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Hey all, I will be switching to T-mobile in the near future and am looking for honest positive or negative opinions as to whether Protection 360 is worth it. Hopefully I will be getting the $0/a month S23, and having an $18 monthly charge kind of defeats the purpose of having a free phone. I am always super careful with my phones and I've never had one break---however usually I get a phone around $300 or less so I've never been too worried about it either.
Bonus question: If I don't get P360 and something DOES happen, do I owe the whole balance or just what hasn't been "paid" off? And could I potentially just put the sim card in another unlocked phone until the 2 years is up and nobody would ever be the wiser?
Hi
I have an iPhone X with Protection 360 Tier 5. I have a cracked screen and a small crack on the back.
It’s my understanding that I can either go into the Apple store to get it taken care of or file the claim online or via the Tech PHD app.
Is there any difference between how either one would handle it? It sounds like if I file the claim online or use the Tech PHD app, they will send me a replacement iPhone X and I’ll mail mine in and pay the deductible whereas with Apple, they may just replace the screen and the back rather than the whole device, and I’ll pay the same deductible?
Any idea whether the cracked screen and small crack on the back would count as one or two accidental damage claims?
For insurance because the back and front is cracked it would be a 275$ Charge
For AppleCare (included with Protection 360) The screen is 29$ anything else is $99 In your case since the front and back is broken it would be a $99 deductible, from what I’ve seen is if the back glass is broken as well as the front. They’ll just replace the entire phone.
Trust me, you want to go through Apple whenever possible. It's literally the only justification for their obscene pricing.