T-Mobile
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
T-Mobile app and the Protection 360™ app by Assurant® aren’t insurance products or service contracts and are part of Protection 360™.
T-Mobile Premium Handset Protection
mytmoclaim.com
T-Mobile Premium Handset Protection | Assurant
T-Mobile Premium Handset Protection, provided by Assurant, protects your device in the event of loss, theft, accidental damage (including water damage), and malfunction due to mechanical or electrical failure.
T-Mobile Cell Phone Insurance
I successfully used my credit card's phone insurance benefit until T-Mobile closed the loophole that allowed me to pay early with the credit card yet still receive the autopay discount with a debit card. I've since switched to a new debit card that offers cell phone protection. While the coverage isn't perfect, it provides a much-needed backup. Paying an extra $72 a month for dedicated phone insurance is crazy since I rarely file claims; instead, I'm opting to bypass the extra insurance cost and put that money directly into a rainy day fund. More on reddit.com
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August 30, 2025Better phone insurance options
Chase ink preferred covers up to $1000 More on reddit.com
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September 7, 2024Don’t know why the fuss over phone insurance.
Exactly. I opted out of insurance, instead I keep my phone in mint condition because I never opened the box. More on reddit.com
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140
November 9, 2025What is the point of phone insurance?
You have to pay a deductible for the replacement just like any other insurance product. What device are you filing a claim for and how much is the deductible? More on reddit.com
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July 15, 2024Can · T-Mobile · for Business accounts purchase Protection 360?
Yes, Protection 360 may be added to eligible devices on a · T-Mobile · for Business account.
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
What do I get with the Protection 360 app by Assurant?
As part of Protection 360 you get access to extra benefits available in the Protection 360 app by Assurant. Those benefits include: · Access to unlimited live technical support via call or chat for all your smart devices. · Easily view your coverage details, service fee/deductible information and program terms. · Quick links to other benefits and apps included in Protection 360. · Easily file and track a claim. · Troubleshoot your device with helpful device-specific step-by-step guides. · Once you’ve enrolled in Protection 360, be sure to download and register for the Protection 360 app by As
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
Is there a service fee/deductible for Protection 360?
The service fee/deductible is based on your device model and type of claim, which will be collected at the time your claim is approved. For complete plan details, including benefits, exclusions, deductibles, limits and disclosures, visit: mytmoclaim.com/deductible.aspx.
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
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T-Mobile
t-mobile.com › support › devices › file-a-device-protection-claim
File a device protection claim | T-Mobile Support
Claims must be reported within 90 days of the incident unless state law requires additional time. Learn who can file a claim and the steps to take.
Factsheet
Formerly VoiceStream Wireless
Company type Public subsidiary
Traded as Nasdaq: TMUS
Nasdaq-100 component
S&P 100 component
S&P 500 component
Nasdaq-100 component
S&P 100 component
S&P 500 component
Formerly VoiceStream Wireless
Company type Public subsidiary
Traded as Nasdaq: TMUS
Nasdaq-100 component
S&P 100 component
S&P 500 component
Nasdaq-100 component
S&P 100 component
S&P 500 component
T-Mobile
t-mobile.com
T-Mobile® Official Site | Best 5G Network & Unlimited Data Plans
Discover America's Best Network with T-Mobile! Get unbeatable deals, unlimited 5G plans, and T-Satellite coverage that keeps you connected while saving big.
Myphpinfo
myphpinfo.com › terms
Program Info | T-Mobile JUMP! | Assurant
Get information about T-Mobile JUMP! and paid-in-advance offers. Assurant has you covered.
T-Mobile
tmopdp.co › general › faqs
FAQs | T-Mobile | Assurant
You have questions? We have answers! Take a look at these frequently asked questions (FAQs) from T-Mobile customers.
Assurant
tmobile.assurant.com
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Reddit
reddit.com › r/tmobile › t-mobile cell phone insurance
r/tmobile on Reddit: T-Mobile Cell Phone Insurance
August 30, 2025 -
I just joined T Mobile after 20 years w Verizon and the issue I am perplexed by is their phone insurance fee of $18/mo per line (I am paying $72/mo for insurance)... that is way higher than Verizon... YIKES! Any advice on alternatives? THX@!
Top answer 1 of 5
8
I successfully used my credit card's phone insurance benefit until T-Mobile closed the loophole that allowed me to pay early with the credit card yet still receive the autopay discount with a debit card. I've since switched to a new debit card that offers cell phone protection. While the coverage isn't perfect, it provides a much-needed backup. Paying an extra $72 a month for dedicated phone insurance is crazy since I rarely file claims; instead, I'm opting to bypass the extra insurance cost and put that money directly into a rainy day fund.
2 of 5
4
Verizon's equivalent, Total Mobile Protection, is $19/mo per line. They use Asurion while T-Mobile uses Assurant, otherwise very similar.
T-Mobile
t-mobile.com › support › devices › protectionandlt360andgt-and-device-protection
Protection 360® and device protection | T-Mobile Support
The Insurance Device Protection Plan provides coverage for accidental damage, loss, and theft.
