I had the $18 insurance on 5 phones. Took 2 in to replace screens and still paid $150 for each screen replacement. Just consider it’s the insurance plus replacement fees. I found an alternative screen replacement which only cost $50 each phone. The insurance was a waste of money. Answer from MindB4MattR on reddit.com
T-Mobile
t-mobile.com › support › devices › protectionandlt360andgt-and-device-protection
Protection 360® and device protection | T-Mobile Support
Protection 360® is a complete device protection program that covers repair or replacement for loss, theft, accidental damage (including $0 front screen repairs), and mechanical & electrical failure, even after the manufacturer’s warranty expires.
Reddit
reddit.com › r/tmobile › protection 360--worth it or not?
r/tmobile on Reddit: Protection 360--worth it or not?
July 27, 2023 -
Hey all, I will be switching to T-mobile in the near future and am looking for honest positive or negative opinions as to whether Protection 360 is worth it. Hopefully I will be getting the $0/a month S23, and having an $18 monthly charge kind of defeats the purpose of having a free phone. I am always super careful with my phones and I've never had one break---however usually I get a phone around $300 or less so I've never been too worried about it either.
Bonus question: If I don't get P360 and something DOES happen, do I owe the whole balance or just what hasn't been "paid" off? And could I potentially just put the sim card in another unlocked phone until the 2 years is up and nobody would ever be the wiser?
Top answer 1 of 36
15
I had the $18 insurance on 5 phones. Took 2 in to replace screens and still paid $150 for each screen replacement. Just consider it’s the insurance plus replacement fees. I found an alternative screen replacement which only cost $50 each phone. The insurance was a waste of money.
2 of 36
8
Depends. Can you afford another $1000 out of pocket to upgrade if you don’t have the p360 protection plan? If so, then probably not. If not, then yes, get it, it’s a no brainer. Just like I can’t afford to just up and buy another house if my house gets destroyed, I also can’t afford to get another car or pay for the other person’s damages and potential hospital bill if I cause the wreck, that’s why I have home and car insurance. But also because I have to have car insurance lol.
Videos
Can · T-Mobile · for Business accounts purchase Protection 360?
Yes, Protection 360 may be added to eligible devices on a · T-Mobile · for Business account.
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
What do I get with the Protection 360 app by Assurant?
As part of Protection 360 you get access to extra benefits available in the Protection 360 app by Assurant. Those benefits include: · Access to unlimited live technical support via call or chat for all your smart devices. · Easily view your coverage details, service fee/deductible information and program terms. · Quick links to other benefits and apps included in Protection 360. · Easily file and track a claim. · Troubleshoot your device with helpful device-specific step-by-step guides. · Once you’ve enrolled in Protection 360, be sure to download and register for the Protection 360 app by As
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
Is T-Mobile device insurance worth it?
It depends. T-Mobile device insurance might be worth it if you’re hard on your phone and damage or misplace it regularly. The coverage might also be helpful if you’re a parent paying for coverage for a child who frequently loses or accidentally breaks their phone.For others, a different, more affordable device insurance plan from AppleCare or a third-party company may make more sense.
insurify.com
insurify.com › device insurance › t mobile
T-Mobile Device Insurance Review: Is It Worth the Cost?
T-Mobile
t-mobile.com › t-mobile community › home & business internet › plans & features
Protection 360 Tier 5 TE | T-Mobile Community
It all depends on how well you care for your devices and keep them secure.
University of Nevada, Las Vegas
unlv.edu › sites › default › files › page_files › 27 › TMobile_Protection.pdf pdf
Important changes to Protection
§§There is a $5 processing fee collected by T-Mobile when devices are exchanged through T-Mobile. The exception is BYOD claims which are handled through Assurant after the manufacturer's ... claims during the eligibility period. After that, and for all other accidental damage claims, the service ... There’s no limit on hardware service (mechanical breakdown) claims. For Protection<360> accidental damage or loss/theft, you get up to
T-Mobile
t-mobile.com › t-mobile community › devices › apple
Service Contract Device Protection Plan vs 360? | T-Mobile Community
360 costs 18 a month while service contract plan costs 7. If the deductibles for those items are truly the same then I want both phones on the 7 dollar plan. If the service contract plan doesn’t cover those items then I don’t want it at all (can’t imagine any would). Appreciate clarification on this thanks! ... Hey there. The device protection and P360 features can be a bit confusing and it is good to know exactly what they cover so you know what you’re paying for.
T-Mobile
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
This applies when and where repair service is available; otherwise, we’ll provide a replacement device and collect the appropriate service fee based on device tier for all other accidental damage. For BYOD customers, this benefit starts after the manufacturer’s warranty expires. In New York, Protection 360™ provides you access to both an Insurance Device Protection Plan and a Service Contract Device Protection Plan.
