with them, are they just trying to compete on price?

I found these 3 world ETFs and don’t know which one to choose:

iShares Core MSCI World UCITS ETF (IE00B4L5Y983)

SPDR MSCI World UCITS ETF (IE00BFY0GT14)

Vanguard FTSE All-World UCITS ETF (IE00BK5BQT80)

They are all accumulating

Vanguard ETF includes emerging markets and is pretty new

TER: iShares 0.20 %, SPDR 0.12 % and Vanguard 0.22 %

I have not yet invested in any of them and would like to know which one you chose/would choose and why? If I chose iShares or SPDR, do you think I should invest in emerging markets as well?

Btw. I found out that for all of these ETFs there is USD, GBP and EUR version. Since I don't use any of these currencies, which one should I choose? Or is it pretty much irrelevant?

I'm surprised I see so much Vanguard (in general) and iShares World, due to their TER (total expense ratio, the measure of the total costs associated with the ETF).

Sure, there are some differences in portfolio coverage (long-term: hard to estimate the impact) and in volatility (when buying/selling only infrequently: not too bothering).

But long-term, the impact of TER seems important to me:

The difference between an expense ratio of 0.15% and 1.5% might not seem like much, but the effect of the compounding over an investing lifetime is enormous. After 30 years, a fund with a 1.5% expense ratio will provide an investor with several hundred thousand dollars less for retirement than a 0.15% index fund with the same growth.

Some examples for World:

• Vanguard VWRP: 0.22%/year

• iShares SWDA: 0.20%/year

• SPDR SWLD: 0.12%/year

For Emerging:

• Vanguard VFEG: 0.22%/year

• iShares EMIM: 0.18%/year

• SPDR EMRG: 0.42%/year

Personally, I look heavily at TER when selecting an ETF.

What am I overlooking?

Hi, I am choosing my main ETF and my first pick is iShares Core MSCI World UCITS (IWDA/EUNL). However, I noticed that SPDR MSCI World UCITS (SWRD/SPPW) tracks the same index for lower TER.

What pros and cons do you see for each of these? Would you recommend one over the other?

The iShares fund is larger, older and more traded than the SPDR one. But does this compensate the higher cost? The SPDR ETF has little history to compare tracking differences.

For context: I am in the beginning of the journey so I will keep it extra simple and stick to a single ETF for now. This can keep my costs lower. It is unpleasant to start while the market is at all time high but I will be entering bit by bit, instead of all at once.

All the best!

Hi all,

Beginnende belegger hier die aan het overwegen is om 20k over een aantal ETF’s te verspreiden, maar voornamelijk in een S&P500 ETF te investeren. Kan iemand mij uitleggen waarom die van iShares voor ongeveer 500 per aandeel word verkocht en die van Vanguard voor slechts 90? Wat zou een wijze beslissing zijn tussen de twee?

Bij voorbaat dank!

Hi everyone, for long term passive investing in the S&P 500, which ETF should i use? The Vanguard one, ticker VUAA, or the iShares one, ticker SXR8?

I live in Italy and i invest with Euro (is that even the best choice?).
SXR8 also shows a lot more data in the "stats" section, within the app, wonder why VUAA doesn't.

If you had any useful consideration also, please let me know.
Thank you!