Reddit
reddit.com › r/tmobile › better phone insurance options
r/tmobile on Reddit: Better phone insurance options
September 7, 2024 -
I am paying $14 a month x 3 phones for coverage (approx $45/month total). They are all iPhone 15 pro max 1TB, so replacement cost is around $1500. I do have credit cards that cover mobile phones for up to $850 which is too much of a gap in my opinion. What other options are there? And I am not looking for your opinion of no insurance; or just save $45 a month into a separate bank account - I am looking for true coverage alternatives to both theft/loss and damage. Thanks.
Assurant
assurant.com › claims-and-support › mobile-device-insurance
Assurant Phone Insurance | File an Assurant Phone Claim
Assurant phone insurance questions? Access the right online portal to file a claim, check claim status, or view information about your mobile protection plan.
App Store
apps.apple.com › us › app › protection-360 › id1226629284
Protection 360™ App - App Store
Register in the app with your T-Mobile phone number to enable services and verify your eligibility. If you’re not eligible for technical support, that feature will be removed 14 days after registration. more ... This app does not work at all !! It’s just like the insurance company that ...
Reddit
reddit.com › r/tmobile › don’t know why the fuss over phone insurance.
r/tmobile on Reddit: Don’t know why the fuss over phone insurance.
November 9, 2025 -
I don’t get the brouhaha over losing the phone insurance.
Top answer 1 of 5
54
Exactly. I opted out of insurance, instead I keep my phone in mint condition because I never opened the box.
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Only reason I use the p360 is to take advantage of the free screen protector replacements. Now one thing I would recommend is the p360 home. This will cover almost all electronics in your home for a flat rate of $25 if I’m not mistaken. From game consoles, to kitchen appliances, to tvs and so much more.
Metro by T-Mobile
metrobyt-mobile.com › benefits › protection
Phone & Mobile Device Insurance | Metro by T-Mobile
The property insurance underwriter for loss and theft coverage is American Bankers Insurance Company of Florida. The Service Contract Obligor and for mechanical and electrical failure and accidental damage coverage, is Federal Warranty Service Corporation in all states, except in FL - United Service Protection, Inc. and in OK - Assurant Service Protection, Inc. The Metro Protection app is provided by The Signal. These companies operate under the trade name Assurant. McAfee® Security for Metro by · T-Mobile is provided by McAfee, Inc.
Assurant
fastclaim.com › metro
File or Track My Claim | Metro by T-Mobile | Assurant
File a claim for your Metro by T-Mobile Protection Plan is provided by Assurant.
Myphpinfo
myphpinfo.com › deductible
My Deductible | T-Mobile | Assurant
T-Mobile Premium Handset Protection, provided by Assurant. Look up your device deductible by manufacturer and model.
Google Play
play.google.com › store › apps › details
Protection 360™ - Apps on Google Play
• Access Your Extras – Enjoy all the Extra Benefits of Protection 360™ in one place. Register in the app with your T-Mobile phone number to enable services and verify your eligibility.
Reddit
reddit.com › r/tmobile › what is the point of phone insurance?
r/tmobile on Reddit: What is the point of phone insurance?
July 15, 2024 -
My wife's phone is no longer charging, so we're getting a new one through the insurance plan we pay for. Yet, they want to charge us full price for a replacement. This doesn't seem right. What's the actual point of the insurance if I have to pay full price for the new phone?
Top answer 1 of 5
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You have to pay a deductible for the replacement just like any other insurance product. What device are you filing a claim for and how much is the deductible?
2 of 5
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What's the actual point of the insurance if I have to pay full price for the new phone? The same as the point of auto insurance? When you total your car, does Progressive give you a brand new one? No. They give you what your car was worth prior to the collision. Were you expecting Assurant to give you a Z Fold6 when your A71 broke? The bottom line is that you were paying T-mobile $13/mo with a $100 deductible to protect a $131 device. Your best bet at this point is to grab the nearest mirror, gaze into it, and repeat the following words: "Self, that was a bad decision. I won't do that again."
Reddit
reddit.com › r/tmobile › phone insurance through new t-mobile credit card?
r/tmobile on Reddit: Phone insurance through new T-Mobile Credit Card?
October 7, 2025 -
So I, like many here, have been doing the autopay loophole that T-Mobile just closed up. It looks like they are now releasing their own credit card https://www.capitalone.com/credit-cards/t-mobile/ which allows you to keep autopay along with cash back rewards. What is interesting is it doesn't say anything about phone insurance, however it does say you get all the Visa Signature perks which does include phone insurance...
https://www.visa.com/en-us/personal/cards/credit/visa-signature#72845e89
It seems like this would be a big point for T-Mobile to advertise on their new card but they don't do it. Does that mean that Visa Signature perk is not valid or they are just trying to hide it?
Insurify
insurify.com › device insurance › t mobile
T-Mobile Device Insurance Review | Insurify
November 24, 2025 - But it does not influence our ... favorable reviews or any coverage at all in exchange for compensation. ... T-Mobile Protection 360 is device insurance for your smartphone, tablet, or watch....