PolicyAdvice
policyadvice.net › home › insurances › t-mobile phone insurance
T-Mobile Phone Insurance Tiers Explained
That depends on your requirements. The T-Mobile Protection<360 deductible varies by the value of the handset (as it does on Device Protection), but you get additional convenience, particularly under the T-Mobile warranty exchange.
Flipsy
flipsy.com › home › t-mobile phone insurance: what it covers, what it doesn’t
T-Mobile Insurance: What It Covers, What It Doesn't | Compare Plans on Flipsy
July 15, 2024 - Basic Device Protection costs $1 ... versus $99 on the Protection 360 plan, so if you have an expensive phone it might be worth paying the additional $1 per month for Protection 360....
Apple Community
discussions.apple.com › thread › 255917231
Protection 360 Tier 5 TE FROM TMOBILE VS … - Apple Community
I typically don't take carrier warranty plans, especially if they cost me anything but I always buy AppleCare+ as it is fully under Apple and I'm guaranteed to get authentic Apple Parts or a phone refurbished by Apple directly should I need a repair or replacement. ... This thread has been closed by the system or the community team. You may vote for any posts you find helpful, or search the Community for additional answers. Protection 360 Tier 5 TE FROM TMOBILE VS APPLE CARE
Insurify
insurify.com › device insurance › t mobile
T-Mobile Device Insurance Review: Is It Worth the Cost?
August 18, 2025 - T-Mobile’s device insurance is generally more expensive than AppleCare or third-party mobile insurance companies. But it includes features that other plans don’t offer, which may make it worth the extra cost for some.
PhoneArena
phonearena.com › home › news
T-Mobile is vastly improving its Protection 360 plan without increasing your monthly costs - PhoneArena
August 12, 2024 - To give you a few examples, something like the Samsung Galaxy S24 (and S24 Plus, and S24 Ultra) falls into the "Tier 5" category, requiring a Protection 360 expense of $18 a month. These prices are amazingly set to remain the same even after October 1. | Image Credit -- T-Mobile
TMO Report
tmo.report › home › 2024 › august › huge upgrades are coming to t-mobile p360 insurance
Huge Upgrades Are Coming To T-Mobile P360 Insurance
August 12, 2024 - Tiers start at just $1/mo! Sometimes we’re a bit careless. Whether you’ve slammed your phone in the car trunk, dropped it in a nearby lake, or had your dog eat half of it, some of us just need insurance coverage on our phones. T-Mobile has offered Protection 360, or P360, for a while now.
Myphpinfo
myphpinfo.com › media › ymzb3p3z › cl13972-0822-tmo-nw-eng-brochureonepager.pdf pdf
Why worry about your device when you can rest easy knowing it’s covered?
4 Monthly pricing per device for basic Device Protection is Tier 1 = $6, Tier 2 = $8, Tier 3 = $11, Tier 4 = $13, Tier 5 = $14, Tier 6 = $24. If AppleCare Services is provided to you, this service is available during the first 24 months from · the date you enroll in Protection<360> and as long as your plan coverage remains uninterrupted.
YouTube
youtube.com › watch
T-Mobile Protection 360 Worth It? (What Does T-Mobile Protection 360 Cover) - YouTube
In this informative video, we delve into T-Mobile Protection 360, examining its coverage and benefits. We will explore whether this service is worth the inve...
Published August 9, 2024
T-Mobile Premium Handset Protection
mytmoclaim.com › nwbrochure
Protection 360
Your session will end in · You will be redirected back to the home screen if you do not click continue
T-Mobile
t-mobile.com › benefits › phone-protection-plans › p360-home-tech
Protection 360 HomeTech: Electronics Coverage Plan | T-Mobile
Protect your Wi-Fi-enabled devices with T-Mobile's Protection 360 HomeTech. Get comprehensive coverage for unlimited devices at just $25/month plus tax.
Marketing Scoop
marketingscoop.com › consumer › t-mobile-protect
T-Mobile Protect: What You Need to Know About Protection 360 Tier 2 - Marketing Scoop
Overall, T-Mobile‘s Protection 360 is a solid device insurance option. For Tier 2 devices ranging from $150-$350 in value, $9/month is a competitive price for the breadth of coverage and benefits provided.
T-Mobile Premium Handset Protection
mytmoclaim.com › media › liflwmfg › cl10815-ny-tmo-brochure_final_eng.pdf pdf
Service Contract Device Protection Plan
Help protect your device, upgrade when you want and get support practically whenever you need it with Protection<360>. It’s access to both an insurance plan and a service contract · plan designed to help you make the most of your mobile experience. You may also purchase these options separately.1 ... The cost plus tax, if applicable, is determined by device tier and plan and will be separately itemized on your bill.